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Property Description
Experience true waterfront living on beautiful Lake Stemper, a private ski lake offering year-round boating and water recreation. With only approximately 20 homes lining its shoreline, this rare lakefront opportunity offers both exclusivity and privacy. Tucked away on a quiet cul-de-sac, this fully updated modern lakefront home blends clean architectural lines with effortless indoor-outdoor living. Designed around a private courtyard, the sparkling heated saltwater pool creates a secluded retreat at the heart of the home-perfect for entertaining or relaxing in total privacy. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024, adding both beauty and long-term durability to the outdoor space. Step inside to an open-concept layout featuring soaring ceilings, contemporary finishes, custom indoor shades, and a ProFlame electric fireplace with remote control for effortless ambiance. The beautifully renovated kitchen showcases sleek cabinetry and stainless steel appliances. Expansive windows flood the interior with natural light, while breathtaking water views immediately capture your attention. Sliding doors guide you seamlessly outdoors to a fully equipped outdoor kitchen (2022) featuring a Blaze 4-burner propane grill, flat top and side burner, sink, ice maker, and granite countertops accented with LED lighting strips underneath. Just beyond, a spacious deck leads to your private covered dock (2022), creating the ultimate lakeside entertaining space. Whether you're hosting sunset dinners, launching your boat for a day on the ski lake, or simply enjoying the peaceful setting, this property was designed to embrace lakefront living. A standout feature is the detached ADU, complete with its own private entrance and kitchenette-ideal for guests, multigenerational living, a home office, or added flexibility. Major improvements include a new septic tank and drain field completed in 2025, offering added peace of mind. This is modern Florida lakefront living-private, updated, and perfectly positioned on one of the area's most desirable ski lakes.
Full Property Details
Full Property Details for 18200 Cypress Cove Ln
General
- Price: $950,000
- Taxes: $9,748 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8477263
- Updated: 2/18/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Cathedral Ceiling(s), Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s)
- Fireplace: Yes
- Fireplace(s): Electric, Family Room
- Appliances: Dishwasher, Dryer, Microwave, Range, Washer, Wine Refrigerator
- Furnishings: Unfurnished
- Flooring: Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated, In Ground, Salt Water
Exterior
- Exterior Features: Courtyard, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Private Yard, Sliding Doors, Storage
- Deck/Patio: Covered, Deck, Rear Porch, Side Porch
- Porch/Patio/Deck: Covered, Deck, Rear Porch, Side Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener
Location
- Area: 33549 - Lutz
- County: Hillsborough
- Development Name: 33549 - Lutz
- Subdivision: UNPLATTED
- Driving Directions: From 41 head East on Sunset, turn right on Cypress Cove, house is on the right at the end of the street.
- Direction Faces: North
Community
- Community Name: 33549 - Lutz
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Septic Tank
- Water District: LAKE STEMPER
- Water: Public
- Utility Description: Electricity Connected
Structural Information
- Exterior Const.: Stucco, Vinyl Siding
- Roof: Membrane
- Stories/Levels: Two
- Square Feet: 2,307
- Sq. Ft. Source: Public Records
- Year Built: 1974
Additional Structures
- Other Structures: Guest House, Outdoor Kitchen, Storage
Lot Features
- Property View: Water
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,058
- Lot Size: 12058
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Extras: Yes
- Water Front Name: LAKE STEMPER
- Water Front Desc.: Lake Front
Financial Considerations
- Tax Amount: $9,748
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1
- Flood Zone Info: X
- APN: U132718ZZZ00000054530.0
- Property ID: U132718ZZZ00000054530.0
- Block/Lot/Section: A
Listed by Agile Group Realty
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Schools
Schools serving 18200 Cypress Cove Ln
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Lutz K-8 School 202 5th Avenue Southeast, Lutz, FL 33549 | PK-8 | 0.8 mi |
Liberty Middle School, Tampa, FL 17400 Commerce Park Boulevard, Tampa, FL 33647 | 6-8 | 4.5 mi |
Freedom High School, Tampa, FL 17410 Commerce Park Boulevard, Tampa, FL 33647 | 9-12 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18200 Cypress Cove Ln
Date
Details
Price
Change
Source
2/18/2026
Listed
$950,000
63.51%
MLS
4/02/2021
Sold
$581,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 18200 Cypress Cove Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,155
-3%
$565,455
-1%
2024
$10,453
7%
$570,366
7%
2023
$9,754
88%
$530,755
72%
2021
$5,199
-45%
$308,235
-40%
2022
$9,390
81%
$511,601
68%
2021
$5,199
55%
$303,979
46%
2019
$3,355
2%
$208,655
2%
2018
$3,300
6%
$204,764
6%
2017
$3,117
1%
$193,316
2%
2016
$3,086
-21%
$189,340
1%
2015
$3,888
1%
$186,781
-1%
2014
$3,846
9%
$189,490
15%
2013
$3,526
—
$164,672
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 18200 Cypress Cove Ln
18200 Cypress Cove Lane, Lutz, FL 33549 (MLS# TB8477263) is a Single Family property with 4 bedrooms and 3 full bathrooms. 18200 Cypress Cove Lane is currently listed for $950,000 and was received on February 18, 2026. Want to learn more about 18200 Cypress Cove Lane? Do you have questions about finding other Single Family real estate for sale in Lutz? You can browse all Lutz real estate or contact a Coldwell Banker agent to request more information.

