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$685,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,207 Sq. Ft.
  • Updated 5 days ago
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Stunningly renovated Victorian overlooking Choctawhatchee Bay. This meticulously maintained home showcases more than $250,000 in 2020 updates, blending timeless character with modern luxury. High ceilings, triple‑crown molding, custom wood trim, hardwood floors, and a cozy fireplace create an inviting, refined interior. The beautifully updated kitchen features quartz countertops, soft‑close cabinetry, custom tilework, and upgraded lighting. All bathrooms have been fully remodeled with high‑end finishes. Sunlight fills the home, and nearly every room captures sweeping bay views. Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap‑around front porch, offering the ideal spot to unwind and take in the scenery. Additi This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. A beautiful gated entryway with pavers lead you to the wrap-around front porch that welcomes you to relax and enjoy outside living. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.

Full Property Details for 14138 State Hwy 20

General

  • Price: $685,000
  • Taxes: $2,694 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 963835
  • Updated: 1/12/2026
  • Added to Site: 413 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Full Bathroom, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Floor Tile, Furnished - None, Lighting Recessed, Pantry, Renovated, Washer/Dryer Hookup, Window Treatmnt Some
  • Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Oven Self Cleaning, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room

Exterior

  • Exterior Features: Balcony, Fenced Back Yard, Fenced Lot-All, Fenced Privacy, Hurricane Shutters, Lawn Pump, Patio Open, Pavillion/Gazebo, Porch, Sprinkler System, Yard Building

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Detached, Oversized

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: Chickasaw S/D
  • Driving Directions: Heading East from Niceville travel on Hwy 20 to Choctaw Beach. Home is located on the North side of the Road across from Choctawhatchee Bay.

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat High Efficiency, Water Heater - Elect

Utilities

  • Utility Description: Electric, Phone, Public Water, Septic Tank, TV Cable

Structural Information

  • Architectural Style: Victorian
  • Construction: Siding Vinyl, Slab, Trim Vinyl
  • Stories/Levels: 2
  • Square Feet: 2,207
  • Sq. Ft. Source: Agent-Measured
  • Year Built: 2003

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.34
  • Lot Dimensions: 85 x 201 x 85 x 192
  • Street/Road Desc.: Controlled Access, Paved Road, State Highway
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $2,694
  • Tax Year: 2024
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: LOT 37 BLK 2 CHICKASAW S/D PB 2 PG 75 OR 2400-481 OR 2893-4494 OR 2931-2823
  • APN: 28-1S-21-41020-002-0370

Listed by The Realty Firm Inc

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Listing agents

— 14138 State Hwy 20 —

  • The Realty Firm Inc

  • The Realty Firm Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 14138 State Hwy 20

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-813.5 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-514.2 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-1216.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 14138 State Hwy 20 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$685,000
-2%
MLS
8/21/2025
Price Reduced
$699,000
-1.55%
MLS
7/29/2025
Price Reduced
$710,000
-2.07%
MLS
11/30/2024
Listed
$725,000
141.67%
MLS
9/20/2013
Sold
$300,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 14138 State Hwy 20

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,695
—
$332,111
-1%
2024
$2,695
4%
$335,160
-1%
2023
$2,587
26%
$337,708
50%
2021
$2,058
-20%
$224,581
-34%
2022
$2,575
25%
$342,180
76%
2021
$2,058
18%
$194,689
7%
2019
$1,749
—
$182,278
—
2018
$1,752
-1%
$181,795
—
2017
$1,765
-1%
$182,515
—
2016
$1,781
1%
$182,389
3%
2015
$1,767
-3%
$177,879
-2%
2014
$1,819
62%
$180,601
22%
2013
$1,125
—
$148,218
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 14138 State Hwy 20

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by The Realty Firm Inc

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Listed by Dino Sinopoli

14138 State Highway 20, Niceville, FL 32578 (MLS# 963835) is a Single Family property with 4 bedrooms and 3 full bathrooms. 14138 State Highway 20 is currently listed for $685,000 and was received on November 30, 2024. Want to learn more about 14138 State Highway 20? Do you have questions about finding other Single Family real estate for sale in Niceville? You can browse all Niceville real estate or contact a Coldwell Banker agent to request more information.

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