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$675,000
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Property Description
Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting. Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!
Full Property Details
Full Property Details for 7432 Chipewa St
General
- Price: $675,000
- Taxes: $3,250 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 782813
- Updated: 1/16/2026
- Added to Site: 29 day(s) ago
Interior
- Number of Rooms: 4
- Appliances: Electric Oven, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Private
Exterior
- Exterior Features: Boat Lift, Boat Slip, Dock, Fire Pit
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener, Paved
Location
- County: Bay
- Subdivision: Baxter Subdivision
- Driving Directions: Tyndall Parkway to east on Cherry St., then go south on Star Ave. and then left on Chipewa St before crossing over bridge at Callaway Bayou.
School Information
- Elementary School: Callaway
- Middle School: Rutherford Middle
- High School: Rutherford
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: Brick
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1976
Lot Features
- Property View: Bayou
- Lot Size (Acres): 0.37
- Lot Size (Sq. Ft.): 16,117
- Lot Size: .37
- Lot Dimensions: 100 x 160
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bayou
- Water Front View: Bayou
Financial Considerations
- Tax Amount: $3,250
- Tax Year: 2024
Disclosures and Reports
- Legal Description: BAXTER SUBDIVISION LOT 6 BLK B ORB 4173 P 553 132A1
- Property ID: 06778-035-000
Listed by EXP Realty LLC
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Schools
Schools serving 7432 Chipewa St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Callaway Elementary School 7115 E Highway 22, Panama City, FL 32404 | K-5 | 0.7 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 7432 Chipewa St
Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$675,000
-2.88%
MLS
12/19/2025
Listed
$695,000
157.88%
MLS
9/16/2019
Sold
$269,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 7432 Chipewa St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,250
2%
$277,254
3%
2023
$3,182
19%
$269,179
12%
2021
$2,671
-2%
$240,392
-4%
2022
$2,733
2%
$250,904
11%
2021
$2,671
73%
$225,613
96%
2019
$1,542
-43%
$115,359
-45%
2018
$2,691
-3%
$210,530
—
2017
$2,784
65%
$209,902
25%
2016
$1,688
-3%
$167,587
1%
2015
$1,738
1%
$166,422
1%
2014
$1,717
9%
$165,101
1%
2013
$1,570
—
$163,967
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 7432 Chipewa St
7432 Chipewa Street, Panama City, FL 32404 (MLS# 782813) is a Single Family property with 4 bedrooms and 2 full bathrooms. 7432 Chipewa Street is currently listed for $675,000 and was received on December 19, 2025. Want to learn more about 7432 Chipewa Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

