441 Hill St Waterbury, CT 06704

At $299,000, most homes in this range come with a list of things you'll be fixing. This one comes with a list of things you won't. The kitchen was fully renovated four years ago - shaker cabinets, granite counters, gas range, new appliances. Not a refresh. A real renovation. The full bath was redone in 2021. New flooring went into all three bedrooms three years ago. Hot water heater in 2020, new gas meter outside. Those are the line items that eat a first-time buyer's savings in year one, and they're all behind you. Heating and cooling run through ductless mini splits - zoned, efficient, and working in both directions, so there's no furnace to feed in January and no window units in July. Paired with solar that's been on the roof since 2016, the monthly operating cost here is a very different conversation than the house down the street. Then there's the lot. An oversized corner parcel with real separation from the neighbors - the kind of yard that's usually two price brackets up. The cement patio was poured new in 2019 and opens onto a private above-ground pool. Summer here is already set up. Inside, 1,354 square feet laid out as three bedrooms, a full bath, and a half bath. Efficient, not cramped - every room is doing a job. The expensive work is done. Worth seeing in person.