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$469,000
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Property Description
Come and see this maintained and thoughtfully updated 3-bedroom, 3.5-bath home offering over 2600 finished square feet on a 1.24 acre corner lot on a cul-de-sac! You'll love the peace of mind that comes with major improvements already completed: New windows and exterior doors, 2024 furnace, 2021 A/C, 2015 roof/gutters, and 2015 water heater. Step inside to find updated flooring and paint throughout! With a flexible floor plan the bright, spacious living areas have great functionality for everyday living and entertaining including a wood burning fireplace. The kitchen is ready to go featuring newer appliances and custom features in cabinets to include: a built in silverware drawer, swivel pots/pan shelving, pull out drawer, spice cabinet, baking pans cabinet and a dual trash can cabinet. Finishing out the kitchen with a floor to ceiling cabinet and good-sized pantry. Upstairs, you'll find spacious bedrooms all with new flooring installed in 2022. The primary suite boasts an updated en suite bath with ceramic tile, large walk-in shower and freestanding soaking tub. The full hall bath offers LVP flooring and updated vanity and paint. The basement includes a large finished area with an updated full bath! There is utility space left open for storage or workshop potential. Another finished room would be great for an office or craft room. Up on the main floor the Laundry room updates include modern finishes, cabinetry, updated floor and a newer washer/dryer set. Large 2 car garage with work bench (Has attached vise & grinder) and tool wall organization system, shelving and storage cabinet- all convey! Outdoor upgrades shine with a TREX deck (2022), updated front porch with TREX decking and replaced pillars (2021), and all new exterior lighting fixtures. Additional features include: new interior lighting throughout, push-up vinyl blinds on all windows, updated paint, and new door hinges throughout. This home is completely move-in ready-offering both style and efficiency in a well-established neighborhood. Don't miss the opportunity to own a truly turnkey property in the sought after location of Cloverdale Heights.
Full Property Details
Full Property Details for 20 Stephen Ct
General
- Sold For: $469,000
- HOA FEE: $50/month
- Taxes: $2,297 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: WVJF2020358
- Added to Site: 79 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Laundry, Other, Utility Room, Bathroom 1, Bathroom 2, Primary Bathroom, Half Bath
- Interior Features: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Walk-in Closet(s), Water Treat System, Window Treatments, Other
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Fireplace - Glass Doors, Mantel(s), Screen, Wood
- Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater, Freezer
- Flooring: Carpet, Ceramic Tile, Concrete, Engineered Wood, Laminated, Luxury Vinyl Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Has Laundry, Main Floor
Additional Information
- Shared Amenities: Common Grounds
Exterior
- Exterior Features: Street Lights
- Porch/Patio/Deck: Deck(s), Patio(s), Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Concrete Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry, Inside Access
Location
- Municipality: Kabletown
- County: JEFFERSON
- Subdivision: CLOVERDALE HEIGHTS
- Driving Directions: Use GPS, google maps. From Rt 340 turn onto Cloverdale Rd, take to stop turn right take to Stephen LN turn left. At stop sign property is directly ahead on right. FROM Roper North Fork - turn off 340 around curve to first road on left, turn. At stop sign turn right property is immediately on the right.
- Location Details: Corner Lot/Unit
School Information
- School District: Jefferson County Schools
Community
- Association: Yes
- Assoc. Name: CLOVERDALE HEIGHTS
- Assoc. Fees Include: Snow Removal, Common Area Maintenance, Road Maintenance
- Pets Allowed: Yes
- Pets: Dogs OK, Cats OK
Heating & Cooling
- Central air: Yes
- Cooling Type: Heat Pump(s), Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: On Site Septic
- Water: Well, Conditioner, Filter
- Utility Description: Cable TV Available, Phone Available, Under Ground
Structural Information
- Architectural Style: Federal, Colonial
- Structure Type: Detached
- Construction: Combination
- Basement: Yes
- Basement Desc.: Full
- Foundation: Concrete Perimeter
- Windows: Energy Efficient, Low-E, Screens, Vinyl Clad
- Doors: Sliding Glass, Storm
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 2,844
- Sq. Ft. Source: Estimated
- Living Area: 2,632 Sq. Ft.
- Finished Above Grnd: 1,932 Sq. Ft.
- Finished Below Grnd: 700 Sq. Ft.
- Basement Finished: 90%
- Year Built: 1990
- Year Built Source: Estimated
- Property Condition: Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
Lot Features
- Property View: Garden/Lawn, Pasture, Scenic Vista, Trees/Woods, Mountain
- Lot Size (Acres): 1.24
- Lot Size (Sq. Ft.): 54,014
- Lot Size Source: Estimated
- Street/Road Desc.: Paved
- Zoning: 101
- Lot Description: Backs to Trees, Corner, Cul-de-sac, Front Yard, Landscaping, Open, Rear Yard, SideYard(s)
Financial Considerations
- Price Per Sq. Ft.: $253.11
- Association Fee: $50
- Assoc Fee Freq.: Monthly
- Assessment Year: 2025
- School Tax: $662
- City/TownTax Freq: Annually
- County Tax: $496
- County Tax Freq: Annually
- Tax w/Assessment: $329,500
- Tax Amount: $2,297
- Tax Year: 2025
- Terms: Standard Sale
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Ring doorbell, outdoor cameras, work bench with attached tools, water softener (Owned), shelving in basement, cabinet in garage, shelving in garage
- Section: 1
- Lot Number: 39
Listed by Keller Williams Realty, DEBRA L CROSLEY
Sold by Samson Properties, Frank Ayala
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Schools
Schools serving 20 Stephen Ct
School District:Jefferson County School District
| Name | Grades | Distance |
|---|---|---|
Page Jackson Elementary School 370 Page-Jackson School Road, Charles Town, WV 25414 | PK-2 | 1.8 mi |
Wright Denny Intermediate School 209 West Congress Street, Charles Town, WV 25414 | 3-5 | 3.1 mi |
Charles Town Middle School 193 High Street, Charles Town, WV 25414 | 6-8 | 2.9 mi |
Washington High School 300 Washington Patriots Drive, Charles Town, WV 25414 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20 Stephen Ct
Date
Details
Price
Change
Source
12/12/2025
Sold
$469,000
-4.09%
MLS
10/29/2025
Listed
$489,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
20 Stephen Court, Charles Town, WV 25414 (MLS# WVJF2020358) is a Single Family property that was sold at $469,000 on December 12, 2025. Want to learn more about 20 Stephen Court? Do you have questions about finding other Single Family real estate for sale in Charles Town? You can browse all Charles Town real estate or contact a Coldwell Banker agent to request more information.

