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$699,000
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Property Description
Back on the Market due to buyer not performing per the contract. Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities! This location is conveniently located with access to the airport in about 15 minutes, beautiful sandy white beaches of Panama City Beach in about 25 minutes, Tyndall AFB in about 30 minutes, and you'll be shopping in Lynn Haven in 10 minutes! Situated on .725 acre, fully fenced, this property offers 100 ft of waterfront with a covered fishing dock with fresh water and electricity, low voltage lighting, fillet table, rigging station and rod holders. Next to this is the covered boat dock with lift, and another boat docking space next to it. Closer to shore there is a platform where you can access/park your jet skies or kayak! Next you'll find the detached studio, mother-in-law or guest quarters which also has a nice deck facing the water and includes living/dining/kitchen area, bedroom, and bath! Moving on, you will find a nice relaxing saltwater pool, a large open deck and nice screened in room. The perfect place to sit and enjoy the shimmering waters and natural beauty this property has to offer! The home is approximately 2329 sq ft. featuring an amazing great room with a wall of windows overlooking the beautiful backyard and water views, this is open to the spacious living room with a wood burning fireplace and built-in cabinets and shelves, and to the kitchen and dining area with granite countertops, stainless steel appliances and a nice island for easy dining or prep space! As you enter the home you will see a large foyer area that could easily be used for you additional space needs. Go to the left and you will have the guest bath and a large guest bedroom (this was 2 bedrooms and can be converted back if needed). Wake up to breathtaking views every morning from the primary suite with double doors leading out to the back deck overlooking the pool and the Bayou! The primary ensuite features a double sink vanity, separate shower and jetted tub! The laundry is located in the hall adjacent to the kitchen, and the garage has a workshop with a/c. There is covered parking as well that can easily accommodate 2 large vehicles located in front of the garage. You will also have a separate 10 x 20 storage building with loft shelves on each end of the building. There are many more features to this home you will surely love so call your favorite Realtor today to schedule your private showing! Thank you for considering this incredible property! All information and measurements should be verified by buyer or buyer's agent if important.
Full Property Details
Full Property Details for 7122 Bay Crest Rd
General
- Price: $699,000
- Taxes: $3,190 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 777458
- Updated: 1/6/2026
- Added to Site: 115 day(s) ago
Interior
- Number of Rooms: 16
- Interior Features: Entrance Foyer, Storage, Workshop
- Appliances: Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Salt Water, Private
- Security/Safety: Security System
Exterior
- Exterior Features: Boat Lift, Boat Slip, Deck, Dock, Porch
- Porch/Patio/Deck: Deck, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 1
- Carports: Yes
- Covered Spaces: 2
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: Traveling North on Hwy 77, in Southport, turn right onto McCormick Rd., turn left onto Bay Crest Rd., home will be on the right
School Information
- Elementary School: Southport
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Window Unit(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Ranch
- Construction: Brick Veneer, HardiPlank Type, Wood Frame
- Windows: Double Pane Windows
- Doors: Storm Door(s)
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1975
Additional Structures
- Other Structures: Boat House, Guest House, Outbuilding
Lot Features
- Property View: Bay, Bayou
- Lot Size (Acres): 0.72
- Lot Size (Sq. Ft.): 31,581
- Lot Size: .72
- Lot Dimensions: 105 x 301
- Lot Features: Paved
- Zoning: County, Resid Single Family
- Fencing (Description): Full, Chain Link, Fenced, Privacy
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bay Access, Bayou, Shoreline - Natural
- Water Front View: Bay Access, Bayou, Shoreline - Natural
Financial Considerations
- Tax Amount: $3,190
- Tax Year: 2024
Disclosures and Reports
- Legal Description: 27 2S 14W -47-101A-BEG 960' E & 313.65' N OF SW COR OF SE1/4 OF SE1/4 TH E 323' TO GAINER BAYOU NW ALG WTR 110' W 280' S 100' TO BEG ORB 3865 P 378
- Property ID: 07966-000-000
Listed by ERA Neubauer Real Estate, Inc
Get Pre-Approved Today
Schools
Schools serving 7122 Bay Crest Rd
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Southport Elementary School 1835 Bridge St, Southport, FL 32409 | PK-5 | 1.2 mi |
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 8.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7122 Bay Crest Rd
Date
Details
Price
Change
Source
8/10/2025
Listed
$699,000
108.66%
MLS
1/12/2017
Sold
$335,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7122 Bay Crest Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,255
1%
$299,561
2%
2023
$3,217
12%
$292,761
6%
2021
$2,873
—
$275,955
-3%
2022
$2,882
—
$284,234
4%
2021
$2,873
2%
$272,145
1%
2019
$2,810
-7%
$268,542
-5%
2018
$3,026
11%
$282,766
12%
2017
$2,716
9%
$253,130
10%
2016
$2,485
-19%
$229,159
-1%
2015
$3,079
-4%
$230,678
-4%
2014
$3,207
9%
$240,696
-4%
2013
$2,950
—
$250,826
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7122 Bay Crest Rd
7122 Bay Crest Road, Panama City, FL 32409 (MLS# 777458) is a Single Family property with 4 bedrooms and 3 full bathrooms. 7122 Bay Crest Road is currently listed for $699,000 and was received on September 24, 2025. Want to learn more about 7122 Bay Crest Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

