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$375,990 Just Listed
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Property Description
Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a premium corner lot, one of the largest in the subdivision in the desirable Indian Lakes community of St. Cloud. This property offers exceptional curb appeal with a 2-car garage, extended driveway, and a unique side entrance that enhances both privacy and the sense of space. Step inside to find a versatile office/den at the entry, leading into an open-concept living, dining, and kitchen combo featuring elegant granite countertops perfect for entertaining and everyday living. The spacious primary suite includes a dual-sink vanity, soaking tub, and separate shower, while two additional bedrooms share a full bath. Enjoy outdoor living with a covered lanai overlooking the expansive side and backyard, ideal for relaxing or hosting gatherings. This home has been freshly painted and comes complete with appliances. Major updates provide peace of mind, including a roof (2021), A/C (2021), and newly replaced heating coils for the water heater. The community offers great amenities including a clubhouse, pool, dog park, and tennis court, and is conveniently located near major highways, shopping, and dining; making this home the perfect blend of comfort, space, and location.
Full Property Details
Full Property Details for 677 Seneca Trail
General
- Price: $375,990
- HOA FEE: $108/month
- Taxes: $1,795 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: S5146504
- Updated: Today (4/4/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 10
- Interior Features: Built-in Features, Ceiling Fan(s), Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Patio
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener, On Street
Location
- Area: 34772 - St Cloud (Narcoossee Road)
- County: Osceola
- Development Name: 34772 - St Cloud (Narcoossee Road)
- Subdivision: INDIAN LAKES PH 8
- Driving Directions: Take exit 244, head east 6.4 miles to Michigan Ave. Turn right. Go 1.9 Miles South to Indian Lakes on Right. Then turn Right on Seneca Trail. House is on your left Corner.
- Direction Faces: Southeast
School Information
- Elementary School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
Community
- Community Name: 34772 - St Cloud (Narcoossee Road)
- Community Features: Clubhouse, Dog Park, Playground, Pool, Sidewalks, Tennis Court(s)
- Association: Yes
- Assoc. Name: Kaitlin Marshall
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Ranch
- Architectural Style: Ranch
- Exterior Const.: Block, Concrete, Stucco
- Roof: Shingle
- Common Walls: Corner Unit
- Stories/Levels: One
- Square Feet: 1,673
- Sq. Ft. Source: Public Records
- Year Built: 2010
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,489
- Lot Size: 11489
- Frontage: Street Paved
- Street/Road Desc.: Paved
Financial Considerations
- Association Fee: $108
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $1,795.44
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 372
- Flood Zone Info: X
- APN: 142630006600013720
- Property ID: 142630006600013720
- Block/Lot/Section: 1
Listed by The Firm Re
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Schools
Schools serving 677 Seneca Trail
School District:Osceola County School District
| Name | Grades | Distance |
|---|---|---|
Michigan Avenue Elementary School 2015 S Michigan Ave, St. Cloud, FL 34769 | PK-5 | 1.2 mi |
St. Cloud High School 2000 Bulldog Lane, St. Cloud, FL 34769 | 9-12 | 1.3 mi |
St. Cloud Middle School 1975 S Michigan Ave, St. Cloud, FL 34769 | 6-8 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 677 Seneca Trail
Date
Details
Price
Change
Source
4/04/2026
Listed
$375,990
141.02%
MLS
12/27/2010
Sold
$156,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 677 Seneca Trail
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,795
4%
$143,183
3%
2024
$1,729
3%
$139,148
3%
2023
$1,674
6%
$135,096
6%
2021
$1,577
-2%
$127,342
-3%
2022
$1,605
2%
$131,162
4%
2021
$1,577
5%
$125,584
4%
2018
$1,503
1%
$120,473
2%
2017
$1,490
-3%
$117,996
-4%
2019
$1,529
5%
$122,761
6%
2016
$1,458
-1%
$115,570
1%
2015
$1,477
1%
$114,767
1%
2014
$1,469
1%
$113,857
1%
2013
$1,449
—
$112,175
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 677 Seneca Trail
677 Seneca Trail, Saint Cloud, FL 34772 (MLS# S5146504) is a Single Family property with 3 bedrooms and 2 full bathrooms. 677 Seneca Trail is currently listed for $375,990 and was received on April 04, 2026. Want to learn more about 677 Seneca Trail? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

