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$439,000 -$10,000 (-2.23%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,661 Sq. Ft.
  • Updated 1 day ago
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Live where Florida's waterfront lifestyle meets easy, worry-free living. This beautifully updated 4-bedroom, 2-bath pool home is ideally located in Deep Creek, just minutes from Punta Gorda's waterways, Fishermen's Village, marinas, boating, pickleball, and tennis-yet safely tucked away in a NO FLOOD ZONE for added confidence and lower insurance concerns. Designed for relaxed coastal living, the private backyard retreat features a resurfaced pool with new tile, a soothing spacious hot tub, and seamless indoor-outdoor flow-perfect for entertaining after a day on the water, golf or shopping! Major upgrades bring peace of mind, including a new roof (2022), A/C (2021), new windows (2021), and new water heater, pool pump, and pool heater (2024). Inside, the updated kitchen is an ENTERTAINER'S DREAM and shines with granite countertops, tile flooring, and new appliances. Flexible living spaces include two bedrooms with Murphy bed systems, ideal for guests or multi-use rooms, while luxury vinyl flooring adds a fresh, modern touch throughout the bedrooms. A convenient pool bath with direct outdoor access. Located in a deed-restricted community with a low HOA, this home also qualifies for USDA financing, offering the opportunity for 100% financing-a rare bonus in today's market. Boating nearby. Coastal charm. No flood worries. This is Punta Gorda living done right. Be sure to view the video tour experience and schedule your private showing today.

Full Property Details for 344 San Cristobal Ave

General

  • Price: $439,000
  • HOA FEE: $18/month
  • HOA FEE FREQ.: Annually
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026006258
  • Updated: 2/18/2026
  • Added to Site: 13 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room, Den - Study, Guest Bath, Guest Room, Built-In Cabinets, Wired for Data, Entrance Foyer, Pantry, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
  • Furnishings: Unfurnished
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island, Pantry
  • Dining Room: Dining - Family, Eat-in Kitchen
  • Laundry: Inside, Sink

Additional Information

  • Shared Amenities: None, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Electric Heat
  • Spa: Yes
  • Spa Description: Above-Ground, Fiberglass, Heated (Electric)
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Outdoor Shower, Sprinkler Manual
  • Porch/Patio/Deck: Screened Lanai/Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Attached

Location

  • Area: CH01 - Charlotte County
  • County: Charlotte
  • Subdivision: PUNTA GORDA ISLES
  • Building Name: PUNTA GORDA ISLES
  • Direction Faces: Southwest

School Information

  • Elementary School: School Choice
  • Middle School: School Choice
  • High School: School Choice

Community

  • Association: Yes
  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Double Hung, Impact Resistant, Impact Resistant Windows, Shutters, Shutters - Manual, Window Coverings
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,661
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,661 Sq. Ft.
  • Year Built: 1991

Lot Features

  • Property View: None/Other
  • Lot Size Source: Property Appraiser Office
  • Frontage: Public Road
  • Street/Road Desc.: Paved
  • Irrigation System: None
  • Lot Features: Regular
  • Lot Description: Regular

Water Features

  • Water Front Desc.: None
  • Canal Width: None

Financial Considerations

  • Association Fee: $210
  • Assoc Fee Freq.: Annually
  • Tax Year: 2025
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: PGI 020 0573 0032 PUNTA GORDA ISLES SEC20 BLK573 LT32 737/1494 DC965-2081 965-2084 2081/746 2370/475 DC2581/1396-CD FJ3306/146 4399/2041 4518/143
  • Property ID: 402304406003
  • Section: 4
  • Block: 573
  • Lot Number: 32

Listed by EXP Realty LLC

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Listing agent

— 344 San Cristobal Ave —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 344 San Cristobal Ave

School District:Charlotte County School District
NameGradesDistance
Deep Creek Elementary School
26900 Harbor View Rd, Port Charlotte, FL 33983
PK-52.6 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-86.6 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-126.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 344 San Cristobal Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/18/2026
Price Reduced
$439,000
-2.23%
MLS
2/07/2026
Listed
$449,000
38.15%
MLS
12/12/2019
Sold
$325,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 344 San Cristobal Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,765
-18%
$289,572
3%
2024
$4,582
1%
$281,411
3%
2023
$4,559
6%
$273,215
3%
2022
$4,299
—
$265,257
3%
2021
$4,308
—
$257,531
-3%
2021
$4,308
91%
$266,753
94%
2019
$2,261
9%
$137,449
2%
2018
$2,081
1%
$134,886
2%
2017
$2,058
1%
$132,112
2%
2016
$2,044
—
$129,395
1%
2015
$2,035
7%
$128,496
1%
2014
$1,909
—
$127,476
2%
2013
$1,900
—
$125,592
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by EXP Realty LLC

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344 San Cristobal Ave, Punta Gorda, FL 33983 (MLS# 2026006258) is a Single Family property with 4 bedrooms and 2 full bathrooms. 344 San Cristobal Ave is currently listed for $439,000 and was received on February 07, 2026. Want to learn more about 344 San Cristobal Ave? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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