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$350,000 Just Listed
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Property Description
Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm. Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character. The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain. Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living.
Full Property Details
Full Property Details for 127 S River St
General
- Price: $350,000
- Taxes: $5,264 (2025)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12791228
- Updated: 10/21/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Water Rights, Curbs, Sidewalks, Street Lights, Street Paved
Interior
- Basement: Unfinished
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood-Burning
- Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Equipment: Carbon Monoxide Detectors, Ceiling Fan(s), Water Heater-Gas
- Other Features: School Bus Service
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 1
- Parking Features: Asphalt, Brick Driveway, Side Driveway, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Location
- Area: Montgomery
- County: Kane
- Township: Aurora
- Driving Directions: Route 30 to Lake Street, to Aucutt, to River. (Mill bridge is closed for repairs during August, otherwise Route 25 to Mill St to River would have worked. If you come down Route 25, just follow the detours...it only adds a half a mile).
School Information
- School District: 129
- Elem School District: 129
- Midd School District: 129
- High School District: 129
- Elementary School: Nicholson Elementary School
- Middle School: Washington Middle School
- High School: West Aurora High School
- Private School: West Aurora High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Gas, Steam, Radiator(s), Zoned
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Construction: Cedar
- Exterior Const.: Cedar
- Basement: Yes
- Basement Desc.: Unfinished, Full
- Foundation: Block, Concrete Perimeter
- Roof: Asphalt
- Square Feet: 1,224
- Sq. Ft. Source: Estimated
- Year Built: 1910
- Built Before 1978: Yes
- Remodeled/Updated: 2023
Lot Features
- Lot Size (Acres): 0.2755
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 50 x 235
- Fence: Yes
- Lot Features: Water Rights, Wooded, Mature Trees, Backs to Public GRND, Backs to Open Grnd, Adjoins Government Land, Views, Sloped
- Fencing (Description): Fenced, Wood
Water Features
- Water Front: Yes
- Water Front Name: FOX RIVER
- Water Front Desc.: River Front, Waterfront
- Water Front View: Back of Property
Financial Considerations
- Parking Included: Yes
- Assessment Year: 1910
- Tax Amount: $5,264.6
- Tax Year: 2025
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 1532434006
Listed by Keller Williams Infinity
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Listing agent
— 127 S River St —
Keller Williams Infinity
(630) 689-7908
NMLS#: 1598647
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Schools
Schools serving 127 S River St
School District:Aurora West Unit School District 129
| Name | Grades | Distance |
|---|---|---|
Nicholson Elementary School 649 North Main Street, Montgomery, IL 60538 | K-5 | 0.4 mi |
Washington Middle School, Aurora, IL 231 South Constitution Drive, Aurora, IL 60506 | 6-8 | 2.5 mi |
West Aurora High School 1201 West New York Street, Aurora, IL 60506 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Estimate the Cost
Estimate the Cost for 127 S River St
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127 S River Street, Montgomery, IL 60538 (MLS# 12791228) is a Single Family property with 2 bedrooms and 2 full bathrooms. 127 S River Street is currently listed for $350,000 and was received on October 21, 2026. Want to learn more about 127 S River Street? Do you have questions about finding other Single Family real estate for sale in Montgomery? You can browse all Montgomery real estate or contact a Coldwell Banker agent to request more information.