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$1,200,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,548 Sq. Ft.
See This Home
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Under Contract and Accepting Backup offers! The Wait is OVER! Indulge in luxury living in this Exquisite and Ultra-modern beach home. Custom built and designed by The Carter Building Company - this spacious and stunning 3BR/3BA + 2nd floor DOUBLE BUNK ROOM home leaves NOTHING to be desired. Located in the highly desired beach community of Terra Cotta, this gorgeous home boasts private/gated beach access, a private heated pool, a backyard oasis + more. The property features a spacious floor plan w/ hardwood floors and tile floors throughout. The kitchen boasts endless countertops, a gorgeous backsplash, gourmet island bar, white storybook cabinetry and Chef-grade stainless steel appliances. More.. Relax on the serene deck, by the private pool or on the private terrace. Built w/ energy-efficient features, this is the Beach Life! This home is a SHORT TERM RENTAL MACHINE as it boasts historical rental income 4 years in a row! Ascend to the 2nd level, where the primary Master bedroom awaits with a magnificent designer Ensuite bathroom, boasting a double vanity and a lavish tiled walk-in shower. The second bedroom beckons with a private balcony facing towards the beach and a Jack and Jill bathroom, featuring individual vanities and a shared lavatory and tub/shower. A grandiose loft space offers indulgence with two sets of custom built-in single bunks adorned with ambient lighting, outlets, fans, and elegant curtains for enhanced seclusion. Additionally, a sumptuous sleeper sofa graces this elevated haven, providing an extra touch of comfort and opulence. 1st floor hosts an oversized bedroom (3rd), garage, laundry room + more. Terra Cotta Terrace is a luxury development of beach homes in the highly sought-after Crystal Beach area. The neighborhood has private gated beach access just steps away from the home! Amenities include a community pool, tennis/pickleball courts, and a sand volleyball court. This ideal location is a short distance from several beach front restaurants and a few miles from Destin Commons and Silver Sands! Come see why your friends, your family and your vacationing guests will NEVER want to leave vacation and LIVE at 90 Terra Cotta Way, Destin!

Full Property Details for 90 Terra Cotta Way

General

  • Sold For: $1,200,000
  • Taxes: $10,088 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 974165
  • Added to Site: 308 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Bunk Room, Kitchen, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Beamed, Ceiling Crwn Molding, Floor Hardwood, Floor Tile, Floor Vinyl, Furnished - All, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Pantry, Plantation Shutters, Renovated, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Beach, Deed Access, Pickle Ball, Picnic Area, Playground, Pool, Short Term Rental - Allowed, Tennis, TV Cable
  • Pool: Yes

Exterior

  • Exterior Features: Deck Covered, Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Lawn Pump, Patio Covered, Patio Open, Pool - Heated, Pool - In-Ground, Porch Open, Renovated, Shower, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking: Covered, Deeded, Garage, Garage Attached, Oversized

Location

  • Area: 14 - Destin
  • County: Okaloosa
  • Subdivision: Terra Cotta Terrace
  • Driving Directions: From Scenic 98, turn North onto Terra Cotta...home is located at the N of the road.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat Pump Air To Air, Storm Doors, Storm Windows, Water Heater - Elect, Water Heater - Tnkls

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Beach House
  • Construction: Frame, Roof Tile/Slate, Stucco
  • Stories/Levels: 2
  • Square Feet: 2,548
  • Sq. Ft. Source: County PA Records
  • Year Built: 2015

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.17
  • Lot Dimensions: Irregular
  • Street/Road Desc.: Paved Road
  • Lot Features: Cul-De-Sac, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $199
  • Assmt Payment Freq: Monthly
  • Tax Amount: $10,088
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: TERRA COTTA TERRACE LOT 27
  • Assessment: Yes
  • APN: 00-2S-22-2499-0000-0270

Listed and Sold by RealJoy Realty LLC

Listing agent

— 90 Terra Cotta Way —

  • RealJoy Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 90 Terra Cotta Way

School District:Okaloosa County School District
NameGradesDistance
Destin Middle School
4608 Legendary Marina Drive, Destin, FL 32541
5-81.9 mi
Destin Elementary School
630 Kelly Street, Destin, FL 32541
PK-45.6 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-1214.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 90 Terra Cotta Way

Date
Details
Price
Change
Source
6/30/2025
Sold
$1,200,000
-6.98%
MLS
4/18/2025
Listed
$1,290,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed and Sold by RealJoy Realty LLC

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90 Terra Cotta Way, Destin, FL 32541 (MLS# 974165) is a Single Family property that was sold at $1,200,000 on June 30, 2025. Want to learn more about 90 Terra Cotta Way? Do you have questions about finding other Single Family real estate for sale in Destin? You can browse all Destin real estate or contact a Coldwell Banker agent to request more information.