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$800,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,600 Sq. Ft.
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520 Harbor Drive isn't simply another home hitting the market - it's the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis' most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn't a cosmetic refresh - this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself - where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home - it is a chance to become part of a community people fall in love with and rarely want to leave.

Full Property Details for 520 Harbor Dr

General

  • Sold For: $800,000
  • Taxes: $5,244 (2026)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2142262
  • Added to Site: 78 day(s) ago

Interior

  • Interior Features: Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater
  • Flooring: Luxury Vinyl Plank, Ceramic Tile, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 2
  • Main - Full Baths: 2
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Lower: 1
  • Bedrooms Main & Up: 3

Additional Information

  • Shared Amenities: Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Boat Storage, Exterior Lighting, Play Area, Street Lights
  • Porch/Patio/Deck: Deck(s), Patio(s), Porch(es)

Parking

  • Total Spaces: 4
  • Parking Features: Asphalt Driveway
  • Parking Type: Driveway

Location

  • County: ANNE ARUNDEL
  • Subdivision: HILLSMERE ESTATES
  • Driving Directions: Hillsmere Drive - Right onto Harbor.

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Hillsmere
  • Middle School: Annapolis
  • High School: Annapolis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s), Programmable Thermostat
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Coastal, Cottage, Ranch/Rambler
  • Structure Type: Detached
  • Construction: Brick, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Connecting Stairway, Daylight, Partial, Drain, Drainage System, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Sump Pump, Walkout Stairs, Water Proofing System, Windows
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Stories Description: Lower 1, Main
  • Square Feet: 2,600
  • Sq. Ft. Source: Estimated
  • Living Area: 2,600 Sq. Ft.
  • Finished Above Grnd: 1,300 Sq. Ft.
  • Finished Below Grnd: 1,300 Sq. Ft.
  • Year Built: 1968
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Property View: Garden/Lawn
  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,312
  • Lot Size Source: Assessor
  • Zoning: R
  • Lot Description: Cleared, Corner, Front Yard, Landscaping, Rear Yard, SideYard(s)

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: River
  • Water Front Name: South River and Chesapeake Bay

Financial Considerations

  • Price Per Sq. Ft.: $615.38
  • Tax w/Assessment: $465,400
  • Tax Amount: $5,244
  • Tax Year: 2026
  • Terms: Standard Sale

Disclosures and Reports

  • Ownership: Fee Simple

Meet the listing agents

Meet the listing agents
— 520 Harbor Dr —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 520 Harbor Dr

School District:Anne Arundel County Public Schools
NameGradesDistance
Hillsmere Elementary School
3052 Arundel on the Bay Road, Annapolis, MD 21403
PK-50.8 mi
Annapolis Middle School
1399 Forest Drive, Annapolis, MD 21403
6-81.8 mi
Annapolis High School
2700 Riva Road, Annapolis, MD 21401
9-124.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 520 Harbor Dr

Date
Details
Price
Change
Source
6/12/2026
Sold
$800,000
—
MLS
5/15/2026
Listed
$800,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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520 Harbor Drive, Annapolis, MD 21403 (MLS# MDAA2142262) is a Single Family property that was sold at $800,000 on June 12, 2026. This property was listed by Wendy T. Oliver from our Annapolis Church Circle Office.Want to learn more about 520 Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Annapolis? You can browse all Annapolis real estate or contact a Coldwell Banker agent to request more information.