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$499,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • Updated 1 hour ago
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Smart Home
Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.

Full Property Details for 362 Emerald Cove St

General

  • Price: $499,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 792367
  • Updated: 7/8/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Double Vanity, Interior Steps, Main Level Primary, Smart Home, Walk-In Closet(s)
  • Appliances: ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater, Ice Maker

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Security/Safety: Prewired, Smoke Detector(s)

Exterior

  • Exterior Features: Porch, Rain Gutters
  • Porch/Patio/Deck: Covered, Porch, Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener, Paved

Location

  • County: Bay
  • Subdivision: Emerald Cove Villas
  • Driving Directions: West on Hwy 98, turn right on Wildwood Road and make a left on Emerald Cove Street. The house will be on your right.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating Type: Central, Electric, ENERGY STAR Qualified Equipment

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available, Underground Utilities

Structural Information

  • Architectural Style: Craftsman
  • Construction: HardiPlank Type
  • Roof: Asphalt
  • Sq. Ft. Source: Appraiser
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,663
  • Lot Size: .13
  • Lot Dimensions: 50.0 ft x 117.0 ft
  • Lot Features: Sprinkler System
  • Zoning: County
  • Fencing (Description): Fenced, Partial, Privacy

Green Features

  • Energy Efficient: Appliances

Financial Considerations

  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: EMERALD COVE VILLAS LOT 40 ORB 4393 P 896
  • Property ID: 27541-500-080
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 362 Emerald Cove St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 362 Emerald Cove St

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-83.3 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 362 Emerald Cove St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/08/2026
Listed
$499,000
32.55%
MLS
4/09/2021
Sold
$376,464
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 362 Emerald Cove St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,589
—
$445,863
-7%
2024
$5,589
3%
$478,428
—
2023
$5,412
1037%
$477,946
1104%
2021
$476
-89%
$39,689
-89%
2022
$4,161
774%
$356,301
697%
2021
$476
108%
$44,700
140%
2019
$229
—
$18,623
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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362 Emerald Cove Street, Panama City Beach, FL 32407 (MLS# 792367) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 362 Emerald Cove Street is currently listed for $499,000 and was received on July 08, 2026. This property is listed by Patty Bernstein from our Panama City Beach - Thomas Dr. Office.Want to learn more about 362 Emerald Cove Street? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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