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$498,000 -$500 (-0.1%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,732 Sq. Ft.
  • Updated 1 day ago
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Welcome to this stunning, spacious home in the highly sought-after Harmony community-a gated, family-friendly neighborhood known for its top-rated, A-rated schools and exceptional amenities. This thoughtfully designed residence features 4 generous bedrooms, including a luxurious primary suite conveniently located on the main floor. Upstairs, you'll find a versatile layout with one bedroom offering a private ensuite, plus two additional bedrooms, a full bathroom, and a cozy loft. The main level boasts an open-concept design that seamlessly connects the living, dining, and beautifully upgraded kitchen-ideal for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing modern finishes and high-end appliances that will delight any home chef. A dedicated office downstairs offers flexibility and can easily serve as a 5th bedroom. Additional conveniences include a laundry room and a half bath on the main floor. Natural light pours into the home through large windows and expansive sliding glass doors, leading to a serene screened-in lanai. Enjoy peaceful outdoor living with a spacious, private backyard and no neighbors in the front or rear-providing rare privacy and tranquility. Living in Harmony means access to incredible amenities, including two resort-style pools, a splash pad, basketball and volleyball courts, a soccer field, boat dock, scenic nature trails, and dog parks-all surrounded by beautiful natural landscapes. Don't miss the opportunity to own this exceptional home in one of the area's most desirable communities!

Full Property Details for 3224 Oxbow Ct

General

  • Price: $498,000
  • HOA FEE: $87/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $8,641 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5146906
  • Updated: 5/13/2026
  • Added to Site: 48 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 4
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Furnishings: Negotiable
  • Flooring: Carpet, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Irrigation System, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: ENCLAVE AT LAKES OF HARMONY
  • Driving Directions: take a right onto five oaks from the Harmony Town square, then drive down to the Enclave of Harmony on the left, go through the gates and turn left and the home will be the eighth house on the left.
  • Direction Faces: Southwest

School Information

  • Elementary School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: Association Solutions, Mark Hill

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Water Connected

Structural Information

  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,732
  • Sq. Ft. Source: Public Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405
  • Lot Size: 7405
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $260
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $8,641
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 5
  • Flood Zone Info: X
  • APN: 202632349600010050
  • Property ID: 202632349600010050
  • Block/Lot/Section: 1

Listed by Fierce Realty

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Listing agents

— 3224 Oxbow Ct —

  • Fierce Realty

  • Fierce Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3224 Oxbow Ct

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-51.1 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.7 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3224 Oxbow Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/13/2026
Price Reduced
$498,000
-0.1%
MLS
5/05/2026
Price Reduced
$498,500
-0.1%
MLS
4/24/2026
Price Reduced
$499,000
-0.2%
MLS
4/01/2026
Listed
$499,999
13.3%
MLS
8/15/2022
Sold
$441,300
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3224 Oxbow Ct

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,460
—
$435,500
—
2024
$8,460
1%
$434,200
1%
2023
$8,375
196%
$427,900
2753%
2021
$2,832
26%
$15,000
-70%
2022
$2,240
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Fierce Realty

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3224 Oxbow Court, Harmony, FL 34773 (MLS# S5146906) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 3224 Oxbow Court is currently listed for $498,000 and was received on April 01, 2026. Want to learn more about 3224 Oxbow Court? Do you have questions about finding other Single Family real estate for sale in Harmony? You can browse all Harmony real estate or contact a Coldwell Banker agent to request more information.

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