Date
Details
Price
Change
Source
6/08/2026
Listed
$695,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$695,000 Just Listed
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Property Description
OPEN 6/14 12-2.Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat and settle in time for summer on the water.,Formica Counter,Oak Cabinets,Fireplace in Living Room
Full Property Details
Full Property Details for 42 Cliftwood Rd
General
- Price: $695,000
- HOA FEE: $122/month
- HOA FEE FREQ.: Annually
- Taxes: $4,604 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: 678194
- Updated: 6/9/2026
- Added to Site: 1 day(s) ago
Interior
- Rooms/Areas: Living Room, Kitchen, Foyer, Breakfast Room, Laundry, Recreation Room, Bonus Room, Full Bath, Half Bath, Additional Bedroom
- Interior Features: Entry Level Bedroom, Primary Bath(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dryer, Washer
- Flooring: Carpet, Hardwood, Other
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 2
- Half Bathrooms: 2
- Upper Floor Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Additional Information
- Shared Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Community Center, Golf Club, Lake, Swimming Pool, Soccer Field, Jog/Walk Path
- Security/Safety: Security System
Exterior
- Exterior Features: Other
Location
- County: FLUVANNA
- Subdivision: LAKE MONTICELLO
- Driving Directions: From Lake Monticello's main gate take a right onto Jefferson. Left onto Nahor, left on Xebec and left on Cliftwood. Home is on the left in the cul de sac.
School Information
- School District: Fluvanna County Public Schools
- Elementary School: Central
- Middle School: Fluvanna
- High School: Fluvanna
Community
- Association: Yes
- Assoc. Fees Include: Common Area Maintenance, Pool(s), Management, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Heat Pump(s)
- Heating Type: Central
- Heating Fuel: Electric, Propane - Owned
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Cape Cod
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Desc.: Full, Partially Finished, Walkout Level, Windows
- Foundation: Block
- Roof: Composite
- Walls/Ceilings: High
- Windows: Double Hung, Screens
- Stories Description: Main
- Building Size: 2746
- Square Feet: 2,268
- Sq. Ft. Source: Assessor
- Living Area: 2,268 Sq. Ft.
- Finished Above Grnd: 1,654 Sq. Ft.
- Finished Below Grnd: 614 Sq. Ft.
- Year Built: 1996
- Year Built Source: Estimated
Lot Features
- Property View: Water, Trees/Woods
- Lot Size (Acres): 1.83
- Zoning: R-4
- Lot Description: Trees/Wooded, Private
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Lake
Financial Considerations
- Price Per Sq. Ft.: $420.19
- Association Fee: $1,464
- Assoc Fee Freq.: Annually
- Condo Fee: $850
- Condo Fee Freq: One Time
- Tax Amount: $4,604
- Tax Year: 2026
Disclosures and Reports
- Ownership: Other
- Inclusions: Refrigerator, Washer & Dryer
Listed by Nest Realty Group, HELEN ASCOLI
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 42 Cliftwood Rd —
HELEN ASCOLI
Nest Realty Group
Listing Office Email: keith@nestrealty.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 42 Cliftwood Rd
School District:Fluvanna County Public Schools
| Name | Grades | Distance |
|---|---|---|
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963 | 5-7 | 7.3 mi |
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963 | PK-K | 7.3 mi |
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963 | 1-2 | 7.3 mi |
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963 | 8-12 | 3.7 mi |
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055 | 3-4 | 8.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 42 Cliftwood Rd
Tax History
Tax History for 42 Cliftwood Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,574
3%
$609,900
16%
2023
$4,428
—
$524,600
—
2022
$4,428
6%
$524,600
9%
2021
$4,174
-2%
$479,800
—
2020
$4,241
5%
$479,800
10%
2019
$4,046
15%
$437,400
2%
2017
$3,526
—
$430,200
—
2016
$3,526
—
$430,200
6%
2015
$3,526
—
$405,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 42 Cliftwood Rd
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42 Cliftwood Rd, Palmyra, VA 22963 (MLS# 678194) is a Single Family property with 3 bedrooms, 2 full bathrooms and 2 partial bathrooms. 42 Cliftwood Rd is currently listed for $695,000 and was received on June 08, 2026. Want to learn more about 42 Cliftwood Rd? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.