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$1,175,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,869 Sq. Ft.
  • Updated 5 hours ago
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WELCOME TO 616 OYSTER LANE...WATERFRONT LIVING AT ITS FINEST! This immaculate maintained 3BR/3BA 8-year young custom-built home is located in the highly desirable and sought after Montego Bay community in North Ocean City and is situated on a peaceful protected deep-water basin offering quick & easy access to the open bay. The 1st floor features 2 bedrooms and 2 full baths-including a stunning en suite with a floor to ceiling tiled walk-in shower, a great room offering soaring 17' ceilings, and a dedicated laundry room with a full size washer & dryer and room for an additional refrigerator. The 2nd floor features a 3rd bedroom & bath, a large loft overlooking the 1st floor, a bonus room and storage areas. The kitchen features a sit-at island, granite countertops, stainless steel appliances, tile backsplash, a pantry closet and 42" cabinets. The living room area features an electric fireplace with a beautiful custom-built floor to ceiling wood surround. Additional interior features include COREtec LVP flooring, board & batten wainscoting, two 8' wide patio doors, tile flooring in the baths, gable windows, a Rinnai tankless water heater, recessed lighting and much more. The exterior features a 10 x 24 porch overlooking the water with cathedral ceilings, composite decking & glass railings, a 10 x 24 cement pad under the porch, a 7 x 26 ground-level deck with composite decking, a vinyl bulkhead with a 5 x 40 dock & a 5 x 28 pier, both with composite decking, and an 8,000 lb capacity boatlift with remote. Additional features include a 5 x 20 shed with drywall, shelving, & electric, an outside shower, a cement walkway and patio, hardscaping and a 2-car cement parking pad. Icing on the cake? The location is less than a mile from the beach and is within walking distance to the beautiful Northside Park, the Montego Bay Shopping Center, an abundance of restaurants and bars and mini golf courses. You also have beautiful views of the 4th of July, and Sunday's fireworks, held at the Northside Park during the summer season. The community features 3 pools, including a kiddie pool for the little ones, 2 tennis courts, a pickleball court, a basketball court, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a 1/2 mile paved walking path, a 5-acre open park and street lighting with a lamppost at every residence. Additional amenities include city streets & sidewalks, city water & sewer and city trash collection. The HOA fees are just $415 a year. Don't miss out on this fabulous opportunity to make this your truly special home! Interior and drone pictures to follow.

Full Property Details for 616 Oyster Ln

General

  • Price: $1,175,000
  • HOA FEE: $35/month
  • HOA FEE FREQ.: Annually
  • Taxes: $9,211 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDWO2042160
  • Updated: Today (10/24/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Great Room, Laundry, Loft, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room
  • Interior Features: Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Sprinkler System, Upgraded Countertops, Wainscotting, Window Treatments, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Other
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Electric
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Energy Efficient Appliances, Exhaust Fan, Instant Hot Water, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless
  • Flooring: Carpet, Luxury Vinyl Plank, Tile/Brick

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Dryer In Unit, Main Floor, Washer In Unit

Additional Information

  • Shared Amenities: Basketball Courts, Common Grounds, Lake, Pickleball Courts, Pool - Outdoor, Shuffleboard, Tennis Courts, Other
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: Carbon Monoxide Detector(s), Exterior Cameras, Smoke Detector, Sprinkler System - Indoor
  • Equipment: Negotiable

Exterior

  • Exterior Features: Exterior Lighting, Gutter System, Outbuilding(s), Outside Shower, Sidewalks, Street Lights
  • Porch/Patio/Deck: Deck(s), Patio(s), Porch(es)

Parking

  • Total Spaces: 2
  • Parking Features: Concrete Driveway
  • Parking Type: Off Street, On Street

Location

  • Area: Bayside Waterfront (84)
  • Municipality: Ocean City
  • County: WORCESTER
  • Subdivision: MONTEGO BAY
  • Driving Directions: From Coastal Hwy turn bayside at the 130th Street traffic light. Bear left onto South Ocean Drive. Make right on Oyster Lane. Property will be on the right.
  • Location Details: Canal
  • City Limits: Yes

School Information

  • School District: Worcester County Public Schools
  • Elementary School: Ocean City
  • Middle School: Stephen Decatur
  • High School: Stephen Decatur

Community

  • Association: Yes
  • Assoc. Name: MONTEGO BAY CIVIC ASSOC.
  • Assoc. Fees Include: Common Area Maintenance, Management, Reserve Funds
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Heat Pump(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Instant Hot Water

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Builder: Resort Homes
  • Construction: Frame, Vinyl Siding
  • Foundation: Block, Crawl Space
  • Roof: Architectural Shingle
  • Walls/Ceilings: 2 Story Ceilings, Cathedral Ceilings, Dry Wall
  • Windows: Double Hung, Double Pane, Energy Efficient, Insulated, Low-E, Screens, Skylights, Sliding, Transom
  • Doors: Insulated, Sliding Glass
  • Entry Floor Number: 1
  • Stories Description: Main, Upper 1
  • Square Feet: 1,869
  • Sq. Ft. Source: Estimated
  • Living Area: 1,869 Sq. Ft.
  • Finished Above Grnd: 1,869 Sq. Ft.
  • Year Built: 2018
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

  • Unit Floor in Bldg.: 2

Additional Structures

  • Other Structures: Shed

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,600
  • Lot Size Source: Assessor
  • Lot Dimensions: 40 x 90
  • Frontage Feet: 40
  • Street/Road Desc.: Black Top
  • Zoning: TR
  • Lot Description: Bulkheaded, Cleared, Fishing Available, Landscaping, Level, Road Frontage, SideYard(s)

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Front Type: Cove
  • Dock/Slip Conveys: Yes
  • Docks: 1

Financial Considerations

  • Price Per Sq. Ft.: $628.68
  • Association Fee: $415
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2026
  • City/TownTax: $2,930
  • City/TownTax Freq: Annually
  • County Tax: $5,522
  • County Tax Freq: Annually
  • Tax w/Assessment: $677,500
  • Tax Amount: $9,211
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 7A
  • Lot Number: 1463B

Listed by Montego Bay Realty, Michael E Grimes

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Listing agent

— 616 Oyster Ln —

  • Michael E Grimes

    Montego Bay Realty

Listing Office Email: montegobayrealty@aol.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 616 Oyster Ln

School District:Worcester County Public Schools
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 616 Oyster Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/24/2026
Listed
$1,175,000
379.59%
MLS
1/05/2018
Sold
$245,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 616 Oyster Ln

Year
Property Taxes
Change
Tax Assessment
Change
2026
$6,198
2%
$677,500
13%
2023
$6,047
—
$599,367
35%
2023
$6,047
4%
$443,100
3%
2021
$5,818
—
$429,867
3%
2021
$5,818
2%
$416,633
3%
2021
$5,700
-1%
$403,400
—
2020
$5,739
75%
$403,400
74%
2019
$3,277
-17%
$232,000
-17%
2018
$3,955
2%
$280,000
2%
2017
$3,890
2%
$274,000
2%
2016
$3,819
8%
$268,000
2%
2015
$3,543
—
$262,000
—
2014
$3,547
—
$262,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Montego Bay Realty, Michael E Grimes

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616 Oyster Lane, Ocean City, MD 21842 (MLS# MDWO2042160) is a Single Family property with 3 bedrooms and 3 full bathrooms. 616 Oyster Lane is currently listed for $1,175,000 and was received on October 24, 2026. Want to learn more about 616 Oyster Lane? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

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