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$989,900
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Property Description
Elegant Golf-View Ranch Home With Outdoor Living.This stunning five-bedroom, four-bathroom home with a three-car garage is located in the serene Emerald Bay Golf Club community and is just moments from the clubhouse and neighborhood amenities.A creamy Greek villa stucco exterior, an eight-foot wood front door, and tiled porches make a perfect place to enjoy your morning coffee. As you step into the home, you are met with picturesque fairway views. The main living space features a triple sliding glass door that leads to a screened porch with a custom outdoor kitchen, ideal for indoor-outdoor living and entertaining.Spend evenings in front of the beautiful fireplace, surrounded by seaglass and shiplap detailing. The formal dining room showcases custom millwork throughout, offering an inviting space for hosting family dinners. The spa-like master bathroom boasts a shimmering blue herringbone accent tile, along with dual vanities. With its functional single-story layout, modern fixtures/ finishes, and desirable golf course setting, this home offers a well-balanced blend of style, comfort, and location within Emerald Bay. The home is currently under construction and receiving its final finishing touches. The builder can close in 30 days.
Full Property Details
Full Property Details for 655 Emerald Bay Dr
General
- Price: $989,900
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 994363
- Updated: 2/3/2026
- Added to Site: 17 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Kitchen, Living Room, Master Bathroom, Master Bedroom
- Interior Features: Ceiling Crwn Molding, Fireplace Gas, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup
- Appliances: Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Living Room: Living Room
- Kitchen: Kitchen
- Dining Room: Dining Room
Additional Information
- Shared Amenities: Gated Community, Golf, Pool
- Pool: Yes
Exterior
- Exterior Features: Porch Screened
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking: Garage
Location
- Area: 14 - Destin
- County: Okaloosa
- Subdivision: Emerald Bay Ph 1-B
- Driving Directions: Enter Emerald Bay from 98, go past the stop sign before the clubhouse and 655 will be the 9th house on your left.
School Information
- Elementary School: Destin
- Middle School: Destin
- High School: Destin
Heating & Cooling
- Heating/Cooling: AC - Central Gas, Ceiling Fans, Double Pane Windows, Heat Cntrl Gas, Water Heater - Gas
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water
Structural Information
- Architectural Style: Ranch
- Construction: Stucco
- Stories/Levels: 1
- Square Feet: 2,376
- Sq. Ft. Source: Building Plan
- Year Built: 2026
Lot Features
- Lot Dimensions: 60 x 109 x 62 x 107
- Lot Features: Golf Course
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $253
- Assmt Payment Freq: Quarterly
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: EMERALD BAY PH 1-B LOT 5 BLK T
- Assessment: Yes
- APN: 00-2S-22-102A-000T-0050
Listed by Scenic Sotheby's International Realty
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Schools
Schools serving 655 Emerald Bay Dr
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Destin Middle School 4608 Legendary Marina Drive, Destin, FL 32541 | 5-8 | 1.6 mi |
Destin Elementary School 630 Kelly Street, Destin, FL 32541 | PK-4 | 5.6 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 14.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 655 Emerald Bay Dr
Date
Details
Price
Change
Source
2/03/2026
Listed
$989,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 655 Emerald Bay Dr
655 Emerald Bay Drive, Destin, FL 32541 (MLS# 994363) is a Single Family property with 5 bedrooms and 4 full bathrooms. 655 Emerald Bay Drive is currently listed for $989,900 and was received on February 03, 2026. Want to learn more about 655 Emerald Bay Drive? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.

