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$1,325,000
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Property Description
PLENTY of inside pictures coming by 8/18!!!! New Vinyl Bulkhead and New Jet Ski lifts and finger pier in 2021. Exceptional Custom-Built Waterfront Home in Montego Bay - 2,348 Sq Ft of Luxury on One of the Deepest Canals. Welcome to one of the most impressive custom homes in Ocean City's desirable Montego Bay Community, where energy efficiency, thoughtful craftsmanship, and true waterfront living come together. Built in 2021, this exceptional 5-bedroom, 4.5-bath residence offers 2,348 square feet of beautifully designed living space with premium upgrades throughout - all perfectly situated on one of the deepest and widest canals in Montego Bay. Step inside and you'll instantly feel the difference in quality and design. The heart of the home is the oversized gourmet kitchen, featuring solid surface countertops, generous cabinetry, and a large island with seating - perfect for gatherings, entertaining, or just enjoying a peaceful breakfast with views of the water. The main living and dining areas offer an inviting, open layout with plenty of natural light, water views from multiple angles, and access to the outdoor living spaces. Every inch of this home is tailored for comfort, functionality, and coastal charm. Upstairs, the private master suite is a true retreat - featuring its own private sundeck directly overlooking the water and a large walk-in closet, and a beautifully appointed en-suite bath. Imagine waking up to tranquil water views and stepping right outside to enjoy the breeze with your morning coffee. With five generously sized bedrooms and 4.5 elegant bathrooms, this home offers flexibility for large families, guests, or even a home office. Each bathroom is finished with modern fixtures and tasteful design touches that elevate the home's appeal. Designed with energy efficiency and peace of mind in mind, the home is equipped with: A full solar panel system for energy savings, Two-zone energy-efficient HVAC for year-round comfort, A full-home fire sprinkler system for added safety. A high-end security and camera system already in place, Outside, your waterfront lifestyle awaits. The property includes a private dock with room for relaxing, launching, or entertaining - and best of all, the sale of this home includes the pontoon boat and (2) jet skis, so you're ready to hit the water the moment you move in. Also featuring a covered first floor sundeck, well-maintained landscaping and plenty of parking and just steps to one of Montego Bay's community swimming pools. Located around the corner from the 8-acre wildfowl lake, perfect for morning walks, jogs, or birdwatching. From the location to the layout, and from the amenities to the upgrades, this home was built to impress. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this Montego Bay waterfront gem has it all. This is a rare opportunity - schedule your private tour today and see what makes this custom home truly one-of-a-kind! HOA fee is $396.00 per year. Furnishings are Negotiable.
Full Property Details
Full Property Details for 627 Gulf Stream Dr
General
- Sold For: $1,325,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Taxes: $9,751 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDWO2032180
- Added to Site: 156 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Bathroom - Tub Shower, Kitchen - Eat-In, Primary Bath(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane, Gas/Propane
- Appliances: Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Dishwasher, Dryer, Range Hood
- Flooring: Carpet, Laminate Plank, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
- Main Floor Baths: 5
- Main - Full Baths: 4
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Main & Up: 5
Other Rooms
- Laundry: Dryer In Unit, Washer In Unit
Additional Information
- Shared Amenities: Pool - Outdoor, Tennis Courts, Shuffleboard, Water/Lake Privileges
- Shared Pool: Yes
- Pool: Yes
- Security/Safety: 24 hour security, Exterior Cameras, Monitored
Exterior
- Exterior Features: Street Lights, Outbuilding(s), Outside Shower, Sidewalks
- Porch/Patio/Deck: Deck(s), Porch(es)
Parking
- Total Spaces: 3
- Parking Features: Concrete Driveway
- Parking Type: Off Street, On Street, Driveway
Location
- Area: Bayside Waterfront (84)
- Municipality: Ocean City
- County: Worcester
- Development Name: Montego Bay
- Subdivision: Montego Bay
- Building Name: NONE AVAILABLE
- Driving Directions: 130th street bayside travel on South Ocean Drive make right on Oyster Lane continue straight make right on Gulf Stream Drive house is on the right hand side.
- Direction Faces: East
- Location Details: Bayside
- City Limits: Yes
School Information
- School District: Worcester County Public Schools
- Elementary School: Ocean City
- Middle School: Berlin Intermediate School
- High School: Stephen Decatur
Community
- Association: Yes
- Assoc. Name: MONTEGO CIVIC BAY ASSOCIATION
- Assoc. Fees Include: Management, Pool(s)
- Pets Allowed: Yes
- Pets: Cats OK, Dogs OK
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV, Natural Gas Available
Structural Information
- Architectural Info: Coastal
- Architectural Style: Coastal
- Structure Type: Other
- Construction: Vinyl Siding, Frame
- Foundation: Crawl Space
- Roof: Shingle, Metal
- Walls/Ceilings: Dry Wall
- Windows: Screens
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories Description: Main
- Square Feet: 2,348
- Sq. Ft. Source: Assessor
- Living Area: 2,348 Sq. Ft.
- Year Built: 2021
- Year Built Source: Assessor
- Property Condition: Excellent
Unit Information
- Unit Floor in Bldg.: 2
Additional Structures
- Other Structures: Shed
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,600
- Lot Size Source: Assessor
- Lot Dimensions: 0.00 x 0.00
- Street/Road Desc.: Paved, Black Top
- Lot Features: Bulkheaded
- Zoning: TR
- Lot Description: Bulkheaded
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Bay
- Dock/Slip Conveys: Yes
- Docks: 1
Green Features
- RFactor - Ceilings: 38
- RFactor - Walls: 23
Financial Considerations
- Price Per Sq. Ft.: $606.9
- Association Fee: $396
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- City/TownTax: $797
- City/TownTax Freq: Annually
- County Tax: $8,954
- County Tax Freq: Annually
- Tax w/Assessment: $712,033
- Tax Amount: $9,751
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2348
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Furnishings Negotiable
- Section: 7A
- Lot Number: 1472B
Listed by RE/MAX One, Larry E. Holdren II
Sold by Berkshire Hathaway HomeServices PenFed Realty - OP, Amy L Coy
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Schools
Schools serving 627 Gulf Stream Dr
School District:Worcester County Public Schools
| Name | Grades | Distance |
|---|---|---|
Ocean City Elementary School 12828 Center Drive, Ocean City, MD 21842 | PK-4 | 6.9 mi |
Stephen Decatur Middle School, Berlin, MD 9815 Seahawk Road, Berlin, MD 21811 | 7-8 | 9.9 mi |
Stephen Decatur High School 9913 Seahawk Road, Berlin, MD 21811 | 9-12 | 9.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 627 Gulf Stream Dr
Date
Details
Price
Change
Source
9/12/2025
Sold
$1,325,000
-7.02%
MLS
8/15/2025
Listed
$1,425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
627 Gulf Stream Drive, Ocean City, MD 21842 (MLS# MDWO2032180) is a Single Family property that was sold at $1,325,000 on September 12, 2025. Want to learn more about 627 Gulf Stream Drive? Do you have questions about finding other Single Family real estate for sale in Ocean City? You can browse all Ocean City real estate or contact a Coldwell Banker agent to request more information.

