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$702,500
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Property Description
No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida's premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners' suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up-perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life-freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County-schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.
Full Property Details
Full Property Details for 3140 N Canal Dr
General
- Sold For: $702,500
- Taxes: $170 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8441633
- Added to Site: 341 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters
- Fireplace: Yes
- Fireplace(s): Living Room
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener
- Furnishings: Unfurnished
- Flooring: Carpet, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, In Garage, Laundry Room, Upper Level, Washer Hookup
Exterior
- Exterior Features: Awning(s), Balcony, French Doors, Garden, Irrigation System
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Parking
Location
- Area: 34684 - Palm Harbor
- County: Pinellas
- Development Name: 34684 - Palm Harbor
- Subdivision: LAKE TARPON ESTATES
- Driving Directions: US 19N, turn left and stay on Lake Tarpon Dr, turn left on N Canal.
- Direction Faces: North
School Information
- Elementary School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
Community
- Community Name: 34684 - Palm Harbor
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: LAKE TARPON
- Water: Canal/Lake For Irrigation
- Utility Description: Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Vinyl Siding, Wood Frame
- Roof: Shingle
- Windows: ENERGY STAR Qualified Windows, Storm Window(s)
- Stories/Levels: Three Or More
- Square Feet: 2,059
- Sq. Ft. Source: Public Records
- Living Area: 2,059 Sq. Ft.
- Year Built: 1983
Lot Features
- Property View: Water
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,586
- Lot Size: 6586
- Frontage: Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Vinyl, Wood
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Canal - Freshwater, Lake
- Water Extras: Yes
- Water Front Name: LAKE TARPON
- Water Front Desc.: Freshwater Canal
Green Features
- Energy Efficient: Appliances, Windows
Financial Considerations
- Tax Amount: $170
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LAKE TARPON ESTATES LOT 44
- Flood Zone Info: X500
- APN: 322716487800000440
- Property ID: 322716487800000440
Listed by A Better Life Realty
Sold by Stellar Non-Member Office
Get Pre-Approved Today
Schools
Schools serving 3140 N Canal Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Highland Lakes Elementary School 1230 Highlands Boulevard, Palm Harbor, FL 34684 | PK-5 | 1.5 mi |
Joseph L. Carwise Middle School 3301 Bentley Drive, Palm Harbor, FL 34684 | 6-8 | 0.7 mi |
Palm Harbor University High School 1900 Omaha Street, Palm Harbor, FL 34683 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3140 N Canal Dr
Date
Details
Price
Change
Source
8/14/2026
Sold
$702,500
-6.33%
MLS
5/07/2026
Price Reduced
$750,000
-1.32%
MLS
4/09/2026
Price Reduced
$760,000
-1.3%
MLS
3/11/2026
Price Reduced
$770,000
-2.53%
MLS
2/26/2026
Price Reduced
$790,000
-0.63%
MLS
1/27/2026
Price Reduced
$795,000
-9.14%
MLS
1/02/2026
Price Reduced
$875,000
-1.13%
MLS
12/04/2025
Price Reduced
$885,000
-0.56%
MLS
11/11/2025
Price Reduced
$890,000
-1.11%
MLS
10/30/2025
Listed
$900,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3140 N Canal Drive, Palm Harbor, FL 34684 (MLS# TB8441633) is a Single Family property that was sold at $702,500 on August 14, 2026. Want to learn more about 3140 N Canal Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

