Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$500,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 2,464 Sq. Ft.
  • Updated 4 hours ago
See This Home
Save This Home
See This Home
Save This Home
Perched above the Rivanna River, this unique Cape Cod on 1.39 acres, offers a rare blend of privacy, nature, and timeless design. With an island-like feel, the property is surrounded by abundant wildlife, including red-headed woodpeckers, red-tailed hawks, and soaring eagles. The home features main-level living and architectural details that carry throughout?most notably the distinctive columns echoed inside and out. A light-filled 4-season sunroom captures peaceful river views and overlooks mature gardens, creating a true retreat. Enjoy three outdoor living spaces?two ideal for entertaining and one designed as a tranquil, zen-like escape. Inside, you?ll find a home that lives much larger than it appears, complete with a gas fireplace, a fully finished basement with bonus room and half bath, and an oversized 2-car garage, and a tankless water heater. The interior shows quality craftsmanship and attention to details throughout. Soaring ceilings, cozy gas fireplace, large primary suite, office space overlooking the river, and so much more. Low-maintenance yard allows you to spend more time enjoying the setting and less time on upkeep. A rare opportunity to own a private, nature-rich retreat in Lake Monticello.,Maple Cabinets,Fireplace in Living Room

Full Property Details for 10 Mechunk Terrace

General

  • Price: $500,000
  • HOA FEE: $122/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,552 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: 675489
  • Updated: 4/9/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Sun/Florida Room, Laundry, Loft, Full Bath, Half Bath, Additional Bedroom
  • Interior Features: Entry Level Bedroom
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas/Propane, Fireplace - Glass Doors
  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Upper Floor Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Additional Information

  • Shared Amenities: Beach, Club House, Golf Club, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Boat Ramp, Community Center, Lake, Meeting Room, Picnic Area, Swimming Pool, Jog/Walk Path
  • Security/Safety: Security System, Smoke Detector

Location

  • County: FLUVANNA
  • Subdivision: LAKE MONTICELLO
  • Driving Directions: From the Riverside entrance, take the 1st left, R onto Stiger, L onto L, house on right at end of cul-de-sac

School Information

  • School District: Fluvanna County Public Schools
  • Elementary School: Central
  • Middle School: Fluvanna
  • High School: Fluvanna

Community

  • Association: Yes
  • Assoc. Name: LMOA
  • Assoc. Fees Include: Gas, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Central, Heat Pump(s)

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Fully Finished, Full
  • Foundation: Brick/Mortar
  • Roof: Composite
  • Walls/Ceilings: High, 9'+ Ceilings, Vaulted Ceilings, Cathedral Ceili
  • Stories Description: Main
  • Building Size: 3024
  • Square Feet: 2,464
  • Sq. Ft. Source: Assessor
  • Living Area: 2,464 Sq. Ft.
  • Finished Above Grnd: 1,904 Sq. Ft.
  • Finished Below Grnd: 560 Sq. Ft.
  • Year Built: 2002
  • Year Built Source: Estimated

Lot Features

  • Property View: Garden/Lawn, Water, Trees/Woods
  • Lot Size (Acres): 1.39
  • Zoning: R
  • Lot Description: Landscaping, Partly Wooded, Private, Secluded

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: River

Financial Considerations

  • Price Per Sq. Ft.: $262.61
  • Association Fee: $1,464
  • Assoc Fee Freq.: Annually
  • Condo Fee: $855
  • Condo Fee Freq: One Time
  • Tax Amount: $3,552
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Other
  • Inclusions: Washer/Dryer, Dishwasher, Refrigerator, Microwave,

Listed by Long & Foster - Lake Monticello, PEGGY SHANKLIN

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 10 Mechunk Terrace —

  • PEGGY SHANKLIN

    Long & Foster - Lake Monticello

Listing Office Email: Diane.Miller@longandfoster.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10 Mechunk Terrace

School District:Fluvanna County Public Schools
NameGradesDistance
Fluvanna Middle
3717 Central Plains Road, Palmyra, VA 22963
5-76.1 mi
West Central Primary School
3340 Central Plains Road, Palmyra, VA 22963
PK-K6.2 mi
Central Elementary School, Palmyra, VA
3340 Central Plains Road, Palmyra, VA 22963
1-26.2 mi
Fluvanna County High School
1918 Thomas Jefferson Parkway, Palmyra, VA 22963
8-122.7 mi
Carrysbrook Elementary
9172 James Madison Highway, Fork Union, VA 23055
3-47.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10 Mechunk Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/09/2026
Listed
$500,000
51.52%
MLS
7/30/2019
Sold
$330,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10 Mechunk Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,506
16%
$467,400
30%
2023
$3,034
—
$359,500
—
2022
$3,034
12%
$359,500
16%
2021
$2,704
-2%
$310,800
—
2020
$2,747
13%
$310,800
19%
2019
$2,423
14%
$261,900
4%
2017
$2,131
—
$252,200
—
2016
$2,131
—
$252,200
3%
2015
$2,131
—
$246,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 10 Mechunk Terrace

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Long & Foster - Lake Monticello, PEGGY SHANKLIN

Similar Properties near 10 Mechunk Terrace

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

198 Jefferson Dr, Palmyra, VA 22963 - Photo 1
$499,000

198 Jefferson Dr  Palmyra, VA 22963

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 3,475
    Sq. Ft.
Listed by Blue and Gray Realty,LLC, Pamella Haselton
31 Laguna Rd, Palmyra, VA 22963 - Photo 1
$499,900

