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$1,250,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 981 Sq. Ft.
  • Updated 12 days ago
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4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.

Full Property Details for 4495 Montalvo St

General

  • Price: $1,250,000
  • Status: Active
  • Type: Single Family
  • Source: SANDICOR
  • MLS ID: 250042712
  • Updated: 1/5/2026
  • Added to Site: 95 day(s) ago

Interior

  • Appliances: Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer, Gas Range
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Electric

Additional Information

  • Pool: Yes

Parking

  • Parking Features: None Known

Location

  • Area: OCEAN BEACH (92107)
  • County: San Diego
  • Subdivision: OCEAN BEACH
  • Neighborhood: Ocean Beach

Heating & Cooling

  • Cooling Type: Wall/Window Air Conditioning
  • Heating Type: Wall/Gravity
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: Sewer Connected
  • Water: Available

Structural Information

  • Detached/Attached: Detached
  • Construction: Stucco
  • Roof: Asbestos Shingle
  • Stories/Levels: 1
  • Square Feet: 981
  • Living Area: 981 Sq. Ft.
  • Year Built: 1940

Lot Features

  • Property View: Lagoon/Estuary, Ocean, Peek-A-Boo
  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,920
  • Lot Size: .11
  • Zoning: R-4:MULTIP
  • Fencing (Description): Full

Financial Considerations

  • Terms: Cash, FHA, Seller May Carry, VA

Disclosures and Reports

  • Prop. Restrictions: None Known
  • Property ID: 449-860-10-00

Listed by Compass (858) 345-4514, Javier A Hernandez Jr and Compass (858) 345-4514, Nilab Azizi

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Listing agents

— 4495 Montalvo St —

  • Javier A Hernandez Jr

    Compass

  • Nilab Azizi

    Compass

javi.hernandez@compass.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4495 Montalvo St

School District:San Diego City Unified School District
NameGradesDistance
Ocean Beach Elementary School
4741 Santa Monica Avenue, San Diego, CA 92107
K-40.8 mi
Dana Middle School
1775 Chatsworth Boulevard, San Diego, CA 92106
5-61.3 mi
Correia Middle School
4302 Valeta St., San Diego, CA 92107
7-80.3 mi
Point Loma High School
2335 Chatsworth Boulevard, San Diego, CA 92106
9-120.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4495 Montalvo St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/28/2025
Listed
$1,250,000
-3.77%
MLS
4/22/2022
Sold
$1,299,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4495 Montalvo St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$17,807
9%
$1,378,507
4%
2023
$16,266
191%
$1,324,980
190%
2022
$5,583
1%
$456,280
2%
2021
$5,545
1%
$447,334
1%
2020
$5,478
2%
$442,748
2%
2019
$5,381
9%
$434,068
2%
2018
$4,949
2%
$425,557
2%
2017
$4,830
2%
$417,214
2%
2016
$4,751
—
$409,034
2%
2015
$4,762
-3%
$402,891
-2%
2014
$4,886
461%
$411,861
480%
2013
$871
—
$71,067
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4495 Montalvo St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Compass (858) 345-4514, Javier A Hernandez Jr and Compass (858) 345-4514, Nilab Azizi

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4495 Montalvo St, San Diego, CA 92107 (MLS# 250042712) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 4495 Montalvo St is currently listed for $1,250,000 and was received on October 14, 2025. Want to learn more about 4495 Montalvo St? Do you have questions about finding other Single Family real estate for sale in San Diego? You can browse all San Diego real estate or contact a Coldwell Banker agent to request more information.

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