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$400,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 4 Full Baths
  • 2,448 Sq. Ft.
  • Updated 1 day ago
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CDD PAID OFF! Welcome to this beautifully maintained 3-bedroom, 4-bath home located in the desirable Birchwood neighborhood of Harmony. From the moment you arrive, you'll notice the inviting curb appeal with lush landscaping, elegant stone pavers leading to the front entrance, and an extended driveway guiding you to the detached two-car garage. A shaded front patio creates the perfect space to relax and unwind. Step inside to a thoughtfully designed layout featuring a striking staircase and a versatile flex room-ideal for a home office, playroom, or potential fourth bedroom. The main living area offers an open-concept design where the living room, dining area, and kitchen flow seamlessly together-perfect for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, rich dark cabinetry, and ample counter space, and features a wraparound bar area ideal for casual meals. A convenient serving window and bar setup make hosting and serving food effortless. The dining area is filled with natural light from surrounding windows, while the living room is bright and welcoming with double doors leading to the backyard. The den includes a smart TV that conveys with the home, offering a turnkey entertainment setup. Upstairs, you'll find built-in desk spaces with cabinetry-perfect for work or study. The spacious primary suite is a true retreat, featuring private access to an oversized balcony with peaceful water views. Dual walk-in closets with built-in shelving provide generous storage, while the en-suite bathroom offers a dual-sink vanity, a garden tub with relaxing jets, and a large walk-in shower. Each additional bedroom is generously sized and includes its own private full bathroom, offering comfort and privacy for everyone. Step outside to enjoy a covered patio with a ceiling fan and an extended paver deck-perfect for entertaining or relaxing while overlooking the fenced backyard and serene water views. Located in a community known for its amenities and convenient access to major roads, highways, dining, and entertainment, this home offers the perfect blend of comfort, functionality, and lifestyle.

Full Property Details for 3320 Bracken Fern Dr

General

  • Price: $400,000
  • HOA FEE: $9/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,766 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5147895
  • Updated: 4/17/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 6
  • Interior Features: Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Clubhouse, Park, Playground, Pool

Exterior

  • Exterior Features: Lighting, Rain Gutters, Sidewalk

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: BIRCHWOOD NBHDS B & C
  • Driving Directions: From US-192, head east past Narcoossee Rd and continue approximately 8 miles to the entrance of Harmony on the left. Turn left onto Five Oaks Dr, continue through the traffic circles, then turn onto Cat Brier Trail. Turn left onto Buttonbush Loop, then right onto Bracken Fern Dr. Continue down Bracken Fern Dr and the home will be on the left.
  • Direction Faces: East

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Community Features: Dock, Fishing, Lake, Private Boat Ramp, Water Access, Clubhouse, Golf, Park, Playground, Pool, Sidewalks, Tennis Court(s)
  • Optional Amenities: Clubhouse, Park, Playground, Pool
  • Association: Yes
  • Assoc. Name: MARK HILL
  • Assoc. Fees Include: Community Pool
  • Pet Restrictions: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Public

Structural Information

  • Exterior Const.: Concrete, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,448
  • Sq. Ft. Source: Public Records
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,055
  • Lot Size: 6055
  • Street/Road Desc.: Asphalt, Paved

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Desc.: Lake, Pond

Financial Considerations

  • Association Fee: $103
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $5,766.96
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 96B
  • Flood Zone Info: X
  • APN: 30263226120001B096
  • Property ID: 30263226120001B096
  • Block/Lot/Section: 1

Listed by Exp Realty Llc

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Listing agents

— 3320 Bracken Fern Dr —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3320 Bracken Fern Dr

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-50.4 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-80.9 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-120.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3320 Bracken Fern Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/16/2026
Listed
$400,000
29.03%
MLS
5/15/2017
Sold
$310,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3320 Bracken Fern Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,767
5%
$297,123
3%
2024
$5,517
2%
$288,750
3%
2023
$5,384
14%
$280,340
6%
2021
$4,740
-6%
$264,248
-3%
2022
$5,040
6%
$272,175
4%
2021
$4,740
-1%
$260,600
-1%
2019
$4,770
—
$263,800
1%
2018
$4,750
-5%
$261,600
12%
2017
$5,003
57%
$233,300
53%
2016
$3,188
-1%
$152,809
1%
2015
$3,212
3%
$151,747
1%
2014
$3,109
5%
$150,543
1%
2013
$2,969
—
$148,319
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Exp Realty Llc

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3320 Bracken Fern Drive, Harmony, FL 34773 (MLS# S5147895) is a Single Family property with 3 bedrooms and 4 full bathrooms. 3320 Bracken Fern Drive is currently listed for $400,000 and was received on April 16, 2026. Want to learn more about 3320 Bracken Fern Drive? Do you have questions about finding other Single Family real estate for sale in Harmony? You can browse all Harmony real estate or contact a Coldwell Banker agent to request more information.

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