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$1,172,000
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Property Description
Experience elevated **Gulf-access waterfront living** at 1220 Spanish Cay Lane, a custom **3-bedroom, 3-bath, 3-car garage pool home** where refined design, boating convenience, and the Punta Gorda lifestyle come together beautifully. Positioned to capture over 100 feet of waterfront view, this residence features a 50-foot concrete dock, 10,000 lb boat lift, and approximately 10-minute access to open water - creating the effortless Southwest Florida boating lifestyle buyers dream about. From sunrise mornings on the lanai to afternoons cruising toward the Gulf and evenings gathered poolside, this home was designed for living beautifully. Just 5 minutes from downtown Punta Gorda, enjoy close access to waterfront dining, boutiques, festivals, community events, walking and biking trails, the dog park, nearby golf courses, and the airport approximately 10 minutes away. It is a rare blend of privacy, convenience, and true coastal lifestyle. Inside, the home feels warm, polished, and intentionally designed. Neutral tile flows throughout, while soaring ceilings, crown molding, plantation shutters, designer tray and coffered ceiling details, and expansive **10-foot-high, 90-degree glass pocket doors** create a refined sense of openness. The large great room is both impressive and inviting, with pocketing glass doors that completely open the interior living space to the lanai, pool, and waterfront beyond. This seamless indoor-outdoor connection, paired with panoramic screen views across the back of the home, creates the effortless Florida luxury lifestyle buyers dream about. The kitchen is a sophisticated focal point, thoughtfully designed with the elevated finishes luxury buyers expect. Rich wood cabinetry, stone countertops, a large island with seating, pendant lighting, stainless steel appliances, built-in wall oven and microwave, induction cooktop, sleek vent hood, beverage cooler, walk-in pantry, and a beautifully detailed tile backsplash create a space that is as functional as it is elegant. Whether hosting guests, preparing dinner after a day on the water, or enjoying a quiet morning at the island, this kitchen anchors the home with warmth, style, and purpose. The unique split-bedroom layout places each bedroom on separate sides of the home, offering exceptional privacy for owners and guests. The private primary suite is calm, elegant, and spa-like - a true retreat within the home. Soft natural light, tray ceiling detail, and a spacious layout create an inviting sense of serenity, while the beautifully appointed bath features dual vanities, stone countertops, refined lighting, a freestanding soaking tub, and an impressive Roman shower with multiple shower heads, including a ceiling rainfall showerhead. Outdoor living is exceptional, with an oversized screened lanai, pavered lanai, resort-style pool, covered seating and dining areas, wood-accent ceiling detail, outdoor kitchen/wet bar area, fenced yard, and **panoramic screen views across the back of the home** overlooking the water. Storm impact windows, a whole-house generator, propane tank, irrigation system, and motorized Kevlar roll-down shutter protection for the lanai areas add valuable peace of mind. Elegant, functional, and beautifully positioned on Gulf-access water, this custom home delivers the luxury Punta Gorda waterfront lifestyle at its finest.
Full Property Details
Full Property Details for 1220 Spanish Cay Ln
General
- Sold For: $1,172,000
- Taxes: $18,466 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: C7526269
- Added to Site: 102 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 7
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, Heated, In Ground, Lighting, Screen Enclosure
Exterior
- Exterior Features: Hurricane Shutters, Irrigation System, Lighting, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
- Deck/Patio: Covered, Screened
- Porch/Patio/Deck: Covered, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33950 - Punta Gorda
- County: Charlotte
- Development Name: 33950 - Punta Gorda
- Subdivision: PUNTA GORDA ISLES SEC 11
- Driving Directions: From Magdalina Dr turn right onto Via Tripoli. Turn right onto Spanish Cay.
- Direction Faces: West
Community
- Community Name: 33950 - Punta Gorda
- Pet Restrictions: See city/county ordinances
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Electricity Connected, Phone Available, Propane, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Tile
- Windows: Shutters, Window Treatments
- Stories/Levels: One
- Square Feet: 2,511
- Sq. Ft. Source: Public Records
- Living Area: 2,511 Sq. Ft.
- Year Built: 2016
Lot Features
- Property View: Water
- Lot Size (Acres): 0.27
- Lot Size (Sq. Ft.): 11,583
- Lot Size: 11583
- Frontage: Street Paved
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Beach, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Marina, River
- Water Extras: Yes
- Water Front Desc.: Saltwater Canal
Financial Considerations
- Tax Amount: $18,466.79
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PGI 011 0105 0014 PUNTA GORDA ISLES SEC11 BLK105 LT 14 597/68 DC1236/2065-BM 1576/1351 1866/1784 2441/224 CT3538/105 3602/1324 3996/1777 4424/1442 DC5026/1581-LAS AFF5027/1035 5026/1592
- Flood Zone Info: 9AE
- APN: 412212483003
- Property ID: 412212483003
- Block/Lot/Section: 105
Listed by Re/Max Harbor Realty
Sold by Coldwell Banker Sunstar Realty
Get Pre-Approved Today
Schools
Schools serving 1220 Spanish Cay Ln
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Sallie Jones Elementary School 1230 Narranja Street, Punta Gorda, FL 33950 | PK-5 | 1.2 mi |
Punta Gorda Middle School 1001 Education Avenue, Punta Gorda, FL 33950 | 6-8 | 1.5 mi |
Charlotte High School 1250 Cooper Street, Punta Gorda, FL 33950 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1220 Spanish Cay Ln
Date
Details
Price
Change
Source
7/10/2026
Sold
$1,172,000
1.91%
MLS
5/16/2026
Listed
$1,150,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
1220 Spanish Cay Lane, Punta Gorda, FL 33950 (MLS# C7526269) is a Single Family property that was sold at $1,172,000 on July 10, 2026. Want to learn more about 1220 Spanish Cay Lane? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

