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$408,900

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,202 Sq. Ft.
  • Updated 8 days ago
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No CDD, Flexible Financing, and Rare Backyard Privacy with Water Views Some homes offer space. Others offer location. This one delivers both-along with meaningful financial advantages buyers are actively searching for. Enjoy NO CDD fees, plus $15,000 in Flex Cash OR a special fixed 4.99 interest rate, and the added benefit of no rear neighbors with peaceful water views-a combination that enhances both affordability and everyday living. Welcome to the 2202 two-story floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath home that balances open gathering spaces with private retreats. The open-concept main level flows effortlessly into a modern kitchen featuring a large center island, ample cabinetry, and plenty of room for entertaining or relaxed family meals. Upstairs, the owner's suite offers a comfortable escape with an en-suite bath and a walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or changing lifestyle needs, allowing the home to grow with you. Step outside to the covered lanai, where tranquil water views and no rear neighbors create a rare sense of privacy. It's the perfect setting to unwind, entertain, or simply enjoy the natural surroundings. Located in Harmony Central, the final phase of a beautiful master-planned golf community, residents enjoy top-rated schools, a community pool with cabana, and scenic green spaces. With convenient access to Lake Nona, the Florida Turnpike, and downtown St. Cloud, this home offers the ideal balance of peaceful living and everyday convenience. If you've been waiting for a home that delivers value, privacy, flexibility, and location-this is the opportunity that brings it all together.

Full Property Details for 4101 Sagefield Dr

General

  • Sold For: $408,900
  • HOA FEE: $69/month
  • HOA FEE FREQ.: Annually
  • Taxes: $759 (2024)
  • Status: Closed
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6324907
  • Added to Site: 238 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), High Ceilings, In Wall Pest System, Kitchen and Family Room Combination, L Dining, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
  • Appliances: Ice Maker, Microwave, Range
  • Flooring: Carpet, Ceramic Tile, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Irrigation System, Sidewalk

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL PH 1
  • Driving Directions: 1. Exit Orlando International Airport via the Beachline Expressway (SR-528) heading east. 2. Merge onto FL-417 South (toll road). 3. Take exit 22 for Narcoossee Road, continue south for about 12 miles. 4. Turn left onto US-192 East (E Osceola Parkway). 5. Proceed to Sagefield Drive in Harmony Central (e.g., 3855 Sagefield Dr).
  • Direction Faces: Southwest

School Information

  • Elementary School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Community Features: Community Mailbox, Dog Park, Sidewalks
  • Association: Yes
  • Assoc. Name: BETH CONNOR

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Private Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,202
  • Sq. Ft. Source: Builder
  • Living Area: 2,202 Sq. Ft.
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: 4792
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $825
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $759
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 35
  • Flood Zone Info: X500
  • APN: 3226323596000A0350
  • Property ID: 3226323596000A0350
  • Block/Lot/Section: A

Listed by Adams Homes Realty, Inc
Sold by Lpt Realty, Llc

Listing agent

— 4101 Sagefield Dr —

  • Adams Homes Realty, Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4101 Sagefield Dr

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-52.2 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.5 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4101 Sagefield Dr

Date
Details
Price
Change
Source
2/20/2026
Sold
$408,900
-4.64%
MLS
8/14/2025
Price Reduced
$428,800
-0.02%
MLS
7/07/2025
Listed
$428,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Adams Homes Realty, Inc
Sold by Lpt Realty, Llc

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4101 Sagefield Drive, Saint Cloud, FL 34773 (MLS# O6324907) is a Single Family property that was sold at $408,900 on February 20, 2026. Want to learn more about 4101 Sagefield Drive? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.