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$900,000
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Property Description
Crystal Beach Retreat - Now Available! 0.3 Miles to the Public Beach Access this charming coastal retreat has it all - NO HOA, Private pool, Separate garage, 6 car driveway, private screened in porch. In addition there is a back deck and a courtyard space overlooking the private pool area. Perfect for a Putt-putt golf course or an outdoor grill and entertainment you can enjoy year round. Located in a prime no-HOA neighborhood, this 3-bedroom, 2-bathroom home is the perfect beach vacation spot as well as an income producing investment. Sold fully furnished and ready to go you will enjoy shopping, dining, multiple golf courses, boating, fishing and all the fun Emerald Coast has to offer. Come see this property today! Start your mornings with a stroll to the shoreline and end your days lounging by your private pool, complete with a covered patio and screened-in porch ideal for sunset dinners, weekend BBQs, or simply soaking up the salty breeze. With a separate garage and a 6-car driveway, there's plenty of room for your beach toys, golf cart, or hosting friends and family. Inside, you'll find a bright and welcoming layout that invites you to unwind and entertain with ease. Whether you're looking for a full-time residence, a second home, or an investment opportunity, this property checks all the boxes for those craving coastal charm without the restrictions of an HOA. Don't miss your chance to own a piece of paradise walkable to the beach, full of character, and ready for your personal touch. Come experience what beach life should feel like!
Full Property Details
Full Property Details for 4485-C Luke Ave
General
- Price: $900,000
- Taxes: $2,245 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 982038
- Updated: 8/21/2025
- Added to Site: 172 day(s) ago
Interior
- Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bedroom
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Floor Laminate, Floor Tile, Furnished - All, Pantry, Split Bedroom, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
Additional Information
- Pool: Yes
Exterior
- Exterior Features: Deck Open, Fenced Back Yard, Fenced Lot-Part, Patio Covered, Pool - In-Ground, Porch Screened
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking: Garage Detached
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Crystal Beach Cottages
- Driving Directions: FL-293. Continue straight onto Hutchinson St. Turn left onto Luke Ave. Turn left
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Water Heater - Elect
Utilities
- Utility Description: Public Sewer, Public Water
Structural Information
- Architectural Style: Beach House
- Construction: Frame, Roof Composite Shngl, Siding Vinyl, Slab
- Stories/Levels: 1
- Square Feet: 1,493
- Sq. Ft. Source: County PA Records
- Year Built: 2002
Lot Features
- Lot Size (Acres): 0.15
- Lot Dimensions: 74 x 72 x 62 x 88 x 12 x 160
- Street/Road Desc.: Paved Road
- Lot Features: Cleared
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $2,245
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: CRYSTAL BEACH COTTAGES LOT 16
- APN: 00-2S-22-0582-0000-0160
Listed by Pearce Realty Group LLC
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Schools
Schools serving 4485-C Luke Ave
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 0.9 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.2 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4485-C Luke Ave
Date
Details
Price
Change
Source
8/21/2025
Price Reduced
$900,000
-5.26%
MLS
7/30/2025
Listed
$950,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4485-C Luke Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,452
37%
$161,654
26%
2024
$1,058
3%
$127,944
3%
2023
$1,024
4%
$124,217
6%
2021
$982
-1%
$117,086
-3%
2022
$990
1%
$120,599
4%
2021
$982
3%
$115,469
2%
2019
$953
1%
$112,873
2%
2018
$939
1%
$110,768
2%
2017
$929
3%
$108,490
2%
2016
$903
-2%
$106,259
1%
2015
$917
—
$105,520
1%
2014
$919
1%
$104,683
1%
2013
$907
—
$103,136
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4485-C Luke Ave
4485-C Luke Avenue, Destin, FL 32541 (MLS# 982038) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4485-C Luke Avenue is currently listed for $900,000 and was received on July 30, 2025. Want to learn more about 4485-C Luke Avenue? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

