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$2,770,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 4,800 Sq. Ft.
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Welcome to 528 Vera Cruz Drive on Destin's coveted Holiday Isle! This expansive 4,800 SF canal-front retreat offers 5-bedrooms, 5.5-bathrooms, and 2-kitchens, upper and lower level, designed for entertaining or multi-generational living. Boaters will love the 2- deep-water slips with dock, decking, and seawall, providing quick access to Destin Harbor, Crab Island, Choctawhatchee Bay, and the Gulf of America. Excellent opportunity to obtain a canal-front single-family residence in the World's Luckiest Fishing Village of the Emerald Coast of Florida.Inside, enjoy open living spaces filled with natural light, a chef's kitchen with stainless steel appliances, and a spacious master suite. As your step outside to your private pool and patio area, the perfect setting for relaxing... entertaining. Holiday Isle residents also enjoy 2-private neighborhood beach walkovers, all just a short stroll away. Whether you're seeking a primary residence, vacation home, or a short-term rental property, 528 Vera Cruz delivers the ultimate Destin lifestyleclose to world-class fishing, dining, shopping, and nightlife. Recently, the Seller updated the roof, pool area, seawall, boat slip(s) dock and decking. Don't miss this rare opportunity to own a piece of paradisecoordinate your private showing today!

Full Property Details for 528 Vera Cruz Dr

General

  • Price: $2,770,000
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 977383
  • Updated: 10/11/2025
  • Added to Site: 234 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Kitchen, Master Bedroom
  • Interior Features: Breakfast Bar, Floor Tile, Floor WW Carpet, Furnished - None, Kitchen Island, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Oven Double, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Kitchen: Kitchen
  • 2nd Kitchen: Kitchen
  • Dining Room: Dining Room

Additional Information

  • Shared Amenities: Beach, Deed Access, Dock, Fishing, Pets Allowed, Short Term Rental - Allowed, Waterfront
  • Pool: Yes

Exterior

  • Exterior Features: Boat Slip, Deck Covered, Deck Open, Fenced Lot-Part, Lawn Pump, Pool - In-Ground, Shower, Sprinkler System

Parking

  • Garage: Yes
  • Parking: Garage, Garage Attached

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Holiday Isle
  • Driving Directions: Mapquest: 528 Vera Cruz, Destin, FL 32541

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Phone, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Mediterranean
  • Stories/Levels: 2
  • Square Feet: 4,800
  • Sq. Ft. Source: County PA Records
  • Year Built: 1980

Lot Features

  • Property View: Canal
  • Lot Dimensions: 128 x 147 x 55 x 130
  • Street/Road Desc.: City Road, Paved Road
  • Lot Features: Bulkhead/Seawall, Covenants, Restrictions, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front Type: Canal

Financial Considerations

  • Assessment Amount: $473
  • Assmt Payment Freq: Annually
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: Lot 91, Block F, Holiday Isle
  • Assessment: Yes
  • APN: 00-2S-24-2186-000F-0910

Listed by Somers & Company

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Listing agents

— 528 Vera Cruz Dr —

  • Somers & Company

  • Somers & Company

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 528 Vera Cruz Dr

School District:Okaloosa County School District
NameGradesDistance
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-41.1 mi
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-84.3 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-128.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 528 Vera Cruz Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/11/2025
Price Reduced
$2,770,000
-0.89%
MLS
5/28/2025
Listed
$2,795,000
356.7%
MLS
2/23/2004
Sold
$612,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 528 Vera Cruz Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,124
3%
$724,963
3%
2024
$7,888
2%
$704,532
3%
2023
$7,711
2%
$684,012
6%
2021
$7,534
—
$644,747
-3%
2022
$7,540
—
$664,089
4%
2021
$7,534
2%
$635,845
2%
2019
$7,405
1%
$621,549
2%
2018
$7,349
-19%
$609,960
-12%
2017
$9,099
5%
$696,210
4%
2016
$8,688
19%
$668,828
15%
2015
$7,272
—
$581,059
1%
2014
$7,301
1%
$576,447
2%
2013
$7,247
—
$567,928
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Somers & Company

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528 Vera Cruz Drive, Destin, FL 32541 (MLS# 977383) is a Single Family property with 5 bedrooms, 5 full bathrooms and 1 partial bathroom. 528 Vera Cruz Drive is currently listed for $2,770,000 and was received on May 28, 2025. Want to learn more about 528 Vera Cruz Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

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