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$1,400,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,908 Sq. Ft.
  • Updated 5 hours ago
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Seller financing available with favorable terms of 5%. . Located in the heart of downtown Ocean City, Maryland, this spacious 5-bedroom, 3.5-bath single-family home offers the perfect blend of beachside living, commercial potential, and investment opportunity. Just a short walk to the beach, famous Ocean City Boardwalk, Trimper Rides, Jolly Roger Amusement Park, Thrasher's Fries, and countless other attractions, you'll always be in the center of the action. Zoned DMX, this property allows for both residential and commercial use-opening the door to endless possibilities such as a retail space, office, or mixed-use development. Inside, you'll find generous living spaces perfect for family gatherings or hosting guests. The property also offers plenty of parking-a rare find in downtown-and an unfinished lower level that can be transformed into additional living space, a rental unit, or a recreational area, boosting both comfort and value. Whether you're searching for a lucrative investment, a business location, or your full-time coastal residence, this home delivers location, versatility, and potential.

Full Property Details for 109 Baltimore Ave

General

  • Price: $1,400,000
  • Taxes: $11,440 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2036026
  • Updated: Today (2/2/2026)
  • Added to Site: Today

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Brick
  • Appliances: Dishwasher, Microwave, Refrigerator, Oven/Range - Electric, Water Heater, Washer, Dryer - Electric
  • Furnished: Yes
  • Flooring: Carpet, Luxury Vinyl Plank, Laminated

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Floor Baths: 4
  • Main - Full Baths: 3
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Main & Up: 5

Other Rooms

  • Laundry: Dryer In Unit, Washer In Unit

Exterior

  • Exterior Features: Secure Storage, Outside Shower
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Parking Features: Gravel Driveway
  • Parking Type: Driveway

Location

  • Area: Ocean Block (82)
  • Municipality: Ocean City
  • County: WORCESTER
  • Subdivision: DOWNTOWN OC
  • Driving Directions: Baltimore Ave north home on Left after first street
  • Location Details: Downtown
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools
  • High School: Stephen Decatur

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Electric, Heat Pump - Gas BackUp
  • Heating Fuel: Electric
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Coastal
  • Structure Type: Detached
  • Construction: Frame, Stick Built
  • Foundation: Block
  • Stories Description: Main
  • Square Feet: 3,908
  • Sq. Ft. Source: Assessor
  • Living Area: 3,908 Sq. Ft.
  • Finished Above Grnd: 3,908 Sq. Ft.
  • Year Built: 1935
  • Year Built Source: Assessor
  • Property Condition: Excellent

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,150
  • Lot Size Source: Assessor
  • Zoning: C-1
  • Lot Description: Cleared
  • Fencing (Description): Partially

Financial Considerations

  • Price Per Sq. Ft.: $358.24
  • City/TownTax: $3,697
  • City/TownTax Freq: Annually
  • County Tax: $6,807
  • County Tax Freq: Annually
  • Tax w/Assessment: $835,300
  • Tax Amount: $11,440
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3908

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: furniture
  • Lot Number: 11
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 109 Baltimore Ave —

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 109 Baltimore Ave

School District:Worcester County Public Schools
NameGradesDistance
Ocean City Elementary School
12828 Center Drive, Ocean City, MD 21842
PK-41.5 mi
Stephen Decatur Middle School, Berlin, MD
9815 Seahawk Road, Berlin, MD 21811
7-85.7 mi
Stephen Decatur High School
9913 Seahawk Road, Berlin, MD 21811
9-125.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Baltimore Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/02/2026
Listed
$1,400,000
7.69%
MLS
6/20/2024
Sold
$1,300,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Baltimore Ave

Year
Property Taxes
Change
Tax Assessment
Change
2023
$8,121
—
$835,300
45%
2023
$8,121
1%
$576,100
1%
2021
$8,057
—
$573,133
1%
2021
$8,057
1%
$570,167
1%
2021
$8,014
9%
$567,200
10%
2020
$7,337
12%
$515,733
11%
2019
$6,558
12%
$464,267
12%
2018
$5,831
1%
$412,800
1%
2017
$5,797
1%
$408,300
1%
2016
$5,754
7%
$403,800
1%
2015
$5,400
—
$399,300
—
2014
$5,407
—
$399,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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109 Baltimore Avenue, Ocean City, MD 21842 (MLS# MDWO2036026) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 109 Baltimore Avenue is currently listed for $1,400,000 and was received on February 02, 2026. This property is listed by Shawn Kotwica from our Ocean City - 123rd Office.Want to learn more about 109 Baltimore Avenue? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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