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$639,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,926 Sq. Ft.
  • 2 Car Garage
  • Updated 17 hours ago
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Rarely do you find a single-level home offering nearly 3,000 square feet of airy, light-filled living space directly on the water! This 3-bedroom, 2.1-bath ranch on the Pistakee Lake channel has been meticulously renovated, offering the perfect blend of modern luxury and "Chain O' Lakes" charm. The heart of the home features a cozy living room and eating area anchored by a gas log fireplace, while the massive family room is bathed in natural light, offering a seamless transition to the outdoors. The layout is designed to bring the outside in: brand-new in 2019 Marvin sliding doors lead from the insulated sunroom to an expansive, recently replaced wood deck, while a second set of patio doors off the guest bedroom leads to a private gazebo. Entertaining is effortless in the large recreation room, complete with a dry bar and custom wooden shutters. Every corner feels fresh, from the three completely remodeled bathrooms to the new carpeting and paint throughout. Major "big-ticket" improvements made in 2019 include: the roof, septic system, whole-house water filtration system, and 200-amp electrical panel. Outside, the property is just as impressive, featuring a private shoreline with a dock and Shore Station. Boaters and hobbyists will love the oversized 2.5-car detached garage, which is a rare 30 feet deep and features a massive 10' high by 16' wide door. With LED lighting and an abundance of extra driveway space for guest vehicles or boat trailers, this property truly has it all. Just pull up the boat and start living the dream!

Full Property Details for 625 Monterrey Terrace

General

  • Price: $639,000
  • Taxes: $7,277 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12587059
  • Updated: 3/11/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Water Rights, Street Paved

Interior

  • Basement: Crawl Spac
  • Interior Features: Dry Bar, 1st-Floor Bedroom, 1st-Floor Bath, Walk-In Closet(s), Open Floorplan
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Other, Gas Log
  • Appliances: Refrigerator, Washer, Dryer, Water Softener Owned
  • Flooring: Hardwood, Laminate, Carpet, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bathroom Features: Bidet

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Intercom, Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump
  • Other Features: School Bus Service, Commuter Train, Flood Zone

Exterior

  • Exterior Features: Dock

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage

Location

  • Area: Holiday Hills / Johnsburg / McHenry / Lakemoor /
  • County: Lake
  • Township: Grant
  • Subdivision: Round Hill
  • Driving Directions: W Grand Ave & N RT 12, L onto Fox Lake Rd, L onto Broadway Rd, R onto Monterrey Ter, home will be on your L

School Information

  • School District: 114
  • Elem School District: 114
  • Midd School District: 114
  • High School District: 124
  • High School: Grant Community High School
  • Private School: Grant Community High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Septic Tank
  • Water: Shared Well

Structural Information

  • Architectural Info: Ranch
  • Architectural Style: Ranch
  • Construction: Brick
  • Exterior Const.: Brick
  • Basement: Yes
  • Basement Desc.: Crawl Space
  • Roof: Asphalt
  • Windows: Screens, Skylight(s)
  • Sub-Flooring: Hardwood, Laminate, Carpet, Wood
  • Square Feet: 2,926
  • Sq. Ft. Source: Assessor
  • Year Built: 1984
  • Remodeled/Updated: 2019

Additional Structures

  • Other Structures: Gazebo, Shed(s)

Lot Features

  • Lot Size (Acres): 0.3846
  • Lot Size Range: .25 to .49 Acre
  • Lot Dimensions: 142 x 120 x 137 x 120
  • Fence: Yes
  • Lot Features: Channel Front, Water Rights
  • Fencing (Description): Partial

Water Features

  • Water Front: Yes
  • Water Front Desc.: Lake Privileges, Waterfront
  • Water Front View: Back of Property
  • Lake Front: Yes

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1984
  • Tax Amount: $7,277
  • Tax Year: 2024
  • Pays Sewer: Septic Tank

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 5043011770000

Listed by Lakes Realty Group

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Listing agent

— 625 Monterrey Terrace —

  • Lakes Realty Group

(847) 338-3848

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 625 Monterrey Terrace

School Districts:Fox Lake Grade School District 114, Grant Community High School District 124
NameGradesDistance
Lotus School
29067 W Grass Lake Rd, Spring Grove, IL 60081
PK-41.7 mi
Stanton School
101 Hawthorne Lane, Fox Lake, IL 60020
5-82.2 mi
Grant Community High School
285 East Grand Avenue, Fox Lake, IL 60020
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 625 Monterrey Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/11/2026
Listed
$639,000
111.59%
MLS
3/01/2019
Sold
$302,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 625 Monterrey Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$13,534
58%
$206,159
21%
2023
$8,549
-3%
$170,229
51%
2022
$8,802
-7%
$112,972
6%
2021
$9,426
5%
$106,487
1%
2020
$8,988
—
$104,965
-24%
2019
$8,988
-36%
$138,831
-8%
2018
$14,147
5%
$150,440
8%
2017
$13,492
—
$139,052
9%
2016
$13,559
9%
$127,174
10%
2015
$12,491
13%
$115,224
—
2014
$11,037
5%
$115,224
12%
2013
$10,503
8%
$102,657
-3%
2012
$9,685
—
$105,858
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Lakes Realty Group

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625 Monterrey Terrace, McHenry, IL 60050 (MLS# 12587059) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 625 Monterrey Terrace is currently listed for $639,000 and was received on March 11, 2026. Want to learn more about 625 Monterrey Terrace? Do you have questions about finding other Single Family real estate for sale in McHenry? You can browse all McHenry real estate or contact a Coldwell Banker agent to request more information.

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