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$365,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,042 Sq. Ft.
  • Updated 5 days ago
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Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under the stars, and a storage shed for all your gear. A circular asphalt driveway adds curb appeal and easy parking. Ownership here means a 350-acre lake at your doorstep: 5 beaches, a golf course, tennis and basketball courts, playgrounds, and a clubhouse anchoring an active community. Restaurants, a CVS, and a Food Lion sit outside the gates. Easy Route 53 access puts Charlottesville 25 minutes away, with Zion Crossroads shopping and I-64 just up the road. Come see why life is just better on the lake?schedule your private tour today.,Painted Cabinets,Fireplace in Living Room

Full Property Details for 495 Jefferson Dr

General

  • Price: $365,000
  • HOA FEE: $125/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,536 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: 678459
  • Updated: 6/30/2026
  • Added to Site: 21 day(s) ago

Interior

  • Rooms/Areas: Living Room, Kitchen, Family Room, Laundry, Full Bath, Additional Bedroom
  • Interior Features: Entry Level Bedroom
  • Fireplace(s): Gas/Propane

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 2

Additional Information

  • Shared Amenities: Basketball Courts, Beach, Club House, Tot Lots/Playground

Location

  • County: FLUVANNA
  • Subdivision: LAKE MONTICELLO
  • Driving Directions: From Charlottesville: I-64 E to Exit 129 for VA-616 / Keswick-Boyd Tavern. Turn right on Rd 616/Black Cat Rd. Turn right onto State Rte 600/S Boston Rd. Turn right onto Lake Monticello Rd. Go in the main gate, turn Right. Drive 1 mile. House on the right.

School Information

  • School District: Fluvanna County Public Schools
  • Elementary School: Central
  • Middle School: Fluvanna
  • High School: Fluvanna

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Heat Pump(s)
  • Heating Type: Heat Pump(s)

Utilities

  • Sewer: Private/Community Septic Tank
  • Water: Community

Structural Information

  • Architectural Style: Other
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Fully Finished
  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Stories Description: Main
  • Building Size: 2042
  • Square Feet: 2,042
  • Sq. Ft. Source: Assessor
  • Living Area: 2,042 Sq. Ft.
  • Finished Above Grnd: 1,026 Sq. Ft.
  • Finished Below Grnd: 1,016 Sq. Ft.
  • Year Built: 1996
  • Year Built Source: Estimated

Lot Features

  • Lot Size (Acres): 0.36
  • Zoning: R

Financial Considerations

  • Price Per Sq. Ft.: $355.75
  • Association Fee: $1,495
  • Assoc Fee Freq.: Annually
  • Condo Fee: $855
  • Condo Fee Freq: One Time
  • Tax Amount: $2,536
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Other

Listed by Keller Williams Alliance - Charlottesville, KERRY GRIGGS

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Listing agent

— 495 Jefferson Dr —

  • KERRY GRIGGS

    Keller Williams Alliance - Charlottesville

Listing Office Email: quintonbeckham@me.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 495 Jefferson Dr

School District:Fluvanna County Public Schools
NameGradesDistance
West Central Primary School
3340 Central Plains Road, Palmyra, VA 22963
PK-K8 mi
Central Elementary School, Palmyra, VA
3340 Central Plains Road, Palmyra, VA 22963
1-28 mi
Fluvanna Middle
3717 Central Plains Road, Palmyra, VA 22963
5-78.1 mi
Fluvanna County High School
1918 Thomas Jefferson Parkway, Palmyra, VA 22963
8-124.6 mi
Carrysbrook Elementary
9172 James Madison Highway, Fork Union, VA 23055
3-49.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 495 Jefferson Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/18/2026
Listed
$365,000
65.91%
MLS
4/12/2019
Sold
$220,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 495 Jefferson Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,553
1%
$338,200
—
2025
$2,537
45%
$338,200
63%
2023
$1,748
—
$207,100
—
2022
$1,748
11%
$207,100
14%
2021
$1,574
-2%
$180,900
—
2020
$1,599
15%
$180,900
20%
2019
$1,395
28%
$150,800
3%
2017
$1,086
—
$146,500
—
2016
$1,086
—
$146,500
17%
2015
$1,086
—
$125,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 495 Jefferson Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Alliance - Charlottesville, KERRY GRIGGS

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495 Jefferson Dr, Palmyra, VA 22963 (MLS# 678459) is a Single Family property with 3 bedrooms and 3 full bathrooms. 495 Jefferson Dr is currently listed for $365,000 and was received on June 15, 2026. Want to learn more about 495 Jefferson Dr? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

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