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$2,699,000 -$100,000 (-3.57%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 6 Full Baths
  • 3,750 Sq. Ft.
  • Updated 4 days ago
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PRICE JUST REDUCED!! Motivated Seller! Exceptional Canal Front home offers the perfect blend of coastal living and modern convenience. Situated just one block from the beach with Gulf views and directly on a deep-water canal, this home is truly a rare find. What sets this property apart is its unique features, including a fully covered and enclosed outdoor entertainment area with observation deck and two covered boat slips with lifts, and an impressive 90 feet of deep-water frontage. The home boasts two separate living areas (2nd Level - Main Level and 3rd Level Lockout) each with their own private entrances totaling six spacious bedrooms, six full bathrooms and two fully equipped kitchens, providing ample room for family & guests. The large lot can accommodate a pool.

Full Property Details for 514 Vera Cruz Dr

General

  • Price: $2,699,000
  • Taxes: $14,338 (2023)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 990077
  • Updated: 4/14/2026
  • Added to Site: 148 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Fishing, Pets Allowed, TV Cable, Waterfront

Interior

  • Number of Rooms: 8
  • Interior Features: Guest Quarters, Kitchen Island, Lighting Recessed
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Double, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Furnishings: Furnished - Some

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 6

Bedrooms

  • Total Bedrooms: 6

Exterior

  • Exterior Features: Rain Gutter, Balcony, Boat Slip, Boatlift, Dock, Shower, Summer Kitchen
  • Porch/Patio/Deck: Deck Covered, Deck Enclosed

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: See Remarks

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: HOLIDAY ISLE
  • Driving Directions: From Hwy 98, proceed down Gulf Shore Drive and turn right on Norriego and then take first left on Vera Cruz. Property will be on the left.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Land Recreation, Legal, Management, Master Association, Security

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans
  • Heating/Cooling: Ceiling Fans

Utilities

  • Sewer: Community Sewer
  • Utility Description: Community Water, Electric, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Brick, Siding CmntFbrHrdBrd, Stucco
  • Exterior Const.: Brick, Siding CmntFbrHrdBrd, Stucco
  • Stories/Levels: 3
  • Square Feet: 3,750
  • Sq. Ft. Source: County PA Records
  • Year Built: 1972

Additional Structures

  • Other Structures: Boathouse

Lot Features

  • Property View: Gulf, Canal
  • Lot Dimensions: 90 x 130
  • Frontage: City Street
  • Lot Features: Bulkhead/Seawall, Flood Insurance Req, Interior, Level, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Canal

Financial Considerations

  • Assessment Amount: $395
  • Tax Amount: $14,338.61
  • Tax Year: 2023

Disclosures and Reports

  • Legal Description: HOLIDAY ISLE LOT 84 BLK F
  • APN: 00-2S-24-2186-000F-0840
  • Property ID: 00-2S-24-2186-000F-0840

Listed by Century 21 AllPoints Realty

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Listing agents

— 514 Vera Cruz Dr —

  • Century 21 AllPoints Realty

  • Century 21 AllPoints Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 514 Vera Cruz Dr

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.2 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.4 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 514 Vera Cruz Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$2,699,000
-3.57%
MLS
11/21/2025
Listed
$2,799,000
-6.7%
MLS
3/29/2023
Sold
$3,000,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 514 Vera Cruz Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$30,016
-1%
$2,534,369
-1%
2024
$30,283
111%
$2,556,236
81%
2023
$14,339
34%
$1,411,891
60%
2021
$10,713
-14%
$883,122
-23%
2022
$12,398
16%
$1,145,440
50%
2021
$10,713
16%
$765,163
5%
2019
$9,217
7%
$726,647
8%
2018
$8,626
4%
$671,770
6%
2017
$8,311
8%
$636,587
6%
2016
$7,668
9%
$601,586
15%
2015
$7,009
8%
$524,964
9%
2014
$6,486
5%
$479,573
6%
2013
$6,190
—
$453,712
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Century 21 AllPoints Realty

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514 Vera Cruz Drive, Destin, FL 32541 (MLS# 990077) is a Single Family property with 6 bedrooms and 6 full bathrooms. 514 Vera Cruz Drive is currently listed for $2,699,000 and was received on November 21, 2025. Want to learn more about 514 Vera Cruz Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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