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$2,850,000
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Property Description
A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home - it is a statement of lifestyle. Schedule your private showing today.
Full Property Details
Full Property Details for 540 20th Ave
General
- Sold For: $2,850,000
- Taxes: $13,974 (2025)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8488753
- Added to Site: 61 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Living Room
- Appliances: Dishwasher, Disposal, Refrigerator, Wine Refrigerator
- Furnishings: Negotiable
- Flooring: Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Salt Water
- Spa: Yes
- Spa Description: Heated, In Ground
- Security/Safety: Closed Circuit Camera(s), Security Lights
Exterior
- Exterior Features: Fire Pit, Irrigation System, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 4
- Covered Spaces: 4
Location
- Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- County: Pinellas
- Development Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Subdivision: INDIAN BEACH RE-REVISED 15TH ADD
- Driving Directions: West on West Bay to South on Gulf Blvd to East on 20th Ave all the way to end
- Direction Faces: West
Community
- Community Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Community Features: Public Boat Ramp, Waterfront, Dog Park, Golf Carts OK, Park, Playground, Restaurant, Sidewalks, Tennis Court(s)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Electricity Available, Phone Available, Propane, Sewer Available, Water Available
Structural Information
- Architectural Info: Coastal
- Architectural Style: Coastal
- Exterior Const.: Block
- Roof: Metal
- Stories/Levels: One
- Square Feet: 2,379
- Sq. Ft. Source: Builder
- Living Area: 2,379 Sq. Ft.
- Year Built: 2021
Additional Structures
- Other Structures: Outdoor Kitchen
Lot Features
- Property View: Water
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,489
- Lot Size: 10489
- Lot Dimensions: 92 x 120
- Frontage: Street Dead-End, Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Intracoastal Waterway
- Water Extras: Yes
- Water Front Desc.: Waterfront, Bay/Harbor
Financial Considerations
- Tax Amount: $13,974.07
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INDIAN BEACH RE-REVISED 15TH ADD LOT 36 & SW 1/2 OF LOT 35 & RIP RTS
- Flood Zone Info: AE
- APN: 63015423000000360
- Property ID: 63015423000000360
Listed by Engel & Volkers Belleair
Sold by Compass Florida Llc
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Schools
Schools serving 540 20th Ave
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Anona Elementary School 12301 Indian Rocks Road, Largo, FL 33774 | PK-5 | 1 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 3.6 mi |
Seminole Middle School, Seminole, FL 8701 131st Street North, Seminole, FL 33776 | 6-8 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 540 20th Ave
Date
Details
Price
Change
Source
5/15/2026
Sold
$2,850,000
-3.39%
MLS
3/20/2026
Listed
$2,950,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
540 20th Avenue, Indian Rocks Beach, FL 33785 (MLS# TB8488753) is a Single Family property that was sold at $2,850,000 on May 15, 2026. Want to learn more about 540 20th Avenue? Do you have questions about finding other Single Family real estate for sale in Indian Rocks Beach? You can browse all Indian Rocks Beach real estate or contact a Coldwell Banker agent to request more information.

