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$479,999 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,021 Sq. Ft.
  • Updated 15 hours ago
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Room to gather, space to unwind, and a kitchen made to be the heart of it all! Welcome to 1181 Hilltop Place, a beautifully designed 4-bedroom, 3.5-bath home situated on a corner lot in St. Cloud. Abundant natural light fills the open floor plan, creating a bright, inviting atmosphere with a seamless connection between the kitchen, dining, and living spaces. The standout feature is the impressive 10½-foot kitchen island perfect for meal prep, casual dining, holiday spreads, and conversations that keep everyone gathered long after dinner. Whether you're hosting a celebration or enjoying a quiet evening at home, this layout keeps you connected. The first-floor primary suite offers a comfortable retreat with dual closets, providing dedicated storage for each of you. Three additional bedrooms are located upstairs, along with a spacious loft that's ready for movie nights, a game room, or another inviting place to entertain and relax. A two-car garage adds everyday convenience, while the generous backyard invites outdoor dining, gardening, and weekend gatherings. Explore the option of adding a fence to complete your outdoor retreat, subject to applicable approvals. With nearby Publix, shopping, dining, and everyday conveniences, this home brings together comfortable living with a LOW HOA of only $100 a month. Come experience the natural light, thoughtful layout, and gathering spaces that make this home stand out. Schedule your private showing today!

Full Property Details for 1181 Hilltop Pl

General

  • Price: $479,999
  • HOA FEE: $110/month
  • Taxes: $4,940 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6451586
  • Updated: 10/22/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 3
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Lighting, Private Yard, Rain Gutters, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34772 - St Cloud (Narcoossee Road)
  • County: Osceola
  • Development Name: 34772 - St Cloud (Narcoossee Road)
  • Subdivision: RESERVE AT PINE TREE
  • Driving Directions: From Florida's Turnpike South, take Exit 240 toward St. Cloud/Kissimmee Park Rd. Turn left onto Kissimmee Park Rd/Clay Whaley Rd, then right onto Old Canoe Creek Rd. Turn right onto Creekway St (Reserve at Pine Tree entrance), then left onto Hilltop Pl. Continue to 1181 Hilltop Pl.
  • Direction Faces: Northeast

School Information

  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School

Community

  • Community Name: 34772 - St Cloud (Narcoossee Road)
  • Association: Yes
  • Assoc. Name: Jay Walker

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Other, Water Available

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 3,021
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,970
  • Lot Size: 6970
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $110
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,940.78
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 76
  • Flood Zone Info: x
  • APN: 262630064000010760
  • Property ID: 262630064000010760

Listed by Exp Realty Llc

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Listing agents

— 1181 Hilltop Pl —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1181 Hilltop Pl

School District:Osceola County School District
NameGradesDistance
Michigan Avenue Elementary School
2015 S Michigan Ave, St. Cloud, FL 34769
PK-52.9 mi
St. Cloud High School
2000 Bulldog Lane, St. Cloud, FL 34769
9-123 mi
St. Cloud Middle School
1975 S Michigan Ave, St. Cloud, FL 34769
6-83.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1181 Hilltop Pl Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/22/2026
Listed
$479,999
41.77%
MLS
1/29/2021
Sold
$338,564
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1181 Hilltop Pl

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,941
3%
$318,912
3%
2024
$4,777
3%
$309,925
3%
2023
$4,660
406%
$300,899
502%
2021
$921
-80%
$50,000
-83%
2022
$4,506
389%
$292,135
549%
2021
$921
22%
$45,000
12%
2019
$753
—
$40,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Exp Realty Llc

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1181 Hilltop Place, Saint Cloud, FL 34772 (MLS# O6451586) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 1181 Hilltop Place is currently listed for $479,999 and was received on October 22, 2026. Want to learn more about 1181 Hilltop Place? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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