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$1,330,000
Property Description
This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes and stunning sunset views. Many of the bedrooms offer private en-suite baths and balcony access, creating a sense of privacy and retreat for guests throughout the home. Offered fully furnished and turnkey, this property includes numerous recent upgrades such as a new roof (2022), HVAC system, two new water heaters, Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.
Full Property Details
Full Property Details for 64 Terra Cotta Way
General
- Price: $1,330,000
- Taxes: $10,926 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 998378
- Updated: 4/13/2026
- Added to Site: 31 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Beach, Community Room, Deed Access, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, Tennis
Interior
- Number of Rooms: 7
- Interior Features: Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
- Furnishings: Furnished - All
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Balcony, Columns
- Porch/Patio/Deck: Porch
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: TERRA COTTA TERRACE
- Driving Directions: Heading east on Scenic 98 coming from the Crab Trap, turn right onto Terra Cotta Way. Home will be on the left hand side
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Community
- Association: Yes
- Assoc. Fees Include: Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating/Cooling: Central Air
Utilities
- Utility Description: Electric, TV Cable
Structural Information
- Architectural Style: Mediterranean
- Stories/Levels: 3
- Square Feet: 3,037
- Sq. Ft. Source: County PA Records
- Year Built: 1995
Lot Features
- Lot Size (Acres): 0.09
- Lot Size (Sq. Ft.): 3,920.4
- Lot Dimensions: 99 x 40 x 95 x 39
- Street/Road Desc.: Paved
- Lot Features: Covenants, Restrictions, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $226
- Tax Amount: $10,926.78
- Tax Year: 2025
Disclosures and Reports
- Legal Description: TERRA COTTA TERRACE LOT 14
- APN: 00-2S-22-2499-0000-0140
- Property ID: 00-2S-22-2499-0000-0140
Listed by Scenic Sotheby's International Realty
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Schools
Schools serving 64 Terra Cotta Way
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.9 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.6 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 14.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 64 Terra Cotta Way
Date
Details
Price
Change
Source
3/19/2026
Listed
$1,330,000
97.04%
MLS
5/22/2019
Sold
$675,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 64 Terra Cotta Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,927
10%
$1,026,968
11%
2024
$9,906
6%
$928,018
3%
2023
$9,382
32%
$897,167
57%
2021
$7,089
-13%
$570,871
-22%
2022
$8,149
15%
$732,205
40%
2021
$7,089
14%
$523,704
6%
2019
$6,245
1%
$492,359
2%
2018
$6,212
4%
$483,789
6%
2017
$5,949
2%
$455,219
1%
2016
$5,852
4%
$451,677
3%
2015
$5,644
17%
$440,652
23%
2014
$4,819
-2%
$359,356
-1%
2013
$4,893
—
$361,876
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 64 Terra Cotta Way
64 Terra Cotta Way, Destin, FL 32541 (MLS# 998378) is a Single Family property with 5 bedrooms and 4 full bathrooms. 64 Terra Cotta Way is currently listed for $1,330,000 and was received on March 19, 2026. Want to learn more about 64 Terra Cotta Way? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.
