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$469,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,613 Sq. Ft.
  • Updated 17 hours ago
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Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cabinets, a large pantry, and abundant prep space?perfect for everyday living and hosting.The primary suite features an updated primary bathroom, offering a fresh, modern feel with quality finishes. Enjoy the warmth and elegance of hardwood flooring throughout main living areas, adding timeless style and durability.Relax year-round on the screened-in porch with golf course views, or unwind on the covered front porch, providing additional outdoor living space and charm.This move-in ready home in Lake Monticello is tastefully updated, well-maintained, and located in a highly desirable golf course and lake community with amenities.,Cherry Cabinets,Granite Counter,Fireplace in Living Room

Full Property Details for 10 Locks Rd

General

  • Price: $469,000
  • HOA FEE: $121/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,800 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: 676173
  • Updated: Today (4/24/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Living Room, Kitchen, Foyer, Breakfast Room, Full Bath, Additional Bedroom
  • Interior Features: Entry Level Bedroom, Primary Bath(s)
  • Fireplace(s): Gas/Propane
  • Appliances: Dryer, Washer
  • Flooring: Ceramic Tile, Hardwood, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Baseball Field, Basketball Courts, Lake, Meeting Room
  • Security/Safety: Security System, Security Gate

Exterior

  • Exterior Features: Other

Location

  • County: FLUVANNA
  • Subdivision: LAKE MONTICELLO
  • Driving Directions: From main gate, left onto jefferson, left onto Bunker, r onto locks ct, house on r on corner of Locks rd.

School Information

  • School District: Fluvanna County Public Schools
  • Elementary School: Central
  • Middle School: Fluvanna
  • High School: Fluvanna

Community

  • Association: Yes
  • Assoc. Fees Include: Insurance, Reserve Funds, Snow Removal, Trash

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Central, Heat Pump(s)
  • Heating Fuel: Propane - Owned

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Ranch/Rambler
  • Structure Type: Detached
  • Builder: TAYLOR LYN HOMES, INC
  • Construction: Brick, Vinyl Siding
  • Foundation: Block
  • Roof: Architectural Shingle
  • Walls/Ceilings: High, Vaulted Ceilings, Cathedral Ceilings
  • Stories Description: Main
  • Building Size: 2051
  • Square Feet: 1,613
  • Sq. Ft. Source: Assessor
  • Living Area: 1,613 Sq. Ft.
  • Finished Above Grnd: 1,613 Sq. Ft.
  • Year Built: 1998
  • Year Built Source: Estimated

Lot Features

  • Property View: Golf Course, Other
  • Lot Size (Acres): 0.37
  • Zoning: R-3
  • Lot Description: Landscaping

Green Features

  • Sustainability: Conserving Materials/Methods

Financial Considerations

  • Price Per Sq. Ft.: $290.76
  • Association Fee: $1,450
  • Assoc Fee Freq.: Annually
  • Condo Fee: $850
  • Condo Fee Freq: One Time
  • Tax Amount: $2,800
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Other
  • Exclusions: mantle in office
  • Inclusions: kitchen appliances, washer/dryer

Listed by Monticello Country Realty, Llc, IRIS HELFRICH

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Listing agent

— 10 Locks Rd —

  • IRIS HELFRICH

    Monticello Country Realty, Llc

Listing Office Email: monticellocountryrealty@gmail.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10 Locks Rd

School District:Fluvanna County Public Schools
NameGradesDistance
Fluvanna Middle
3717 Central Plains Road, Palmyra, VA 22963
5-75.7 mi
West Central Primary School
3340 Central Plains Road, Palmyra, VA 22963
PK-K5.7 mi
Central Elementary School, Palmyra, VA
3340 Central Plains Road, Palmyra, VA 22963
1-25.7 mi
Fluvanna County High School
1918 Thomas Jefferson Parkway, Palmyra, VA 22963
8-122.2 mi
Carrysbrook Elementary
9172 James Madison Highway, Fork Union, VA 23055
3-47 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10 Locks Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/24/2026
Listed
$469,000
95.42%
MLS
11/24/2014
Sold
$240,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10 Locks Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,488
6%
$331,800
20%
2023
$2,337
—
$276,900
—
2022
$2,337
15%
$276,900
18%
2021
$2,039
-2%
$234,400
—
2020
$2,072
5%
$234,400
10%
2019
$1,972
15%
$213,200
5%
2017
$1,719
—
$204,000
—
2016
$1,719
—
$204,000
2%
2015
$1,719
—
$199,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 10 Locks Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Monticello Country Realty, Llc, IRIS HELFRICH

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10 Locks Rd, Palmyra, VA 22963 (MLS# 676173) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10 Locks Rd is currently listed for $469,000 and was received on April 24, 2026. Want to learn more about 10 Locks Rd? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

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