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$524,900
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Property Description
Penthouse-Level Paradise in the Heart of Destin-Deeded Beach Access & Proven Rental Income...It is ALL HERE!Welcome to your serene sanctuary in the sky -- a stunning top-floor penthouse-level end unit nestled in the vibrant heart of Destin, Florida. Just steps away from the sugar-white sands and the dazzling emerald waters of the Gulf Coast, this impeccably maintained condo blends coastal elegance with modern comfort.Step inside to discover a gourmet kitchen designed to impress, featuring expansive granite countertops, gleaming stainless-steel appliances, a stylish tile backsplash, and an inviting eat-up breakfast bar. Sunlight pours through a charming window above the sink, bathing the space in a warm, natural glow -- perfect for morning coffee or evening cocktails. Read more.... The open-concept living area exudes beachside charm, with tasteful coastal décor and a cozy sleeper sofa for added functionality. Step outside onto your private breezy balcony, perched above the pool, and take in serene views as the sun sets over Destin. The oversized primary suite is a true retreat, offering direct balcony access, ample space for relaxation, and tranquil coastal vibes. The spa-inspired bathroom features tiled tub surrounds, while modern upgrades like newer windows, ceiling fans throughout, and a brand-new AC unit (installed just 2 months ago) ensure year-round comfort. Additional luxuries include: Amazing Community Pool and deeded/gated beach access. Tile flooring throughout for easy beachside living- Washer and dryer included for ultimate convenience- Owner's closet for secure storage- Located directly across from Big Kahuna's Waterpark - an ideal location for guests- ...and and don't forget the deeded beach access just a short stroll away- With 2024 rental income exceeding $53,000, this property is both a luxurious personal retreat and a savvy investment opportunity. Don't miss your chance to own a piece of paradise in one of Destin's most desirable locations. From sun-drenched mornings on sugar-white sands to balmy evenings beneath breathtaking Gulf Coast sunsets, St. Martin 431 places you in the heart of Destin's most exclusive coastal lifestyle. Just steps from your private, gated beach access, and surrounded by world-class attractions including Big Kahuna's Water & Adventure Park, unforgettable marine encounters at the Gulfarium, scenic fishing charters, and pristine nature preserves every day is an invitation to explore, indulge, and unwind. For golf enthusiasts, this is paradise realized. With over a dozen championship courses within a short drive, including four near the prestigious St. Martin Beachwalk complex- your perfect morning on the green is always within reach. Whether you're looking for an elegant beach retreat, a high-performing investment property, or your own slice of Florida's Emerald Coast, St. Martin 431 offers an unparalleled blend of comfort, luxury, and location. So the only question left is what are you waiting for?
Full Property Details
Full Property Details for 1006 Hwy 98 #431
General
- Price: $524,900
- Status: Active
- Type: Condo /Townhouse
- Source: Emerald_Coast
- MLS ID: 978881
- Updated: 6/18/2025
- Added to Site: 213 day(s) ago
Interior
- Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bedroom
- Interior Features: Floor Tile, Furnished - All, Newly Painted, Owner's Closet, Pantry, Renovated, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
Additional Information
- Shared Amenities: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Pool, Separate Storage, Short Term Rental - Allowed, TV Cable
- Pool: Yes
Exterior
- Exterior Features: Balcony, Porch, Porch Open, Renovated
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: St Martin Beachwalk Villas
- Driving Directions: Hwy 98 across from Big Kahunas Waterpark. South side of Highway. Access is right next to Blalock's Seafood Market. Unit 431
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Community Water, Electric, Public Water, TV Cable
Structural Information
- Construction: Roof Metal, Siding CmntFbrHrdBrd, Siding Wood
- Stories/Levels: 0
- Stories in Building: 3
- Square Feet: 1,028
- Sq. Ft. Source: County PA Records
- Year Built: 1994
Lot Features
- Property View: Gulf
Financial Considerations
- Assessment Amount: $800
- Assmt Payment Freq: Monthly
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: ST MARTIN BEACHWALK PH III UNIT 431
- Assessment: Yes
- APN: 00-2S-22-211D-0000-4310
Listed by RealJoy Realty LLC
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Schools
Schools serving 1006 Hwy 98 #431
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 1.5 mi |
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 3 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 10.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1006 Hwy 98 #431
Date
Details
Price
Change
Source
6/18/2025
Listed
$524,900
17.96%
MLS
11/12/2021
Sold
$445,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1006 Hwy 98 #431
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,034
5%
$425,000
1%
2024
$4,785
13%
$420,000
18%
2023
$4,241
66%
$355,000
73%
2021
$2,552
-35%
$205,500
-37%
2022
$3,917
53%
$325,000
66%
2021
$2,552
19%
$195,500
17%
2019
$2,143
6%
$166,527
10%
2018
$2,031
8%
$151,388
—
2017
$1,887
5%
$151,000
—
2016
$1,804
3%
$151,000
3%
2015
$1,749
16%
$147,000
24%
2014
$1,503
18%
$119,000
27%
2013
$1,271
—
$94,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1006 Hwy 98 #431
1006 Highway 98 #431, Destin, FL 32541 (MLS# 978881) is a Condo / Townhouse property with 3 bedrooms and 2 full bathrooms. 1006 Highway 98 #431 is currently listed for $524,900 and was received on June 18, 2025. Want to learn more about 1006 Highway 98 #431? Do you have questions about finding other Condo / Townhouse real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

