10 Mechunk Ter, Palmyra, VA 22963 - Photo 1

1/1

$527,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
2 Partial Baths
2,464 Sq. Ft.

1/1

Property Description

Perched above the Rivanna River, this unique Cape Cod on 1.39 acres, offers a rare blend of privacy, nature, and timeless design. With an island-like feel, the property is surrounded by abundant wildlife, including red-headed woodpeckers, red-tailed hawks, and soaring eagles. The home features main-level living and architectural details that carry throughout?most notably the distinctive columns echoed inside and out. A light-filled 4-season sunroom captures peaceful river views and overlooks mature gardens, creating a true retreat. Enjoy three outdoor living spaces?two ideal for entertaining and one designed as a tranquil, zen-like escape. Inside, you?ll find a home that lives much larger than it appears, complete with a gas fireplace, a fully finished basement with bonus room and half bath, and an oversized 2-car garage, and a tankless water heater. The interior shows quality craftsmanship and attention to details throughout. Soaring ceilings, cozy gas fireplace, large primary suite, office space overlooking the river, and so much more. Low-maintenance yard allows you to spend more time enjoying the setting and less time on upkeep. A rare opportunity to own a private, nature-rich retreat in Lake Monticello.,Maple Cabinets,Fireplace in Living Room

Full Property Details

Full Property Details for 10 Mechunk Terrace

General

Sold For: $527,000
HOA FEE: $122/month
HOA FEE FREQ.: Annually
Taxes: $3,552 (2026)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: 675489
Added to Site: 95 day(s) ago

Interior

Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Sun/Florida Room, Laundry, Loft, Full Bath, Half Bath, Additional Bedroom
Interior Features: Entry Level Bedroom
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Gas/Propane, Fireplace - Glass Doors
Appliances: Dryer, Washer/Dryer Hookups Only, Washer
Flooring: Wood

Rooms

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 2
Half Bathrooms: 2
Upper Floor Baths: 1
Main Floor Baths: 2
Main - Full Baths: 2
Lower Floor Baths: 1

Bedrooms

Total Bedrooms: 3
Bedrooms Upper: 2
Bedrooms Main & Up: 1

Additional Information

Shared Amenities: Beach, Club House, Golf Club, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Boat Ramp, Community Center, Lake, Meeting Room, Picnic Area, Swimming Pool, Jog/Walk Path
Security/Safety: Security System, Smoke Detector

Location

County: FLUVANNA
Subdivision: LAKE MONTICELLO
Driving Directions: From the Riverside entrance, take the 1st left, R onto Stiger, L onto L, house on right at end of cul-de-sac

School Information

School District: Fluvanna County Public Schools
Elementary School: Central
Middle School: Fluvanna
High School: Fluvanna

Community

Association: Yes
Assoc. Name: LMOA
Assoc. Fees Include: Gas, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance

Heating & Cooling

Central air: Yes
Cooling Type: Central A/C, Heat Pump(s)
Heating Type: Central, Heat Pump(s)

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Cape Cod
Structure Type: Detached
Construction: Vinyl Siding
Basement: Yes
Basement Desc.: Fully Finished, Full
Foundation: Brick/Mortar
Roof: Composite
Walls/Ceilings: High, 9'+ Ceilings, Vaulted Ceilings, Cathedral Ceili
Stories Description: Main
Building Size: 3024
Square Feet: 2,464
Sq. Ft. Source: Assessor
Living Area: 2,464 Sq. Ft.
Finished Above Grnd: 1,904 Sq. Ft.
Finished Below Grnd: 560 Sq. Ft.
Year Built: 2002
Year Built Source: Estimated

Lot Features

Property View: Garden/Lawn, Water, Trees/Woods
Lot Size (Acres): 1.39
Zoning: R
Lot Description: Landscaping, Partly Wooded, Private, Secluded

Water Features

Water Front: Yes
Water View: Yes
Water Front Type: River

Financial Considerations

Price Per Sq. Ft.: $262.61
Association Fee: $1,464
Assoc Fee Freq.: Annually
Condo Fee: $855
Condo Fee Freq: One Time
Tax Amount: $3,552
Tax Year: 2026

Disclosures and Reports

Ownership: Other
Inclusions: Washer/Dryer, Dishwasher, Refrigerator, Microwave,

Listed by Long & Foster - Lake Monticello, PEGGY SHANKLIN
Sold by Story House Real Estate, BRENTNEY KOZUCH

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Listing agent

— 10 Mechunk Terrace —

PEGGY SHANKLIN

Long & Foster - Lake Monticello

Listing Office Email: Diane.Miller@longandfoster.com

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Schools

Schools serving 10 Mechunk Terrace

School District:Fluvanna County Public Schools

Name	Grades	Distance
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963	5-7	6.1 mi
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963	PK-K	6.2 mi
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963	1-2	6.2 mi
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963	8-12	2.7 mi
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055	3-4	7.1 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10 Mechunk Terrace

Date

Details

Price

Change

Source

5/28/2026

Sold

$527,000

5.4%

MLS

4/09/2026

Listed

$500,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Updated 1 day ago

4
Beds
3
Total Baths
1,982
Sq. Ft.

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Updated 1 day ago

5
Beds
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Sq. Ft.

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Lots/Land
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Updated 1 day ago

5.24
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Just Listed

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Updated 5 days ago

2
Beds
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Total Bath
864
Sq. Ft.

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Single Family
Active
Updated 3 days ago

4
Beds
4
Total Baths
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Sq. Ft.

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Active
Updated 3 days ago

3
Beds
2
Total Baths
2,996
Sq. Ft.

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Single Family
Active
Updated 4 days ago

3
Beds
1
Total Bath
1,600
Sq. Ft.

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$600,000

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Active
Updated 2 days ago

5
Beds
3
Total Baths
3,247
Sq. Ft.

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Single Family
Closed

4
Beds
3
Total Baths
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6
Beds
4
Total Baths
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Sq. Ft.

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Beds
3
Total Baths
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Sq. Ft.

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$452,120

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Single Family
Closed

4
Beds
3
Total Baths
2,227
Sq. Ft.

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10 Mechunk Ter, Palmyra, VA 22963 (MLS# 675489) is a Single Family property that was sold at $527,000 on May 28, 2026. Want to learn more about 10 Mechunk Ter? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

10 Mechunk Terrace Palmyra, VA 22963