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$435,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 2 Full Baths
  • 2,018 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago
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YOU'LL BE THRILLED to view this renovated home! The sellers are distraught to leave but a new career opportunity has them needing to relocate. This loved home is located in the desirable Cambridge neighborhood with easy access to all St. Charles has to offer. It is extremely rare to find a true this 5 bedroom home at this price and believe me this home can host a crowd with ease. You will find newer laminate flooring and beautiful new doors and trim throughout. The kitchen was revamped with new cabinets, countertops, backsplash & appliances. A large pantry cabinet was added to the kitchen and can stay with the home - it offers wonderful storage! There is access to the deck from the kitchen with a newly added railing. The upper level offers 3 classic bedrooms and a new gorgeous bath. The lower-level walkout boasts a 2nd family room with wood burning fireplace, 2 large bedrooms and a renovated full bathroom. Access to the patio and fenced back yard is from this lower level family room. The roof was replaced in 2023, the water heater was replaced in 2017 and the furnace was new in 2007. You will love the garage floor. The current owner had high impact temperature rated 12x24 tiles installed. Come see for yourself how great this St. Charles home is!

Full Property Details for 965 Independence Ave

General

  • Price: $435,000
  • Taxes: $7,913 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: 12553905
  • Updated: 1/27/2026
  • Added to Site: 3 day(s) ago

Interior

  • Basement: Finished, F
  • Interior Features: Quartz Counters
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Family Room, Wood-Burning
  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
  • Flooring: Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Basement Baths: Yes

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Equipment: Carbon Monoxide Detectors, Ceiling Fan(s), Sump Pump
  • Other Features: School Bus Service

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage

Location

  • Area: Campton Hills / St. Charles
  • County: Kane
  • Township: St. Charles
  • Subdivision: Cambridge
  • Driving Directions: South Tyler Rd. to right on Madison Ave. Turn right onto Independence Ave., property will be on the right.

School Information

  • School District: 303
  • Elem School District: 303
  • Midd School District: 303
  • High School District: 303
  • Elementary School: Munhall Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles East High School
  • Private School: St Charles East High School

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Aluminum Siding
  • Exterior Const.: Aluminum Siding
  • Basement: Yes
  • Basement Desc.: Finished, Full, Walk-Out Access
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Sub-Flooring: Laminate
  • Square Feet: 2,018
  • Sq. Ft. Source: Assessor
  • Year Built: 1978
  • Remodeled/Updated: 2022

Lot Features

  • Lot Size (Acres): 0.1899
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 86 x 101 x 77 x 102
  • Fence: Yes
  • Lot Features: Corner Lot
  • Fencing (Description): Fenced

Financial Considerations

  • Assessment Year: 1978
  • Tax Amount: $7,913.8
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: Fee Simple
  • Property ID: 935131016

Listed by Berkshire Hathaway HomeServices Starck Real Estate

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— 965 Independence Ave —

  • Berkshire Hathaway HomeServices Starck Real Estate

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NMLS#: 1598647

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Schools serving 965 Independence Ave

School District:St. Charles Community Unit School District 303
NameGradesDistance
Munhall Elementary School
1400 S 13th Ave, St. Charles, IL 60174
K-50.4 mi
Wredling Middle School
1200 Dunham Rd, St. Charles, IL 60174
6-81.7 mi
St Charles East High School
1020 Dunham Rd, St. Charles, IL 60174
9-121.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 965 Independence Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/27/2026
Listed
$435,000
17.57%
MLS
2/25/2023
Sold
$370,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 965 Independence Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,914
-4%
$114,610
12%
2023
$8,210
29%
$102,577
14%
2022
$6,362
5%
$89,795
5%
2021
$6,084
—
$85,592
2%
2021
$6,084
3%
$83,996
2%
2019
$5,887
11%
$82,333
11%
2017
$5,313
-4%
$74,413
4%
2016
$5,554
1%
$71,800
4%
2015
$5,515
-1%
$69,124
-12%
2018
$5,577
5%
$78,235
18%
2014
$5,334
-1%
$66,461
-4%
2013
$5,371
—
$69,048
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Berkshire Hathaway HomeServices Starck Real Estate

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965 Independence Avenue, Saint Charles, IL 60174 (MLS# 12553905) is a Single Family property with 5 bedrooms and 2 full bathrooms. 965 Independence Avenue is currently listed for $435,000 and was received on January 27, 2026. Want to learn more about 965 Independence Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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