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Property Description
Rare Offering: 21-Acre Private Estate | Equestrian Friendly | Owner Financing Available Welcome to 2601 Highway 20 E, a once-in-a-lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Equestrian friendly and set behind a grand 14-foot private gate surrounded by over 21 acres, all new planted pines in 2023, and a private spring-fed lake, this custom-built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 by renowned builder Rita Jones, with quality and craftsmanship at its core, this expansive 6-bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and refinished hardwood floors. Thoughtfully designed finishes are found throughout. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa-like bath with custom tile shower, heated floors, and a Toto toilet. Peaceful views of the surrounding property complete the experience. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero-entry saltwater pool, lush landscaping, and breathtaking lake views await. The home is equipped with a Control 4 Smart Home system, spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property features two 200-amp electrical panels, two deep wells, two septic systems, and a 40KW whole-house generator powered by a dedicated 500-gallon propane tank, with a separate 500-gallon propane tank serving the home. The estate also includes a three-car garage with insulated 12' x 10' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of the property lies a serene spring-fed lake teeming with bass, bream, and catfish -- the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home -- it's a lifestyle. A place where wide-open spaces meet modern comforts, where equestrian dreams come to life, and where every day feels like a retreat. Located just minutes from Panama City and Lynn Haven, and only 17 miles from the world's most beautiful beaches.
Full Property Details
Full Property Details for 2601 Florida 20
General
- Price: $2,250,000
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1005233
- Updated: 6/11/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Crwn Molding, Ceiling Vaulted, Fireplace, Kitchen Island, Pantry, Split Bedroom, Wet Bar
- Appliances: Cooktop, Dishwasher, Disposal, Ice Machine, Microwave, Refrigerator, Security System, Stove/Oven Gas, Washer
Rooms
Bathrooms
- Total Bathrooms: 6
- Full Bathrooms: 6
Bedrooms
- Total Bedrooms: 6
Additional Information
- Pool: Yes
- Pool Description: Pool - Heated, Pool Type
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Shower, Sprinkler System, Summer Kitchen
- Porch/Patio/Deck: Porch Open
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Garage
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: NO RECORDED PROJECT
- Driving Directions: North on Highway 77. East on Highway 20. Property on Left
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating/Cooling: Ceiling Fans, Central Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
- Utility Description: Electric, Gas - Natural
Structural Information
- Architectural Style: Ranch
- Construction: Concrete, Brick, Stone
- Exterior Const.: Concrete, Brick, Stone
- Stories/Levels: 2
- Square Feet: 7,351
- Sq. Ft. Source: Building Plan
- Current Bldg. Use: Pasture
- Year Built: 2007
Additional Structures
- Other Structures: Workshop
Lot Features
- Property View: Lake
- Lot Size (Acres): 21
- Lot Size (Sq. Ft.): 914,760
- Lot Dimensions: 1300 x 400
- Street/Road Desc.: Paved
- Lot Features: Addl Land Available
- Zoning: Agriculture, Horses Allowed
- Fencing (Description): Fenced Lot-Part
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Lake
Disclosures and Reports
- Legal Description: 3 1S 14W -1.5B- 96 COM AT SE COR OF SEC TH N 1127.31' TO N R/W LN OF HWY 20 TH SWLY ALG N R/W LN 1104.75' FOR POB TH CONT SWLY 544.50' N 403.34' E 544.50' S 403.34' TO POB ORB 4992 P 772
- APN: 07415-050-010
- Property ID: 07415-050-010
Listed by Think Real Estate
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Schools
Schools serving 2601 Florida 20
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 4.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2601 Florida 20
Date
Details
Price
Change
Source
6/11/2026
Listed
$2,250,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2601 Florida 20
2601 Florida 20, Southport, FL 32409 (MLS# 1005233) is a Single Family property with 6 bedrooms and 6 full bathrooms. 2601 Florida 20 is currently listed for $2,250,000 and was received on June 11, 2026. Want to learn more about 2601 Florida 20? Do you have questions about finding other Single Family real estate for sale in Southport? You can browse all Southport real estate or contact a Coldwell Banker agent to request more information.

