Date
Details
Price
Change
Source
7/09/2026
Listed
$650,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Experience the perfect blend of comfort, quality, and lakefront living in this meticulously maintained 2-story home located in the desirable Elk Lake Shores Resort. Situated on approx. 1 acre across 2 waterfront lots, this exceptional property offers breathtaking lake views, deep water access, and the tranquility of a protected no-wake cove. Designed with both everyday living and entertaining in mind, the open-concept main level features high ceilings, windows that fill the home with natural light, hardwood flooring, and a stone gas fireplace in the living room. Step outside onto the expansive wraparound covered deck, complete with 2 sun screens, and enjoy panoramic lake views! The spacious 1st fl primary suite offers convenience and privacy, featuring a large closet and an ensuite bath. The main level also includes a 1st fl laundry room and a convenient 1/2 bath for guests. Upstairs and downstairs, you'll find 2 additional bedrooms, 2nd fl has walk in closet, along with full bathrooms, providing plenty of room for family and guests. The finished walkout lower has tile flooring, a large family room, and is already planned for a future kitchenette--making it ideal for extended family. Walk directly onto the covered paver patio and continue down to the lake. Outdoor access has been thoughtfully designed with both poured concrete steps leading to the front entrance and a gravel pathway providing utility vehicle access to the dock, making it easy to transport people, coolers, and lake gear. The waterfront is truly exceptional, featuring a shaded Trex deck above the dock, Trex steps leading down to the dock, electric service at the dock, and deep water that's perfect for swimming, floating, and boating. Additional features include: open-concept floor plan, two programmable Nest thermostats, gutter helmet gutter protection system & hot water heater is 3 years old! The home has been meticulously maintained inside and out!
Full Property Details
Full Property Details for 649-650 Lakeshore Dr
General
- Price: $650,000
- HOA FEE: $208/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Northern_Kentucky
- MLS ID: 644502
- Updated: 7/9/2026
- Added to Site: Today
Interior
- Number of Rooms: 8
- Interior Features: Walk-In Closet(s), Storage, Smart Thermostat, Pantry, Open Floorplan, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Multi-Panel Doors, Recessed Lighting
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas
- Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Main Level
Additional Information
- Shared Amenities: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Exterior
- Exterior Features: Private Yard, Boat Slip, Dock, Balcony
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Parking Features: Off Street
Location
- County: Owen
- Driving Directions: From Elk Creek Vineyard head East, turn Right onto Rt 1883, turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
School Information
- Elementary School: Owen County Elementary
- Middle School: Maurice Bowling Middle School
- High School: Owen County High
Community
- Community Name: K22 - Owen Cty
- Association: Yes
- Assoc. Fees Include: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air, Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Natural Gas Available
Structural Information
- Architectural Style: Traditional
- Construction: Concrete, Vinyl Siding
- Basement Desc.: Full Finished Bath, Finished, Walk-Out Access
- Roof: Composition, Shingle
- Windows: Double-Hung
- Square Feet: 23,657
- Living Area: 23,657 Sq. Ft.
- Year Built: 2003
- Property Condition: Existing Structure
Lot Features
- Property View: Lake, Trees/Woods
- Lot Size (Acres): 0.54
- Lot Size (Sq. Ft.): 23,657.44
- Lot Size: .54
- Lot Size Source: Realist
- Lot Dimensions: Of Record
- Frontage: Private Road, Gravel
- Lot Features: Cleared, Sloped, Waterfront, Wooded
- Zoning: Residential
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $2,500
- Assoc Fee Freq.: Annually
Disclosures and Reports
- Property ID: 075-80-06-049.00
Listed by Sibcy Cline, REALTORS-Florence, Patrick Tenoever
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Listing agent
— 649-650 Lakeshore Dr —
Patrick Tenoever
Sibcy Cline, REALTORS-Florence
NMLS#: 1598647Get Pre-Approved Today
Price & Sales History for 649-650 Lakeshore Dr
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- Single Family
- Active
- Updated 1 day ago
- 4Beds
- 4Total Baths
- 3,336Sq. Ft.
- Single Family
- Active
- Updated 9 days ago
- 3Beds
- 4Total Baths
- 3,400Sq. Ft.
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- Single Family
- Active
- Updated 1 day ago
- 3Beds
- 1Total Bath
- 1,736Sq. Ft.
Listed by The Simpson Property Group
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649-650 Lakeshore Drive, Owenton, KY 40359 (MLS# 644502) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 649-650 Lakeshore Drive is currently listed for $650,000 and was received on July 09, 2026. Want to learn more about 649-650 Lakeshore Drive? Do you have questions about finding other Single Family real estate for sale in Owenton? You can browse all Owenton real estate or contact a Coldwell Banker agent to request more information.