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$1,899,000 -$86,000 (-4.33%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,136 Sq. Ft.
  • Updated 1 day ago
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Discover modern coastal luxury in this custom-built home located in the gated community of Emerald Waters Village in Miramar Beach. Just a short walk to restaurants, shopping, and the neighborhood's deeded private beach access, this property offers exceptional convenience and strong rental potential with projected annual income over $180,000. A wall of floor-to-ceiling windows overlooks the private heated saltwater pool and outdoor courtyard, filling the home with natural light. Interior features include a reclaimed wood accent wall, Heat & Glo gas fireplace, and designer finishes throughout. The gourmet kitchen is equipped with Thermador appliances, quartz waterfall island, custom cabinetry, and under-cabinet lighting. The first-floor primary suite offers a spa-style bathroom with a zero-entry walk-in shower, custom dual vanity, and premium tile selections. Upstairs, a spacious second living room provides additional gathering space, along with five bedrooms including a dedicated bunk room, making the home ideal for vacation stays or multi-generation use. Residents of Emerald Waters Village enjoy two community pools, gated security, sidewalks, and close proximity to the Gulf, entertainment, golf, and attractions along Scenic 98 and 30A. A luxury coastal property with private beach access, rental-ready design, and outstanding investment potentialperfect for a second home or vacation rental. Golf cart not included in sale.

Full Property Details for 220 N Saint Francis Dr

General

  • Price: $1,899,000
  • Taxes: $11,577 (2023)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 960360
  • Updated: 4/13/2026
  • Added to Site: 162 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Gated Community, Pets Allowed, Pool

Interior

  • Number of Rooms: 14
  • Interior Features: Built-In Bookcases, Ceiling Raised, Fireplace, Kitchen Island, Lighting Recessed, Lighting Track, Owner's Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Tnkls
  • Furnishings: Furnished - All
  • Flooring: Floor Hardwood, Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Pool: Yes
  • Pool Description: Pool - Heated, Pool - In-Ground, Pool Type

Exterior

  • Exterior Features: Rain Gutter, Balcony, Fenced Back Yard, Lawn Pump, Shower, Sprinkler System
  • Porch/Patio/Deck: Patio Open, Porch Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Guest

Location

  • Area: 15 - Miramar/Sandestin Resort
  • County: Walton
  • Subdivision: EMERALD WATERS VILLAGE
  • Driving Directions: Emerald Waters Village is easily accessible from either Hwy 98 or Scenic Hwy 98 via Holiday Road. Upon entering the Gate, take a left onto Saint Francis Drive, take a slight right onto St. Francis Drive North and follow to the home which will be at the last cul-de-sac on your right.

School Information

  • Elementary School: Destin
  • Middle School: Destin
  • High School: Destin

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Security

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Contemporary
  • Construction: Frame, Roof Pitched, Stucco, Trim Vinyl
  • Exterior Const.: Frame, Roof Pitched, Stucco, Trim Vinyl
  • Stories/Levels: 2
  • Square Feet: 3,136
  • Sq. Ft. Source: County PA Records
  • Year Built: 2019

Lot Features

  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,920.4
  • Lot Dimensions: 50' x 80' (IRR)
  • Frontage: Easement, Private Road
  • Street/Road Desc.: Paved
  • Lot Features: Covenants, Cul-De-Sac, Easements, Irregular, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $530
  • Tax Amount: $11,577.74
  • Tax Year: 2023

Disclosures and Reports

  • Legal Description: LOT 7 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2703-2127 OR 3054-2293 OR 3144-1967 OR 3266-1440
  • APN: 29-2S-21-42970-000-0070
  • Property ID: 29-2S-21-42970-000-0070

Listed by The Premier Property Group

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Listing agents

— 220 N Saint Francis Dr —

  • The Premier Property Group

  • The Premier Property Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 220 N Saint Francis Dr

School District:Walton County School District
NameGradesDistance
Van R. Butler Elementary School
6694 West County Highway 30A, Santa Rosa Beach, FL 32459
K-57.2 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-816 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1211.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 220 N Saint Francis Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$1,899,000
-4.33%
MLS
3/18/2025
Price Reduced
$1,985,000
-9.15%
MLS
10/03/2024
Listed
$2,185,000
12.92%
MLS
9/09/2022
Sold
$1,935,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 220 N Saint Francis Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,547
—
$1,118,193
-12%
2024
$11,547
—
$1,264,150
-1%
2023
$11,578
54%
$1,274,184
64%
2021
$7,514
-14%
$776,223
-25%
2022
$8,736
16%
$1,041,529
59%
2021
$7,514
640%
$655,375
541%
2019
$1,016
4%
$102,282
4%
2018
$981
69%
$98,348
36%
2017
$580
8%
$72,366
9%
2016
$536
6%
$66,269
7%
2015
$506
19%
$61,934
26%
2014
$427
38%
$48,960
64%
2013
$310
—
$29,925
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by The Premier Property Group

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220 N Saint Francis Drive, Miramar Beach, FL 32550 (MLS# 960360) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 220 N Saint Francis Drive is currently listed for $1,899,000 and was received on November 03, 2025. Want to learn more about 220 N Saint Francis Drive? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

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