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$865,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,839 Sq. Ft.
  • Updated 3 hours ago
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Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!

Full Property Details for 912 Camp Fire Cir #Lot 319

General

  • Price: $865,000
  • Taxes: $1,354 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1007466
  • Updated: Today (7/12/2026)
  • Added to Site: Today

Rental Information

  • Complex Features: Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Tray/Cofferd, Kitchen Island, Pantry
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Tnkls
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Rain Gutter, Fenced Back Yard
  • Porch/Patio/Deck: Deck Covered, Patio Open

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Breakwater at Ward Creek
  • Driving Directions: From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Management, Recreational Faclty, Repairs/Maintenance

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Siding CmntFbrHrdBrd
  • Exterior Const.: Siding CmntFbrHrdBrd
  • Stories/Levels: 1
  • Square Feet: 2,839
  • Sq. Ft. Source: County PA Records
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,840.8
  • Lot Dimensions: 60' x 120'
  • Street/Road Desc.: Paved
  • Lot Features: Cul-De-Sac, Interior
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $200
  • Tax Amount: $1,354.84
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BREAKWATER AT WARD CREEK PH 1 LOT 319 ORB 4815 P 1513
  • APN: 32717-250-166
  • Property ID: 32717-250-166

Listed by Salty Marlin Realty

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Listing agent

— 912 Camp Fire Cir #Lot 319 —

  • Salty Marlin Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 912 Camp Fire Cir #Lot 319

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-52.1 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-84 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 912 Camp Fire Cir #Lot 319 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/12/2026
Listed
$865,000
5.72%
MLS
11/25/2025
Sold
$818,209
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 912 Camp Fire Cir #Lot 319

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9
—
$110,205
14732%
2024
$9
—
$743
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Salty Marlin Realty

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912 Camp Fire Circle #Lot 319, Panama City Beach, FL 32413 (MLS# 1007466) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 912 Camp Fire Circle #Lot 319 is currently listed for $865,000 and was received on July 12, 2026. Want to learn more about 912 Camp Fire Circle #Lot 319? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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