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$565,000 Just Listed
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Property Description
Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim.The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a large primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontage-perfect for those looking to enjoy both indoor comfort and outdoor lifestyle.
Full Property Details
Full Property Details for 10227 Jefferson Rd
General
- Price: $565,000
- Taxes: $4,168 (2026)
- Status: Active
- Type: Single Family
- Source: Indiana_Regional_MLS
- MLS ID: 202611656
- Updated: 4/7/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Rooms: 10
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Exterior
- Exterior Features: Vinyl
- Color: Vinyl
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Description: Attached
Location
- Subdivision: 124x435
- Driving Directions: Jefferson Rd west of County Line Rd
School Information
- Elementary School: Penn-Harris-Madison School Corp.
- Middle School: Schmucker
- High School: Penn
Heating & Cooling
- Cooling Type: Central Air, Other
- Heating Type: Gas, Forced Air
- Heating Fuel: Gas, Forced Air
Utilities
- Sewer: Septic
- Water: Saint Joseph River
Structural Information
- Architectural Style: Two Story
- Exterior Const.: Vinyl
- Basement Entrance: 46561
- Below Ground: 12 Sq. Ft.
- Finished Above Grnd: 2,778 Sq. Ft.
- Finished Below Grnd: 556 Sq. Ft.
- Year Built: 1953
Lot Features
- Lot Size (Acres): 1.4
- Lot Size (Sq. Ft.): 60,984
- Street/Road Desc.: Riverfront
- Lot Description: Waterfront
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Front Type: River
- Water Front Name: Saint Joseph River
Financial Considerations
- Price Per Sq. Ft.: $203.38
- Price Per Acre: $403,571.43
- Assoc Fee Freq.: Not Applicable
- Tax Amount: $4,168
- Tax Year: 2026
Listed by eXp Realty, LLC, Adam Pendl
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Schools
Schools serving 10227 Jefferson Rd
School District:Penn-Harris-Madison School Corporation
| Name | Grades | Distance |
|---|---|---|
Moran Elementary School 305 North Beech Road, Osceola, IN 46561 | K-5 | 1.3 mi |
Schmucker Middle School 56045 Bittersweet Road, Mishawaka, IN 46545 | 6-8 | 2.4 mi |
Penn High School 56100 Bittersweet Road, Mishawaka, IN 46545 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10227 Jefferson Rd
Date
Details
Price
Change
Source
4/06/2026
Listed
$565,000
35.94%
MLS
8/30/2018
Sold
$415,625
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10227 Jefferson Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$14
-52%
$800
-50%
2023
$29
—
$1,600
—
2022
$29
-50%
$1,600
-47%
2020
$58
-2%
$3,000
—
2019
$59
5%
$3,000
—
2018
$56
-3%
$3,000
—
2017
$58
-6%
$3,000
—
2016
$62
—
$3,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10227 Jefferson Rd
10227 Jefferson Road, Osceola, IN 46561 (MLS# 202611656) is a Single Family property with 0 bedrooms and 3 full bathrooms. 10227 Jefferson Road is currently listed for $565,000 and was received on April 06, 2026. Want to learn more about 10227 Jefferson Road? Do you have questions about finding other Single Family real estate for sale in Osceola? You can browse all Osceola real estate or contact a Coldwell Banker agent to request more information.