31 Laguna Rd  Palmyra, VA 22963

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,912
    Sq. Ft.
Listed by Keller Williams Alliance - Charlottesville, TREY DURHAM and Keller Williams Alliance - Charlottesville, SAVAGE & COMPANY
11675 West Jack Jouett Rd, Zion Crossroads, VA 22942 - Photo 1
$490,094

11675 West Jack Jouett Rd  Zion Crossroads, VA 22942

  • Single Family
  • Active
  • Updated 10 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,227
    Sq. Ft.
Listed by Re/Max Realty Specialists-Charlottesville, TRACEY MCFARLANE
1108 Blenheim Ave, Charlottesville, VA 22902 - Photo 1
$499,000

1108 Blenheim Ave  Charlottesville, VA 22902

  • Single Family
  • Active
  • Updated 8 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,488
    Sq. Ft.
Listed by Keller Williams Alliance - Charlottesville, KARA BASS

Just Listed near 10 Mechunk Terrace

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1261 Winnsville Dr, Fork Union, VA 23022 - Photo 1 Just Listed
$325,000
Open House

1261 Winnsville Dr  Fork Union, VA 23022

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,104
    Sq. Ft.
Listed by Re/Max Realty Specialists-Charlottesville, RUTH GUSS
3255 Avebury Ln, Keswick, VA 22947 - Photo 1 Just Listed
$980,000

3255 Avebury Ln  Keswick, VA 22947

  • Single Family
  • Active
  • Updated 1 day ago
  • 5
    Beds
  • 4
    Total Baths
  • 3,975
    Sq. Ft.
Listed by McLean Faulconer Inc., Realtor, JIM FAULCONER and McLean Faulconer Inc., Realtor, WILL FAULCONER
3470 Carroll Creek Rd, Keswick, VA 22947 - Photo 1 Just Listed
$1,595,000
Open House

3470 Carroll Creek Rd  Keswick, VA 22947

  • Single Family
  • Active
  • Updated 3 days ago
  • 6
    Beds
  • 6
    Total Baths
  • 6,572
    Sq. Ft.
Listed by Jamie White Real Estate, JAMIE WHITE
1813 Westerham St, Keswick, VA 22947 - Photo 1 Just Listed
$1,280,000

1813 Westerham St  Keswick, VA 22947

  • Single Family
  • Active
  • Updated 1 day ago
  • 5
    Beds
  • 5
    Total Baths
  • 6,951
    Sq. Ft.
Listed by McLean Faulconer Inc., Realtor, JIM FAULCONER and McLean Faulconer Inc., Realtor, WILL FAULCONER

Price Reduced near 10 Mechunk Terrace

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

6904 James Madison Hwy, Fork Union, VA 23055 - Photo 1 Price Reduced
-$50,000 (-3.51%)
$1,375,000

6904 James Madison Hwy  Fork Union, VA 23055

  • Single Family
  • Active
  • Updated 1 day ago
  • 6
    Beds
  • 6
    Total Baths
  • 8,977
    Sq. Ft.
Listed by Real Broker, Llc, COURTNEY MOORE
5367 James Madison Hwy, Fork Union, VA 23055 - Photo 1 Price Reduced
-$25,000 (-9.09%)
$250,000

5367 James Madison Hwy  Fork Union, VA 23055

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 1,008
    Sq. Ft.
Listed by Re/Max Realty Specialists-Charlottesville, KEVIN QUICK
117 Woodger Cir, Louisa, VA 23093 - Photo 1 Price Reduced
-$10,000 (-2.11%)
$465,000

117 Woodger Cir  Louisa, VA 23093

  • Single Family
  • Active
  • Updated 3 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,153
    Sq. Ft.
Listed by LLoyds Real Estate, LLC, Crystal Hill
4041 Davis Hwy, Louisa, VA 23093 - Photo 1 Price Reduced
-$400,000 (-20%)
$1,600,000

4041 Davis Hwy  Louisa, VA 23093

  • Warehouse
  • Active
Listed by Town & Country Elite Realty, LLC., Shauna Butler and Town & Country Elite Realty, LLC., Taylor Shelton

Recent Sales near 10 Mechunk Terrace

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

13 Chatham Ln, Palmyra, VA 22963 - Photo 1 Sold
$517,900

13 Chatham Ln  Palmyra, VA 22963

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,400
    Sq. Ft.
Listed by Re/Max Gateway, SCOTT MACDONALD
Sold by Re/Max Gateway, KAREN KEHOE
8 Birch Ct, Palmyra, VA 22963 - Photo 1 Sold
$445,000

8 Birch Ct  Palmyra, VA 22963

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 4,220
    Sq. Ft.
Listed by Heritage Real Estate Co., KATE HERRING
Sold by Default Office, Default Agent
6 Condor Rd, Palmyra, VA 22963 - Photo 1 Sold
$462,500

6 Condor Rd  Palmyra, VA 22963

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,526
    Sq. Ft.
Listed by Avenue Realty, Llc, YVETTE OKROS
Sold by Avenue Realty, Llc, SABRINA APODACA
57 Kathy Court, Palmyra, VA 22963 - Photo 1 Sold
$425,000

57 Kathy Court  Palmyra, VA 22963

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,221
    Sq. Ft.
Listed by Avenue Realty, Llc, PAUL McARTOR
Sold by Long & Foster - Charlottesville West, TOM PACE and Long & Foster - Charlottesville, WHITNEY PACE

10 Mechunk Ter, Palmyra, VA 22963 (MLS# 675489) is a Single Family property with 3 bedrooms, 2 full bathrooms and 2 partial bathrooms. 10 Mechunk Ter is currently listed for $500,000 and was received on April 09, 2026. Want to learn more about 10 Mechunk Ter? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

Tour this property