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$998,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,322 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago
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Beautifully updated, Detached Single-Story residence in the award-winning Poway Unified School District. Tucked inside a fully gated community with LOW HOA dues, 2 HEATED community pools, spa & a playground. Another perk is access to the Carmel Mountain Ranch Recreation Center, where you'll enjoy pickleball, basketball,volleyball & a calendar of community events including the Spring Egg Scramble, Movies in the Park, & the Fall Carnival. Inside, the home has been thoughtfully renovated over time & is move-in ready. Positioned away from the main street, it offers a peaceful setting with a sense of privacy from the moment you enter. The gated front entry leads you down your own fully landscaped walkway that connects to 1 of 2 backyards! Once the front door opens, the home welcomes you into a light-filled open layout with vaulted ceilings, recessed lighting & fireplace. The renovated kitchen features stone countertops, abundant storage, bar seating & bay window overlooking the 2nd enclosed yard. In addition to a breakfast nook, the home also offers a formal dining area with sliding doors that connect to the outdoor space. Both backyard areas are private & fully enclosed with turf. The main backyard area has a large turf area, beautifully designed retaining wall with mature landscaping & a covered patio with cafe lights, ideal for a fire pit & outdoor seating to gather with friends & family for love & laughter. The spacious primary is a true retreat with direct backyard access, a walk-in closet, shower & dual vanity. EV charger, oversized attached 2-car. gar w/2 driveway spaces!

Full Property Details for 10366 Rancho Carmel Dr

General

  • Price: $998,000
  • HOA FEE: $280/month
  • Status: Active
  • Type: Single Family
  • Source: SANDICOR
  • MLS ID: 260003490
  • Updated: 2/13/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Bathtub, Ceiling Fan, Granite Counters, High Ceilings (9 Feet+), Kitchenette, Open Floor Plan, Recessed Lighting, Remodeled Kitchen, Shower, Shower in Tub, Storage Space
  • Number of Fireplaces: 1
  • Fireplace(s): FP in Living Room
  • Appliances: Dishwasher, Disposal, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer, Gas Oven, Gas Stove, Range/Stove Hood, Recirculated Exhaust Fan, Gas Range, Counter Top, Gas Cooking
  • Flooring: Laminate, Linoleum/Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Other/Remarks

Additional Information

  • Shared Amenities: BBQ, Gated Community, Other/Remarks, Pet Restrictions, Playground, Pool, Spa/Hot Tub
  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: Community/Common, Heated
  • Spa Description: Community/Common, Yes
  • Security/Safety: Gated Community, Smoke Detector

Exterior

  • Porch/Patio/Deck: Concrete, Covered, Patio, Patio Open, Porch, Porch - Fr

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 4
  • Parking Features: Attached, Direct Garage Access, EV Charging Station(s), Garage, Garage - Front Entry, Garage - Single Door, Garage Door Opener

Location

  • Area: Rancho Bernardo (92128)
  • County: San Diego
  • Subdivision: CARMEL MOUNTAIN RANCH
  • Neighborhood: Cambridge
  • Complex: Cambridge

School Information

  • Elem School District: Poway Unified School District
  • Midd School District: Poway Unified School District
  • High School District: Poway Unified School District

Community

  • Gated community: Yes
  • Assoc. Fees Include: Common Area Maintenance, Exterior Landscaping, Exterior Building Maintenance, Gated Community, Limited Insurance, Security, Trash Removal
  • Units Assoc/Comm: 205
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Forced Air
  • Heating Type: Fireplace, Forced Air Unit
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: Sewer Connected
  • Water: Meter on Property
  • Cable Available: Yes
  • Utility Description: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Structural Information

  • Architectural Style: Ranch
  • Detached/Attached: Detached
  • Construction: Wood/Stucco
  • Roof: Tile/Clay
  • Common Walls: Detached, Middle, No Common Walls, No Unit Above or Below
  • Entry Floor Number: 1
  • Entry Access: Controlled Access
  • Stories/Levels: 1
  • Square Feet: 1,322
  • Living Area: 1,322 Sq. Ft.
  • Year Built: 1989
  • Year Built Source: Assessor
  • Property Condition: Turnkey

Unit Information

  • Units in Building: 1

Lot Features

  • Property View: Parklike
  • Irrigation System: Other/Remarks
  • Fencing (Description): Full, Gate

Financial Considerations

  • Association Fee: $280
  • Assoc Fee Freq.: Monthly
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Prop. Restrictions: CC&R's
  • Disclosures/Rstr.: Homeowners Association, CC And R's
  • Property ID: 313-031-22-58

Listed by eXp Realty of California, Inc (619) 675-0123, Tiffany Trost

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Listing agent

— 10366 Rancho Carmel Dr —

  • Tiffany Trost

    eXp Realty of California, Inc

tiffany@tiffanytrost.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10366 Rancho Carmel Dr

School District:Poway Unified School District
NameGradesDistance
Shoal Creek Elementary School
11775 Shoal Creek Drive, San Diego, CA 92128
K-50.5 mi
Meadowbrook Middle School
12320 Meadowbrook Lane, Poway, CA 92064
6-81.5 mi
Rancho Bernardo High School
13010 Paseo Lucido, San Diego, CA 92128
9-122.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10366 Rancho Carmel Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/12/2026
Listed
$998,000
84.81%
MLS
1/12/2017
Sold
$540,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10366 Rancho Carmel Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,174
5%
$626,706
4%
2023
$6,840
2%
$602,373
2%
2022
$6,724
1%
$590,563
2%
2021
$6,634
1%
$578,984
1%
2020
$6,545
3%
$573,049
2%
2019
$6,375
3%
$561,814
2%
2018
$6,194
272%
$550,799
279%
2017
$1,667
2%
$145,354
2%
2016
$1,633
1%
$142,505
2%
2015
$1,609
2%
$140,366
2%
2014
$1,572
1%
$137,617
—
2013
$1,564
—
$136,996
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by eXp Realty of California, Inc (619) 675-0123, Tiffany Trost

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10366 Rancho Carmel Dr, San Diego, CA 92128 (MLS# 260003490) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10366 Rancho Carmel Dr is currently listed for $998,000 and was received on February 12, 2026. Want to learn more about 10366 Rancho Carmel Dr? Do you have questions about finding other Single Family real estate for sale in Rancho Bernardo? You can browse all Rancho Bernardo real estate or contact a Coldwell Banker agent to request more information.

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