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$429,900 Just Listed
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Property Description
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. Showings by appointment only for qualified buyers.
Full Property Details
Full Property Details for 2234 W Maple Terrace
General
- Price: $429,900
- Taxes: $2,480 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5149826
- Updated: Today (5/13/2026)
- Added to Site: Today
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Solid Surface Counters, Stone Counters, Window Treatments
- Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer, Water Softener
- Furnishings: Partially
- Flooring: Concrete, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Deck, Gunite, Screen Enclosure, Tile
- Spa: Yes
- Spa Description: In Ground
Exterior
- Exterior Features: French Doors, Private Yard, Sliding Doors, Storage
- Deck/Patio: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Covered, Driveway
Location
- Area: 34771 - St Cloud (Magnolia Square)
- County: Osceola
- Development Name: 34771 - St Cloud (Magnolia Square)
- Subdivision: MAPLE TERRACE
- Driving Directions: From US-192/E Irlo Bronson Memorial Hwy, head toward Alligator Lake Shore W. Turn onto Alligator Lake Shore W, then turn onto Maple Terrace. Continue to 2234 W Maple Ter.
- Direction Faces: Southeast
School Information
- Elementary School: Hickory Tree Elem
- Middle School: Harmony Middle
- High School: Harmony High
Community
- Community Name: 34771 - St Cloud (Magnolia Square)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric, Propane
Utilities
- Sewer: Septic Tank
- Water District: ALLIGATOR LAKE
- Water: Private, Well
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Water Connected
Structural Information
- Architectural Info: Florida, Ranch
- Architectural Style: Florida, Ranch
- Exterior Const.: Wood Frame
- Roof: Shingle
- Windows: Drapes, Rods, Window Treatments
- Stories/Levels: One
- Square Feet: 1,504
- Sq. Ft. Source: Owner
- Year Built: 1979
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Pool, Trees/Woods, Water
- Lot Size (Acres): 0.4
- Lot Size (Sq. Ft.): 17,468
- Lot Size: 17468
- Lot Dimensions: 100 x 175
- Frontage: Street Dead-End, Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Canal - Freshwater, Lake
- Water Extras: Yes
- Water Front Name: ALLIGATOR LAKE
- Water Front Desc.: Freshwater Canal, Canal Front, Lake Front, Lake - Chain of Lakes
Financial Considerations
- Tax Amount: $2,480.39
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: MAPLE TERRACE PB 1 PG 423 N 30 FT LOT 10 & S 70 FT LOT 11
- Flood Zone Info: AE
- APN: 102631407000010110
- Property ID: 102631407000010110
- Block/Lot/Section: 1
Listed by Dalton Wade Inc
Get Pre-Approved Today
Schools
Schools serving 2234 W Maple Terrace
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Hickory Tree Elementary School 2355 Old Hickory Tree Rd, St. Cloud, FL 34772 | PK-5 | 3.5 mi |
Middle School AA 3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771 | 6-8 | 4.6 mi |
Harmony High School 3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771 | 9-12 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2234 W Maple Terrace
Date
Details
Price
Change
Source
5/13/2026
Listed
$429,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2234 W Maple Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,480
6%
$168,443
3%
2024
$2,334
2%
$163,696
3%
2023
$2,280
83%
$158,929
33%
2021
$1,247
-43%
$119,689
-22%
2022
$2,172
74%
$154,300
34%
2021
$1,247
7%
$114,980
2%
2019
$1,169
7%
$112,395
2%
2018
$1,090
-1%
$110,300
2%
2017
$1,096
1%
$108,032
2%
2016
$1,085
-26%
$105,810
1%
2015
$1,470
3%
$105,075
1%
2014
$1,428
2%
$104,242
1%
2013
$1,403
—
$102,702
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2234 W Maple Terrace
2234 W Maple Terrace, Saint Cloud, FL 34771 (MLS# S5149826) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2234 W Maple Terrace is currently listed for $429,900 and was received on May 13, 2026. Want to learn more about 2234 W Maple Terrace? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

