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$470,000 Just Listed
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Property Description
Welcome to this beautifully maintained, like-new 3-bedroom, 2-bath home in the sought-after SweetBay community! Situated on a premium lot of nearly 7,000 square feet with a view of the bay, this home combines modern comfort, smart-home convenience, and an exceptional lifestyle. The thoughtfully selected upgrades set this property apart, including quartz countertops in both the kitchen and bathrooms, smart interior lighting compatible with major smart-home systems, and a whole-home security system. The primary bathroom offers a touch of luxury with a rain shower and built-in heater for added comfort. Step outside to enjoy the fully fenced backyard, complete with an in-ground sprinkler system to keep the landscaping looking its best, permanent smart holiday lighting, and a natural gas hookup on the back patio--perfect for outdoor grilling and entertaining. Fiber internet adds another level of convenience for working from home, streaming, and staying connected. Living in SweetBay means enjoying a lifestyle beyond your front door. Residents have access to resort-style swimming pools, a vibrant Town Center, neighborhood parks, walking trails, basketball courts, playgrounds, and a community dock with access to North Bay. With golf-cart-friendly streets and inviting outdoor spaces, SweetBay offers a unique blend of recreation, community, and relaxation. Conveniently located near shopping, restaurants, medical facilities, and historic downtown Panama City, with the beautiful beaches just a short drive away, this home offers the perfect balance of modern living and coastal lifestyle. With its bay view, premium homesite, extensive upgrades, and desirable community amenities, this SweetBay home is one you won't want to miss!
Full Property Details
Full Property Details for 1021 N Discovery Loop
General
- Price: $470,000
- HOA FEE: $147/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,417 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796882
- Updated: 10/22/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Double Vanity, Main Level Primary, Walk-In Closet(s)
- Appliances: Electric Water Heater, Gas Range, Plumbed For Ice Maker
- Flooring: Plank, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Dock, Gazebo, Barbecue
- Pool: Yes
- Pool Description: Community
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Sweetbay
- Driving Directions: On 390 turn left into SweetBay, left on N Discovery Loop house on left.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Association Management, Fishing Rights, Playground, Pool(s), Tennis Courts
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Traditional
- Construction: HardiPlank Type
- Roof: Shingle
- Sq. Ft. Source: Plans
- Year Built: 2023
Lot Features
- Lot Size (Acres): 0.16
- Lot Size (Sq. Ft.): 6,534
- Lot Size: .16
- Lot Dimensions: 61.0 ft x 129.0 ft
- Frontage: City Street
- Fencing (Description): Fenced
Water Features
- Boat Dock Slip: Yes
Financial Considerations
- Association Fee: $441
- Assoc Fee Freq.: Quarterly
- Tax Amount: $5,417.7
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SWEETBAY PHASE 2C LOT 434 ORB 4723 P 580
- Property ID: 11731-350-470
Listed by Chesnut Realty, Inc
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Schools
Schools serving 1021 N Discovery Loop
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 2 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 3.2 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1021 N Discovery Loop
Date
Details
Price
Change
Source
10/22/2026
Listed
$470,000
2.17%
MLS
8/18/2023
Sold
$460,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1021 N Discovery Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,268
—
$375,560
2%
2024
$5,282
382%
$367,047
552%
2023
$1,096
157%
$56,265
283%
2022
$427
—
$14,682
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1021 N Discovery Loop
1021 N Discovery Loop, Panama City, FL 32405 (MLS# 796882) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1021 N Discovery Loop is currently listed for $470,000 and was received on October 22, 2026. Want to learn more about 1021 N Discovery Loop? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

