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$525,000 Just Listed
Property Description
Located in the sought-after Providence community and served by highly rated Burlington District 301 schools, this beautifully updated 4-bedroom, 2.5-bath home with a first-floor office/den offers space, great design, AND location! Situated on a large corner lot backing to a peaceful preserve area and adjacent to walking and biking paths, this home delivers both privacy and convenience in one of Elgin's most desirable neighborhoods. Welcome to 406 Mooresfield Street, where thoughtful updates and exceptional indoor and outdoor entertaining spaces make this home truly move-in ready! The main level is designed with both practical living and entertaining in mind. The spacious kitchen features 42" high cabinetry, quartz countertops and a huge center island with seating space for four stools. The open-concept layout flows into the main living and dining spaces and the many windows let in great natural light. A first-floor office/den provides the perfect flex space for working from home, a playroom, or additional living area. Recent updates throughout the main level include luxury vinyl plank flooring and updated base trim (2019), updated kitchen (2025), Refrigerator (2025) and Dishwasher (2024). Moving upstairs, you'll find three generously sized secondary bedrooms, a recently updated hall bath, and a large primary suite complete with an attached ensuite bath, walk-in closet, and plenty of space to unwind. Wood Laminate flooring, base trim, and bathroom tile were all updated in 2024, adding a fresh and modern feel throughout the second level. The finished English basement was fully updated in 2026 and offers exceptional, additional living space with luxury vinyl plank flooring, a wet bar, and two separate recreation areas perfect for entertaining, a home gym, a media room, or a play space. Last but definitely not least is your backyard oasis! Step outside and enjoy your morning cup of coffee on your Trex deck, patio (2018), OR the spacious new gazebo (2025). You'll be surrounded by mature landscaping, peaceful preserve views, and the tranquil setting of nearby walking and biking paths and fishing ponds. A new roof with oversized 6" gutters (2020), Exterior Siding painted (2020) and a new furnace and AC in 2024 will provide the next homeowner peace of mind. An oversized garage provides ample room for storage, hobbies, or larger vehicles. Conveniently located near parks, shopping, dining, commuter routes, and neighborhood amenities, this updated Providence home offers everything today's buyers are searching for in the Elgin and District 301 market.
Full Property Details
Full Property Details for 406 Mooresfield St
General
- Price: $525,000
- HOA FEE: $35/month
- HOA FEE FREQ.: Annually
- Taxes: $10,296 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12657004
- Updated: Today (5/28/2026)
- Added to Site: Today
Rental Information
- Complex Features: Clubhouse, Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Finished, D
- Interior Features: Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s), High Ceilings, Open Floorplan, Separate Dining Room, Pantry, Quartz Counters
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Bathroom Features: Separate Shower, Double Sink
Bedrooms
- Total Bedrooms: 4
Additional Information
- Equipment: Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump, Radon Mitigation System
- Other Features: School Bus Service
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2.5
- Total Spaces: 2
- Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Location
- Area: Elgin
- County: Kane
- Township: Elgin
- Subdivision: Providence
- Driving Directions: US 20 West of Randall Road to Longcommon go South to South Street go West to Mooresfield turn Left.
School Information
- School District: 301
- Elem School District: 301
- Midd School District: 301
- High School District: 301
- Elementary School: Prairie View Grade School
- Middle School: Prairie Knolls Middle School
- High School: Central High School
- Private School: Central High School
Community
- Assoc. Fees Include: Insurance
- Mgmt. Company: ACM
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Natural Gas, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Model: TUCKER
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Finished, Daylight
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Windows: Screens
- Sub-Flooring: Laminate
- Square Feet: 2,275
- Sq. Ft. Source: Estimated
- Year Built: 2007
Manufactured Home
- Model: TUCKER
Lot Features
- Lot Size (Acres): 0.2344
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 80 x 125
- Fence: Yes
- Lot Features: Corner Lot
- Fencing (Description): Fenced
Financial Considerations
- Association Fee: $425
- Assoc Fee Freq.: Annually
- Parking Included: Yes
- Assessment Year: 2007
- Tax Amount: $10,296
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 619401001
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Schools
Schools serving 406 Mooresfield St
School District:Central Community Unit School District 301
| Name | Grades | Distance |
|---|---|---|
Prairie View Grade School 10N630 Nesler Rd, Elgin, IL 60124 | K-5 | 0.7 mi |
Prairie Knolls Middle School 225 Nesler Road, Elgin, IL 60124 | 6-7 | 0.5 mi |
Central Middle School, Burlington, IL PO Box 397, Burlington, IL 60109 | 8- | 5.6 mi |
Central High School, Burlington, IL PO Box 68, Burlington, IL 60109 | 9-12 | 5.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 406 Mooresfield St
Date
Details
Price
Change
Source
5/28/2026
Listed
$525,000
124.36%
MLS
4/25/2013
Sold
$234,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 406 Mooresfield St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$10,578
4%
$128,461
11%
2023
$10,135
7%
$116,055
10%
2022
$9,468
3%
$105,822
7%
2021
$9,152
—
$98,936
5%
2021
$9,152
6%
$94,450
5%
2019
$8,612
-7%
$89,970
-5%
2018
$9,243
4%
$94,244
6%
2017
$8,896
—
$89,094
8%
2016
$8,862
5%
$82,655
9%
2015
$8,466
14%
$75,761
16%
2014
$7,397
2%
$65,561
-3%
2012
$7,262
—
$67,290
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 406 Mooresfield St
406 Mooresfield Street, Elgin, IL 60124 (MLS# 12657004) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 406 Mooresfield Street is currently listed for $525,000 and was received on May 28, 2026. Want to learn more about 406 Mooresfield Street? Do you have questions about finding other Single Family real estate for sale in Elgin? You can browse all Elgin real estate or contact a Coldwell Banker agent to request more information.
