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$1,250,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 6,461 Sq. Ft.
  • 3 Car Garage
  • Updated 1 day ago
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Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River trails, downtown St. Charles, and St. Charles North High School, this home blends everyday convenience with timeless elegance. Step inside to hardwood floors, a dramatic two-story foyer, and a main level designed for both comfortable living and entertaining. The chef's kitchen features custom cabinetry with crown molding, a walk-in pantry, Sub-Zero built-in refrigerator, gas cooktop, granite island, and a sunroom with skylight and ceiling fan. The spacious 18x22 family room offers a gas-assisted wood-burning stone fireplace, coffered ceiling, and built-in storage cubbies. Formal living and dining rooms, a first-floor office with judges paneling, mudroom, and a generous laundry room complete the main level. Upstairs, the primary suite is a true retreat with a gas fireplace, tray ceiling, custom lighting, and a large walk-in closet with laundry chute. The luxurious his-and-her bathrooms include walk-in tile showers, dual vanities, and a freestanding soaking tub. Additional bedrooms feature Jack & Jill baths, a princess suite with private bath, and ample closet space with built-in organizers. The fully finished walk-out basement includes in-floor heating, a family room with a brick gas fireplace, a gym with mirrored wall, a spacious fifth bedroom, full bath, and abundant storage with impressive 14-foot ceilings. The 3-car insulated and heated garage is outfitted with epoxy flooring, built-in shelving, a slate wall storage system, hot and cold water, a basketball hoop, and extended driveway parking. This home beautifully combines luxury, craftsmanship, and functionality-an exceptional opportunity in St. Charles. Updates: Extended Deck (2026) Second Paver Patio (2022) Interior Paint (2023) Refinished Hardwood Floors (2023) Carpeting (2023) Finished Basement (2023) Updated Second Bath (2022) Updated Powder Room (2022) Dishwasher (2020) Water Heater (2022) Furnaces (2021) Water Softener (2019) Roof (2016)

Full Property Details for 521 River Ridge Dr

General

  • Price: $1,250,000
  • HOA FEE: $62/month
  • HOA FEE FREQ.: Annually
  • Taxes: $19,958 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12594185
  • Updated: 4/17/2026
  • Added to Site: 2 day(s) ago

Interior

  • Basement: Finished, E
  • Interior Features: Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Coffered Ceiling(s), Beamed Ceilings, Special Millwork, Granite Counters, Separate Dining Room, Paneling, Pantry
  • Fireplace: Yes
  • Number of Fireplaces: 3
  • Fireplace(s): Family Room, Master Bedroom, Basement, Wood-Burning, Gas Log, Gas Starter
  • Appliances: Double Oven, Range, Microwave, Dishwasher, High-End Refrigerator, Stainless Steel Appliance(s), Humidifier
  • Flooring: Hardwood, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Basement Baths: Yes
  • Bathroom Features: Separate Shower, Double Sink, Double Shower, Soaking Tub

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Equipment: Water Softener (Owned), Security System, Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Total Spaces: 3
  • Parking Features: Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Subdivision: Rivers Edge
  • Driving Directions: Randall or Route 31 to Red Gate to River Ridge north then west to home

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Wild Rose Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles North High School
  • Private School: St Charles North High School

Community

  • Assoc. Fees Include: None
  • Mgmt. Company: Retro CM

Heating & Cooling

  • Cooling Type: Central Air Conditioning, Zoned
  • Heating Type: Natural Gas, Forced Air, Radiant, Sep Heating Systems - 2+, Zoned, Radiant Floor

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Brick, Cedar, Stone
  • Exterior Const.: Brick, Cedar, Stone
  • Basement: Yes
  • Basement Desc.: Finished, Exterior Entry, Egress Window, Partial Exposure, Concrete, Rec/Family Area, Sleeping Area, Storage Space, Daylight, Full, Walk-Out Access
  • Windows: Skylight(s), Window Treatments, Drapes
  • Doors: French Doors
  • Sub-Flooring: Hardwood, Carpet
  • Square Feet: 6,461
  • Sq. Ft. Source: Assessor
  • Year Built: 2002

Lot Features

  • Lot Size (Acres): 0.51
  • Lot Size Range: .50 to .99 Acre
  • Lot Dimensions: 97 x 180 x 121 x 181

Financial Considerations

  • Association Fee: $738
  • Assoc Fee Freq.: Annually
  • Parking Included: Yes
  • Assessment Year: 2002
  • Tax Amount: $19,958.58
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple with Homeowners Association
  • Property ID: 916228020

Listed by Compass

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— 521 River Ridge Dr —

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Schools serving 521 River Ridge Dr

School District:St. Charles Community Unit School District 303
NameGradesDistance
Wild Rose Elementary School, St. Charles, IL
36W730 Red Haw Ln, St. Charles, IL 60174
K-52 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-82.5 mi
St Charles North High School
255 Red Gate Rd, St. Charles, IL 60175
9-120.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 521 River Ridge Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/16/2026
Listed
$1,250,000
99.36%
MLS
6/06/2018
Sold
$627,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 521 River Ridge Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$19,959
4%
$276,870
12%
2023
$19,192
7%
$247,803
9%
2022
$17,863
4%
$227,242
5%
2021
$17,177
—
$216,607
-4%
2021
$17,177
-4%
$226,752
2%
2019
$17,849
-15%
$222,263
-16%
2018
$20,928
3%
$263,311
4%
2017
$20,387
-4%
$254,309
5%
2016
$21,172
-1%
$242,755
5%
2015
$21,446
—
$232,024
2%
2014
$21,399
2%
$228,488
-2%
2013
$20,994
—
$232,875
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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521 River Ridge Drive, Saint Charles, IL 60175 (MLS# 12594185) is a Single Family property with 5 bedrooms, 5 full bathrooms and 1 partial bathroom. 521 River Ridge Drive is currently listed for $1,250,000 and was received on April 16, 2026. Want to learn more about 521 River Ridge Drive? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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