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$355,000
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Property Description
Bring All Your Toys! Boats, Motorcycles, Rv, Jet Skis, Kayaks, and Utility Trailers. Lots Of Storage Space For Them! Welcome To Wonderful Living in Stratford Harbour. This Unique Cottage Chalet Sits On A Combined Lot With Only 1 Hoa Fee, It Boast 3 Bedrooms, 2 Baths and If You Want A Garage There Is Not One But Two Double Car Garages With An Additional Carport For Plenty Of Room For Your Toys. There Is A Hookup For Recharging Your Rv and Each Garage Has Its Own Garage Door Openers With Remotes. Motion Activated Security Lights On The Garages and Covered Carport. The Property Boasts An Asphalt Driveway (30X77) To Accommodate Multiple Vehicle Parking. After A Day Of Fun and Playing With Your Toys, There Is A Spot Between Two Seasoned Oak Trees To String Your Hammock For Relaxation in The Shade. The Property Is A Short Distance To The Marina On The Potomac and L Ake Independence For Launching. There Is An Outside Deck Off The Kitchen For Grilling and Relaxation. The Main Floor Has An Open Floor Plan With Kitchen/Dining Area With Island, Bathroom/Laundry Room and One Bedroom. The Upstairs Features 2 Bedrooms and One Bath. All New General Electric (Ge) Energy Efficient Appliances Were Put in With The Exception Of The Dishwasher. Meticulous Care Has Been Taken By The Seller During His Ownership By Waterproofing/Sump Pump The Crawl Space With New Vapor Barrier (12Ml), Pressure Washing Of The Home and Garages, Staining Of Deck and Garage Landing As Well As Deck Leveling. New Roof in 2025 On The Home and Garage. Recently Painted Throughout The Inside Including Trim, Doors, Closets and Shevles. Outside Painting Was Recently Done On The Front Columns/Garage Door Ad Crawl Space Door and House Door, and Trim. This Home Is Ready To Move in and Afford You The Comfort Of A Year-Round Home Or Second Home For Your Enjoyment. Other Amenities Of The Community Are Two Beaches, Clubhouse, Swimming Pool, Tot Lot, Tennis/Pickle Ball Courts, Basketball, Socer Field Area and Pavilion For Picnics and Gatherings. Professional Pictures Will Be Coming Soon.
Full Property Details
Full Property Details for 70 Francis St
General
- Price: $355,000
- HOA FEE: $46/month
- HOA FEE FREQ.: Annually
- Taxes: $1,362 (2025)
- Status: Under Contract
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VAWE2011578
- Updated: 7/2/2026
- Added to Site: 15 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2
- Interior Features: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Galley, Kitchen - Island
- Appliances: Built-In Microwave, Dishwasher, Range Hood, Refrigerator, Stove, Washer/Dryer Stacked, Dryer - Electric
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Main Floor, Dryer In Unit, Washer In Unit
Additional Information
- Shared Pool: Yes
- Pool: Yes
- Security/Safety: Exterior Cameras, Motion Detectors
Exterior
- Exterior Features: Bump-outs, Exterior Lighting
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 4
- Total Spaces: 6
- Parking Features: Asphalt Driveway
- Parking Type: Detached Garage, Driveway
- Garage Description: Garage - Front Entry, Garage Door Opener, Garage - Side Entry
Location
- County: WESTMORELAND
- Subdivision: STRATFORD HARBOUR
- Driving Directions: FROM FREDERICKSBURG: ROUTE 3(KINGS HWY) TOWARDS MONTROSS, TURN LEFT ON STRATFORD HALL RD, GO APPROXIMATELY 4 MILES TURN LEFT ON S. INDEPENDENCE, GO APPROX 5 BLOCKS ON RIGHT AND TURN RIGHT ON FRANCIS, 2ND HOUSE ON RIGHT.
School Information
- School District: Westmoreland County Public Schools
Community
- Association: Yes
- Assoc. Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Gravity Sept Fld, Septic = # of BR, Septic Exists
- Water: Public
- Dist. to Water: 4 Blocks
Structural Information
- Architectural Style: Chalet, Cottage, Other
- Structure Type: Detached
- Construction: Vinyl Siding
- Foundation: Block, Crawl Space
- Windows: Bay/Bow
- Stories/Levels: 2
- Stories Description: Main, Upper 1
- Square Feet: 1,276
- Sq. Ft. Source: Estimated
- Living Area: 1,276 Sq. Ft.
- Finished Above Grnd: 1,276 Sq. Ft.
- Year Built: 2001
- Year Built Source: Assessor
- Property Condition: Excellent
Additional Structures
- Other Structures: 2nd Garage, Garage(s)
Lot Features
- Lot Size (Acres): 0.88
- Lot Size (Sq. Ft.): 38,443
- Lot Size Source: Estimated
- Lot Dimensions: 243.33 x 83.50 258.44 x 80
- Frontage Feet: 164
- Street/Road Desc.: Black Top, Paved
- Zoning: R1
- Lot Description: Backs to Trees, Partly Wooded, Private
Water Features
- Water Front Type: Lake
- Water Front Name: Lake Independence
Financial Considerations
- Price Per Sq. Ft.: $278.21
- Association Fee: $550
- Assoc Fee Freq.: Annually
- Other Fee: $465
- Other Fee Freq.: Annually
- Assessment Year: 2025
- City/TownTax Freq: Annually
- County Tax: $1,362
- County Tax Freq: Annually
- Tax w/Assessment: $200,200
- Tax Amount: $1,362
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Multiple Parcels: Yes
- Lot Number: 38
Listed by CENTURY 21 New Millennium, Susan E Johnson
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Schools
Schools serving 70 Francis St
School District:Westmoreland County Public Schools
| Name | Grades | Distance |
|---|---|---|
Washington District Elementary School 454 Oak Grove Road, Colonial Beach, VA 22443 | PK-5 | 12 mi |
Montross Middle School 8884 Menokin Road, Montross, VA 22520 | 6-8 | 6.3 mi |
Washington & Lee High School 16762 Kings Highway, Montross, VA 22520 | 9-12 | 4.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 70 Francis St
Date
Details
Price
Change
Source
6/27/2026
Listed
$355,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 70 Francis St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,361
—
$200,200
—
2024
$1,361
10%
$200,200
—
2023
$1,241
—
$200,200
—
2022
$1,241
-3%
$200,200
19%
2021
$1,275
—
$167,800
—
2020
$1,275
17%
$167,800
—
2019
$1,091
3%
$167,800
—
2018
$1,057
—
$167,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 70 Francis St
70 Francis Street, Montross, VA 22520 (MLS# VAWE2011578) is a Single Family property with 3 bedrooms and 2 full bathrooms. 70 Francis Street is currently listed for $355,000 and was received on June 27, 2026. Want to learn more about 70 Francis Street? Do you have questions about finding other Single Family real estate for sale in Montross? You can browse all Montross real estate or contact a Coldwell Banker agent to request more information.

