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Property Description
One property, 2 detached residences! This results in a Home, an ADU, and a World of Possibilities. In this listing, the term ADU (meaning "Accessory Dwelling Unit") refers to a detached house currently being used as an AirBnb short-term rental. Located in an older, established neighborhood near downtown, this unique property offers something increasingly difficult to find-a comfortable main residence paired with a newer, fully independent detached ADU. Whether you're looking for additional income potential, multigenerational living, guest accommodations, or the flexibility to live in one residence while renting the other, this property opens the door to a variety of possibilities. No metro tax, no HOA. Easy access to downtown, Loveland, and all of Northern Colorado. Home warranty included. The main home features 2 bed/1 bath, open living area, and eat-in kitchen with the character and charm of an established neighborhood. A small unfinished basement provides space for laundry and additional storage. While outside, enjoy a private, fully fenced backyard, and covered patio. The standout feature is the detached ADU, built approximately five years ago and currently operating as an active Airbnb short-term rental. Designed as a self-contained residence, the ADU includes 1 bed/1 bath, laundry, open kitchen/living area, and quaint patio area. Attached to the ADU building is an additional storage unit currently used by the main house. Depending on your needs, this space could instead provide convenient dedicated storage, or expanded space, for the ADU. Two residences. One property. More ways to make it work for you.
Full Property Details
Full Property Details for 1208 E 3rd St
General
- Price: $625,000
- Taxes: $2,239 (2025)
- Status: Active
- Type: Single Family
- Source: IRES
- MLS ID: 1069180
- Updated: 9/23/2026
- Added to Site: 4 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Open Floorplan, Pantry, Natural Woodwork, Washer/Dryer Hookup
- Appliances: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Freezer
- Flooring: Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Carriage House
- Porch/Patio/Deck: Patio
Parking
- Parking Features: None
- Garage Description: None
Location
- Area: Loveland
- County: Larimer
- Subdivision: Iowa
- Driving Directions: From 1st and 287, head east, turn left on Taylor Ave, house is on the SE corner of 3rd and Taylor
School Information
- School District: Thompson R2-J
- Elementary School: Winona
- Middle School: Bill Reed
- High School: Mountain View
Heating & Cooling
- Cooling Type: Ceiling Fan(s)
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: Public
- Utility Description: Natural Gas Available, Electricity Available
Structural Information
- Architectural Style: Cottage, Includes Rental Unit
- Construction: Frame, Composition
- Exterior Const.: Frame, Composition
- Basement: Yes
- Basement Desc.: Partial
- Roof: Composition
- Square Feet: 1,420
- Sq. Ft. Source: Other
- Living Area: 1,259 Sq. Ft.
- Year Built: 1925
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: City
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 5,895
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: Corner Lot, Evergreen Trees, Deciduous Trees, Level, House Faces West, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light, Alley
- Potential Use: Single-Family, Additional Units
- Zoning: R3E
- Fencing (Description): Fenced, Wood
Green Features
- Energy Efficient: Windows
Financial Considerations
- Tax Amount: $2,239
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Seller's personal belongings, plant pots in backyard, shed contents, pink picture on wall of ADU bathroom
- Property ID: R0392227
Listed by (970) 213-4877
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Schools
Schools serving 1208 E 3rd St
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
Winona Elementary School 201 South Boise Avenue, Loveland, CO 80537 | PK-5 | 0.4 mi |
Bill Reed Middle School 370 West 4th Street, Loveland, CO 80537 | 6-8 | 1 mi |
Mountain View High School 3500 Mountain Lion Drive, Loveland, CO 80537 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1208 E 3rd St
Date
Details
Price
Change
Source
9/20/2026
Listed
$625,000
316.67%
MLS
10/10/2012
Sold
$150,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1208 E 3rd St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,239
15%
$26,175
-7%
2024
$1,947
4%
$28,086
—
2023
$1,878
26%
$28,086
50%
2021
$1,491
3%
$18,762
3%
2022
$1,451
-3%
$18,237
-1%
2021
$1,491
20%
$18,340
22%
2018
$1,240
-14%
$15,070
-18%
2019
$1,434
34%
$18,340
22%
2017
$1,068
22%
$15,070
26%
2016
$875
1%
$11,932
—
2015
$868
14%
$11,932
18%
2014
$759
13%
$10,090
-25%
2013
$670
—
$13,470
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1208 E 3rd St
1208 E 3rd St, Loveland, CO 80537 (MLS# 1069180) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 1208 E 3rd St is currently listed for $625,000 and was received on September 20, 2026. Want to learn more about 1208 E 3rd St? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

