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$900,000
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Property Description
Beach, Pool & Guest Potential - This one has it all!! Looking for the ultimate Crystal Beach getaway with income potential? This home delivers! Originally a 2-bedroom, 2-bath, it now features a converted garage ensuite with its own private entrance -- perfect for guests or vacation rental flexibility.Step outside to your very own private pool with paver surround, offering plenty of room for lounging, dining, and entertaining. And when you're ready for the sand, you're less than half a mile to The Shore at Crystal Beach or the Crystal Beach Trail beach access -- the perfect spot for salty breezes and sunset strolls.Inside, the open floor plan blends style and function with crown molding, wood-look plank tile, quartz countertops, and stainless-steel appliances. A spacious front porch adds charm, while the community pool provides even more options for relaxation. And the location? It couldn't be better close to shopping, upscale dining, plus water and amusement parks providing fun for all-ages. Whether you're dreaming of a personal beach retreat, a full-time coastal home, or an income-producing vacation rental, this one checks all the boxes.
Full Property Details
Full Property Details for 4496 Luke Ave
General
- Price: $900,000
- Taxes: $8,412 (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 985388
- Updated: 11/17/2025
- Added to Site: 122 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Full Bathroom, Kitchen, Laundry, Master Bedroom
- Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Floor Vinyl, Floor WW Carpet, Furnished - All, Lighting Recessed, Shelving, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen
- Dining Room: Dining Room
Additional Information
- Shared Amenities: Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Short Term Rental - Allowed
- Pool: Yes
Exterior
- Exterior Features: Fenced Back Yard, Patio Open, Pool - In-Ground, Porch, Shower
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Crystal Beach Cottages Ph 2
- Driving Directions: From US-98 W/Emerald Coast Pkwy W, turn left onto Crystal Beach Dr., turn right onto Luke Ave. Property will be on the left.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Fort Walton Beach
Heating & Cooling
- Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Electric, Public Sewer, Public Water, TV Cable
Structural Information
- Architectural Style: Florida Cottage
- Construction: Frame, Siding Vinyl, Slab, Trim Vinyl
- Stories/Levels: 1
- Square Feet: 1,470
- Sq. Ft. Source: Appraiser
- Year Built: 1994
Lot Features
- Lot Size (Acres): 0.14
- Lot Dimensions: 65 x 85
- Street/Road Desc.: City Road, Paved Road
- Lot Features: Curb & Gutter, Interior, Level, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $1,198
- Assmt Payment Freq: Annually
- Tax Amount: $8,412
- Tax Year: 2024
- Terms: Conventional, FHA, None, Other, VA
Disclosures and Reports
- Legal Description: CRYSTAL BCH COTTAGES PH II LOT 13
- Assessment: Yes
- APN: 00-2S-22-0583-0000-0130
Listed by EXP Realty LLC
Get Pre-Approved Today
Schools
Schools serving 4496 Luke Ave
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 4.2 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 13.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4496 Luke Ave
Date
Details
Price
Change
Source
11/17/2025
Price Reduced
$900,000
-1.64%
MLS
10/06/2025
Price Reduced
$915,000
-1.08%
MLS
9/15/2025
Listed
$925,000
48%
MLS
3/05/2021
Sold
$625,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4496 Luke Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,448
—
$713,272
—
2024
$8,412
7%
$713,412
5%
2023
$7,879
51%
$679,131
60%
2021
$5,219
-26%
$425,092
-27%
2022
$7,045
35%
$584,570
55%
2021
$5,219
13%
$378,076
8%
2019
$4,600
10%
$349,463
10%
2018
$4,179
5%
$317,694
—
2017
$3,964
9%
$317,511
7%
2016
$3,639
15%
$295,684
24%
2015
$3,162
6%
$238,688
7%
2014
$2,982
8%
$222,337
9%
2013
$2,751
—
$203,432
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4496 Luke Ave
4496 Luke Avenue, Destin, FL 32541 (MLS# 985388) is a Single Family property with 3 bedrooms and 3 full bathrooms. 4496 Luke Avenue is currently listed for $900,000 and was received on September 15, 2025. Want to learn more about 4496 Luke Avenue? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

