This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
$1,224,900
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
Property Description
Experience the best of Lake Norman living in this charming waterfront home nestled in a peaceful, quiet cove in desirable Cornelius. Perfectly positioned with easy access to the main channel, this exceptional location is just minutes from shopping, dining, entertainment, I-77, and a convenient commute to Charlotte and surrounding areas. This beautifully updated ranch home features a sought-after split-bedroom floor plan with 3 bedrooms and 2 bathrooms, offering comfort, privacy, and effortless single-level living. Designed for both everyday living and entertaining, the thoughtfully renovated chef's kitchen showcases stunning quartz countertops, a large center island, abundant custom cabinetry, a five-burner gas cooktop, double wall ovens, a stylish tile backsplash, and upgraded lighting. The spacious primary suite serves as a private retreat, complete with direct access to a secluded deck, a walk-in closet, and designer lighting. The luxurious ensuite bath creates a spa-like experience with a soaking tub, walk-in shower, dual vanities, and elegant finishes. Step outside and embrace the ultimate waterfront lifestyle. A private deep-water dock and pier accommodate up to two boats, making it easy to enjoy everything Lake Norman has to offer. Relax on the expansive covered deck overlooking the tranquil cove, or gather with family and friends around the fire pit on the spacious paver patio while taking in beautiful water views stretching toward the main channel. Whether you're seeking a full-time residence or the perfect lake retreat, this exceptional home offers the ideal blend of luxury, comfort, and convenience. This is Lake Norman living at its finest.
Full Property Details
Full Property Details for 21200 Rio Oro Dr
General
- Price: $1,224,900
- HOA FEE: $6/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4396261
- Updated: 8/10/2026
- Added to Site: 60 day(s) ago
Interior
- Interior Features: Built-in Features, Drop Zone, Garden Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s)
- Fireplace(s): Fire Pit, Fire Pit
- Appliances: Dishwasher, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink
Additional Information
- Shared Amenities: Lake Access
Exterior
- Exterior Features: Fire Pit, In-Ground Irrigation
Parking
- Parking Features: Driveway
Location
- County: Mecklenburg
- Subdivision: Bahia Bay
School Information
- Elementary School: Cornelius
- Middle School: Bailey
- High School: William Amos Hough
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Architectural Style: Transitional
- Construction: Site Built
- Exterior Const.: Hardboard Siding, Wood
- Main/1st Level: 2,048 Sq. Ft.
- Year Built: 1979
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Wooded, Views, Waterfront
- Rcmdd Zoning: GR
- Fencing (Description): Back Yard, Fenced
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $75
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 001-297-43
- Lot Number: 38084-186
Listed by Premier Sotheby's International Realty
Get Pre-Approved Today
Schools
Schools serving 21200 Rio Oro Dr
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Cornelius Elementary 21126 Catawba Avenue, Cornelius, NC 28031 | K-5 | 1.7 mi |
Bailey Middle School 11900 Bailey Road, Cornelius, NC 28031 | 6-8 | 3.5 mi |
William Amos Hough High 12420 Bailey Road, Cornelius, NC 28031 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21200 Rio Oro Dr
Date
Details
Price
Change
Source
8/10/2026
Price Reduced
$1,224,900
-2%
MLS
7/21/2026
Listed
$1,249,900
37.96%
MLS
4/27/2023
Sold
$906,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21200 Rio Oro Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
-100%
$1,000,000
—
2023
$6,441
-24%
$996,800
—
2023
$8,489
73%
$1,000,000
71%
2022
$4,902
—
$584,300
—
2021
$4,902
8%
$584,300
8%
2020
$4,559
-1%
$543,400
—
2019
$4,592
9%
$543,400
40%
2018
$4,222
1%
$389,000
—
2017
$4,189
6%
$389,000
6%
2016
$3,965
2%
$368,400
—
2015
$3,906
—
$368,400
—
2014
$3,904
—
$368,400
—
2013
$3,904
—
$368,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21200 Rio Oro Dr
21200 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4396261) is a Single Family property with 3 bedrooms and 2 full bathrooms. 21200 Rio Oro Drive is currently listed for $1,224,900 and was received on July 21, 2026. Want to learn more about 21200 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

